Aetna: Understanding Private Insurance Coverage And Options

Aetna is a private health insurance company that offers a range of health insurance plans and related services, including medical, dental, and pharmaceutical coverage. The company operates primarily through employer-paid insurance programs and Medicare, and provides coverage to millions of individuals across the United States.

Aetna is a private insurer

Aetna's health insurance plans cater to individuals, families, and self-employed workers, with options for varying levels of deductibles, copays, premiums, and prescription drug coverage. They also provide student health plans for those studying in college or abroad.

Aetna's history dates back to 1819 when it was established as the Aetna (Fire) Insurance Company of Hartford, Connecticut. Over the years, the company has expanded its offerings, ventured into new markets, and undergone several mergers and acquisitions. Since 2018, Aetna has been a subsidiary of CVS Health, with a network of millions of medical and dental members, health care professionals, hospitals, and more.

It offers individual and family health insurance plans

Yes, Aetna is a private health insurance company. It offers individual and family health insurance plans, including Medicare, medical, dental, and vision insurance.

Aetna offers a range of health insurance plans to cater to different needs and preferences. For example, the Aetna Open Choice PPO plan allows members to visit any provider, in or out of the network, without a referral. The Aetna Managed Choice plan offers the cost advantages of a managed care plan while still providing flexibility. Members can also choose a primary care physician (PCP) to guide their care or go out of the network for a higher cost.

Aetna also offers a range of PPO plans with different deductible, copay, premium, and prescription drug coverage options. These plans offer flexibility and savings, with no referrals required and broad networks of providers.

In addition to individual and family plans, Aetna also provides health insurance for students, including those studying abroad, and international coverage for those living or working abroad.

Aetna's health insurance plans are offered and/or underwritten by Aetna Life Insurance Company (Aetna) and other affiliated companies. These plans contain exclusions and limitations, and the availability of specific plans may vary by location.

It also offers student health plans

Aetna is a private health insurance company that offers a range of health insurance plans and services, including medical, pharmacy, and dental plans, as well as behavioural health programs. It is the largest health services company in the student health industry, serving over 400,000 members and 150 schools.

Aetna Student Health offers students access to a national network of doctors, hospitals, and specialists, as well as discounts on massage therapy, over-the-counter vitamins, oral health care products, acupuncture, and weight-loss programs. Their plans also provide care that travels with students, offering medical assistance and information anytime, anywhere in the world through On-Call International. This includes core support services such as medical evacuation, prescription drug replacement, and repatriation services, as well as help on the go, like emergency travel arrangements, language translation, and assistance with lost luggage or travel documents.

Aetna's student health plans also include day-to-day support, such as a 24/7 health line, open enrollment assistance, and an on-campus presence. They also offer digital plan tools like the Aetna member website, the Aetna Health app, a digital ID card, and international student resources.

Additionally, Aetna provides support for students in need through their Guardian Angel Program, which uses claims data to identify those who have recently survived an overdose and then reaches out with the right support. A caring nurse or clinician will assess the student's mental and physical well-being, provide information on naloxone and harm reduction strategies, direct them to in-network resources and providers, and offer ongoing support and follow-up as needed.

Aetna is a subsidiary of CVS Health

Yes, Aetna is a private insurance company and a subsidiary of CVS Health. CVS Health is an American healthcare company that owns CVS Pharmacy, a retail pharmacy chain, CVS Caremark, a pharmacy benefits manager, and Aetna, a health insurance provider, among many other brands.

In November 2018, CVS Health announced that it had completed its acquisition of Aetna, making CVS Health the nation's premier health innovation company. The combined company brings together the capabilities of two leading organisations to establish an innovative healthcare model. The acquisition was valued at $70 billion, including the assumption of Aetna's debt, and established CVS Health as the world's second-largest healthcare company.

The integration of Aetna's medical information and analytics with CVS Health's pharmacy data allows the combined company to develop new ways to engage consumers in their total health and wellness. This includes earlier interventions, better-connected care, and improved health outcomes at lower costs. CVS Health's broad range of health services, including retail pharmacy services, specialty pharmacy, long-term care, and walk-in clinical services, are now more accessible to Aetna members.

Aetna will continue to operate as a stand-alone business within the CVS Health enterprise, led by members of its current management team. The Aetna brand name will also continue to be used in reference to the health insurance products offered by the company.

It offers dental and vision insurance plans

Aetna is a private insurer that offers dental and vision insurance plans. These plans are available as standalone options or in combination with any medical plan.

Aetna's dental insurance plans include individual and family plans. These plans help protect your smile and oral health by covering dental services such as check-ups, cleanings, and treatments.

Aetna's vision insurance plans provide coverage for eyewear and eye health. With their vision coverage, you can get the eyewear you want, including glasses and contact lenses, and access eye health services to maintain healthy eyes.

Aetna's dental and vision insurance plans offer flexibility, savings, and quality coverage. You can choose from a range of plan options, such as PPO or HMO, to find the one that best suits your needs and preferences. These plans provide access to broad networks of providers, including dentists and eye care professionals, ensuring you receive quality care.

Additionally, Aetna's dental and vision plans offer competitive discounts, helping you save money on your dental and vision care expenses.

By choosing Aetna's dental and vision insurance plans, you can rest assured that your oral and eye health needs are covered, providing you with peace of mind and access to the care you need to maintain your overall well-being.

Frequently asked questions