Dairyland Auto Insurance: Legit Or Scam?

Dairyland Insurance is a provider of low-cost vehicle and motorcycle insurance for high-risk drivers. The company specializes in auto, motorcycle, and SR-22 insurance policies and accepts drivers with low credit scores or poor driving histories. Dairyland has been in business since 1953 and is currently licensed in 21 states. Reviews of the company are mixed, with some customers praising its affordability and ease of use, while others complain about poor customer service and unexpected rate increases.

Dairyland's pros and cons

Dairyland Insurance is a legitimate company that has been in business since 1953. It specializes in auto, motorcycle, and SR-22 insurance for high-risk drivers. Here are some pros and cons of Dairyland Auto Insurance:

Pros:

• Accepts drivers with low credit scores or poor driving histories.
• Offers a range of coverage options, from state-minimum to comprehensive plans.
• Provides various services like 24/7 claims, roadside assistance, rental reimbursement, medical payments, and more.
• Has a free mobile app with self-service options like access to ID cards, bill alerts, and payments.
• Offers free quotes online and various discount options.
• Does not penalize drivers with poor credit, no prior insurance, or a bad driving record.
• Has an A+ rating from the Better Business Bureau, indicating responsiveness to customer complaints.

Cons:

• Limited availability; currently licensed in 21 states.
• More expensive than average for car insurance, with below-average customer service.
• Has received more complaints than expected for a company of its size, according to the National Association of Insurance Commissioners (NAIC).
• Cancellation and billing issues have been reported by some customers.
• Does not offer a wide range of extra coverage options for car insurance.

Dairyland's customer service

Dairyland Insurance offers auto and motorcycle insurance to drivers who are unable to get insurance from standard companies due to their poor driving record, lack of driving history, or lapse in insurance coverage. The company is currently licensed in 21 states and provides a range of coverage options, including collision, comprehensive, personal injury, liability, and non-owner motorist insurance.

While Dairyland's customer service staff are described as "kind and patient" and "professional and courteous" in some reviews, other reviews highlight issues with staff rudeness, lack of knowledge, and difficulties in resolving problems. There are also reports of long wait times when calling the company's support line.

In summary, Dairyland's customer service has received mixed feedback, with some customers appreciating the company's convenience and staff assistance, while others have expressed frustration over claims handling, unexpected costs, and unhelpful staff.

Dairyland's insurance coverage

Dairyland Insurance has been in the business since 1953, offering auto and motorcycle insurance to drivers who typically can't get coverage anywhere else, including high-risk drivers with serious or repeated traffic-related offences or DUI convictions. Dairyland also accepts drivers with low credit scores or poor driving histories.

Dairyland offers a range of customisable coverage options, including:

• Bodily injury liability coverage
• Property damage liability coverage
• Collision/comprehensive (physical damage) coverage
• Uninsured/underinsured motorist coverage
• Personal injury protection (PIP) coverage

The company also offers SR-22 and FR-44 certificates, as well as insurance for drivers with DUIs and other violations. Dairyland's rates are considerably more expensive than average for car insurance, but it is a good choice for motorcycle coverage as it is not expensive and allows you to add a range of extra coverages to your policy.

Dairyland also offers a variety of flexible payment options, including monthly payments, online payments without logging in, and the option to set up payments online or through your agency.

Dairyland's insurance quotes and costs

Dairyland offers free car insurance quotes online. The company's rates are more expensive than average, with an average rate for full coverage of $391 per month, and an average minimum coverage of $196 per month. However, Dairyland offers a range of discounts to help lower costs. These include:

• Multi-car discount
• Advanced quote discount
• Defensive driving discount
• Anti-theft device discount
• Homeowner discount
• Payment frequency discount
• Transfer discount
• And more

Dairyland also offers flexible payment plans and reliable customer support.

Dairyland's reputation

Dairyland Insurance has been in the business since 1953, offering auto and motorcycle insurance to drivers who are unable to get insurance from standard companies due to their poor driving record, lack of driving history, or lapse in insurance coverage. Dairyland is a good option for high-risk drivers who have trouble getting coverage from other providers. The company is licensed in 21 states and offers a range of customizable coverage options, including bodily injury liability, property damage liability, collision/comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP).

Dairyland has received mixed reviews from its customers. Some appreciate the company's affordable rates, ease of getting insured, and good customer service. On the other hand, some customers have complained about issues with claims handling, unexpected rate increases, and poor customer support. Dairyland has an A+ rating from the Better Business Bureau but has received more complaints than expected for a company of its size, according to the National Association of Insurance Commissioners (NAIC). Overall, Dairyland's reputation is mixed, with some customers having positive experiences and others facing challenges with their policies and claims.

Frequently asked questions