Orlando Harmon
Empire Blue Cross Blue Shield is a health insurance company that offers a range of insurance plans to individuals, families, and businesses in New York. It provides flexible group insurance plans for businesses of all sizes, including medical, pharmacy, dental, vision, and life and disability insurance options. Empire Blue Cross Blue Shield also offers standard Affordable Care Act (ACA)-compliant benefit plans, Medicare plans, and catastrophic coverage plans for individuals and families. The company is committed to making health care insurance accessible and affordable for its customers.
| Characteristics | Values |
|---|---|
| Name | Empire Blue Cross Blue Shield |
| Also Known As | Anthem BCBS |
| Location | New York |
| Type | Health Insurance |
| Plans | Individual, Family, Medicare, Catastrophic Coverage, Medicaid |
| Other Services | Dental, Vision, Pharmacy, Life Insurance, Disability Insurance |
What You'll Learn
- Empire BlueCross BlueShield is an HMO plan with a Medicare contract
- Empire offers health insurance for individuals and families
- Empire BlueCross BlueShield is licensed under New York State law
- Empire BlueCross BlueShield offers dental and vision insurance
- Empire BlueCross BlueShield offers COVID-19 vaccination coverage
Empire BlueCross BlueShield is an HMO plan with a Medicare contract
Empire BlueCross BlueShield, formerly known as Empire Blue Cross Blue Shield, is a private insurance company that offers a range of health insurance plans, including an HMO (Health Maintenance Organization) plan. As an HMO, this plan is a type of Medicare Advantage Plan (Part C) offered in partnership with Medicare.
An HMO plan is a type of Medicare Advantage plan provided by private insurance companies, in this case, Empire BlueCross BlueShield. These plans must offer the same benefits, rights, and protections as Original Medicare (Parts A and B) but can do so with different rules, restrictions, and costs. For example, while Original Medicare allows for more flexibility in choosing healthcare providers, HMO plans typically require members to receive care and services from doctors and hospitals within the plan's network, except in cases of emergency, urgent care, or out-of-area dialysis.
The Empire BlueCross BlueShield HMO plan with a Medicare contract likely follows these general guidelines for HMO plans. This means that individuals enrolled in this plan will have access to the same benefits as Original Medicare but will primarily receive their care from in-network providers contracted or employed by Empire BlueCross BlueShield.
HMO plans often focus on prevention and wellness, providing coordinated care through care managers or primary care doctors. They may also offer additional benefits, such as health and wellness programs, vision, and hearing care. It's important to note that HMO plans may have specific eligibility requirements, such as residing in the plan's service area, and usually charge a monthly premium on top of the Medicare Part B premium.
To summarize, Empire BlueCross BlueShield is a private insurance company that offers an HMO plan with a Medicare contract. This means that they provide Medicare benefits through their HMO plan, following the guidelines and requirements of Medicare Advantage plans while offering their own network of healthcare providers and potentially additional benefits.
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Empire offers health insurance for individuals and families
Empire Blue Cross Blue Shield, now known as Anthem BCBS, offers health insurance for individuals and families. Empire offers a range of health insurance options, including standard Affordable Care Act (ACA)-compliant benefit plans through the New York State of Health Marketplace. These plans are designed to be easy to understand and provide comprehensive coverage for individuals and families.
Empire's health insurance plans offer flexibility and choice, allowing customers to choose from a variety of quality doctors and hospitals that are part of their network. They also offer a wide range of brand-name and generic drugs, as well as home delivery options for prescriptions. Empire's online tools make it convenient for members to manage their prescriptions, pay monthly premiums, and view their benefits and claims.
In addition to health insurance, Empire also provides dental and vision insurance options. They offer Medicare plans for those who are over 65 or eligible, as well as catastrophic coverage plans for individuals under 30 or those with an approved hardship exemption. For individuals who are disabled, managing a chronic condition, or in need of income assistance, Empire also offers Medicaid plans.
Empire is committed to making healthcare accessible and affordable. They provide a range of insurance options to cater to diverse needs, ensuring that individuals and families can find a plan that suits their health requirements and budget. With Empire's health insurance plans, members can have peace of mind knowing that their healthcare is in good hands.
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Empire BlueCross BlueShield is licensed under New York State law
Empire BlueCross BlueShield is an independent licensee of the Blue Cross and Blue Shield Association, serving residents and businesses in the 28 eastern and southeastern counties of New York State. They offer a range of health insurance options, including individual and family plans, as well as dental and vision insurance. Empire also provides Medicare plans and catastrophic coverage plans for individuals under 30 or with an approved hardship exemption.
Empire BlueCross BlueShield, formerly known as Empire Blue Cross Blue Shield, is now called Anthem BCBS. They are committed to supporting their customers' health and offer plans that are easy to understand and provide peace of mind. Their website provides a Find Care tool to help users find quality doctors and hospitals that are part of their plan.
Empire BlueCross BlueShield's Medicare plans include Medicare Advantage Plans: Part C, Medicare Part D Plans, and Medicare Supplement Plans (Medigap). They also offer a range of group insurance plans for businesses of all sizes, including medical, pharmacy, dental, vision, and life and disability insurance.
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Empire BlueCross BlueShield offers dental and vision insurance
Empire BlueCross BlueShield is the trade name of Empire HealthChoice Assurance, Inc., an independent licensee of the Blue Cross Blue Shield Association. It serves residents and businesses in the 28 eastern and southeastern counties of New York State and is the largest health insurer in the state based on PPO and HMO membership.
Empire BlueCross BlueShield provides flexible group insurance plans for businesses of all sizes, including medical, pharmacy, dental, vision, and life and disability plans. The company is committed to making health care insurance easy, affordable, and attainable for all.
Empire BlueCross BlueShield also offers individual and family insurance plans, which include dental and vision insurance options. Members can manage their prescriptions, pay monthly premiums, and view benefits through their online accounts.
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Empire BlueCross BlueShield offers COVID-19 vaccination coverage
Empire BlueCross BlueShield (BCBS) is a subsidiary of BlueCross BlueShield that offers plans in New York. The company provides a range of health insurance plans, including Medicaid, CHIP, Managed Long-term Care (MLTC), Health and Recovery Plan (HARP), and Medicaid Advantage Plus (MAP). It also offers an Essential Plan for people aged 19–64 who are not eligible for Medicaid or minimum essential coverage.
Empire BlueCross BlueShield has committed funding to combat food insecurity and support COVID-19 relief efforts across New York. The company has contributed over $200,000 to organizations providing critical access to food during the COVID-19 pandemic, with additional funding of nearly $2 million in active grants to local organizations. Empire BlueCross BlueShield also offers COVID-19 testing and antibody testing options for eligible members.
Empire BlueCross BlueShield also provides insurance plans and health programs for employers to offer their employees. These plans include medical insurance, a health and wellness program, pharmacy benefits, dental insurance, vision insurance, life insurance, disability insurance, and voluntary supplemental health plans.
Empire BlueCross BlueShield offers a telemedicine app called LiveHealth Online®, which is free for members and facilitates easy access to prescriptions, simple diagnoses, and non-emergency medical advice. The company also offers Empire Whole Health Connection® and a Pharmacy Benefit Manager (PBM) called IngenioRx, which help members find savings and consider their overall health.
Empire BlueCross BlueShield is a good choice for individuals, families, or employees seeking comprehensive health insurance coverage in New York. The company's commitment to COVID-19 relief and focus on whole-person health demonstrate their dedication to improving the health and well-being of their members.
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Frequently asked questions
Empire Blue Cross Blue Shield is a health insurance company that offers a range of insurance plans, including individual, family, and group plans. They also offer Medicare, Medicaid, dental, and vision insurance options.
Yes, Empire Blue Cross Blue Shield is a private insurance company. They offer a range of private insurance plans for individuals, families, and groups.
Empire Blue Cross Blue Shield offers a variety of benefits to its members, including affordable and flexible plan options, easy management of health insurance plans through an online account, and access to quality doctors and hospitals that are part of their network.
It's important to consider your own needs and preferences when choosing an insurance company. You can compare the benefits, coverage options, provider networks, and costs associated with different insurance plans to find the one that best suits your requirements. It's also a good idea to read reviews and seek recommendations from others who have experience with the insurance company.
