Everly Life Insurance: Legit Or A Scam?

Everly Life Insurance is a legitimate company with over 200,000 customers and nearly 100 years of service. The company is BBB Accredited and has an A- rating from AM Best. Everly offers a range of insurance products, including universal life, whole life, term life, and final expense insurance. The company is licensed in 49 states within the US and is not licensed in New York. Reviews for the company are mixed, with some customers praising the simplicity and ease of use of Everly's services, while others have complained about issues with payments and policy coverage.

Everly Life Insurance reviews

Everly Life Insurance has received mixed reviews from customers. On Trustpilot, the company has an average rating, with some customers praising the company's user-friendly interface, competitive rates, and simple application process. Several people have mentioned that the company offers a modern approach to life insurance, with transparent policies and competitive savings interest rates. The company's customer service has also been commended for being responsive and knowledgeable.

However, there are also negative reviews, with some customers reporting issues with incorrect billing and non-payment of valid policies. One customer mentioned that their father had paid for multiple insurance policies, but when their mother passed away, Everly Life Insurance refused to honour the policies, claiming non-payment. Another customer reported issues with their account balance, with Everly claiming that there was an outstanding balance despite the customer providing proof of payment. This issue was eventually resolved, but not in a timely manner.

Everly Life Insurance is also mentioned on Reddit, with some users expressing interest in the company's offerings, particularly the idea of earning interest on contributions and the ability to withdraw funds. However, one user cautioned that whole life insurance, which is the type offered by Everly, is generally not a good idea and is typically worse than term life insurance.

Everly Life Insurance is a BBB Accredited Business with an A- rating. The company has been in business for 4 years and offers term-like life insurance and universal life insurance products.

Everly Life Insurance ratings

Everly Life Insurance is a legitimate company with a physical address in Topeka, Kansas. The company has been in business for four years and is BBB Accredited with an A- rating. AM Best, a rating agency, has assigned Everly Life Insurance Company a Financial Strength Rating of A- (Excellent). The company has also been in business for nearly 100 years.

Everly Life Insurance has received mixed reviews online. On Trustpilot, the company has an average rating of 33 reviews. While some customers have praised Everly for its easy application process, competitive rates, and user-friendly interface, others have complained about issues with policy payments and non-payment of valid policies.

One customer praised Everly for its "great rates, experience, and fast service," noting that they compared Everly's quote with leading carriers in the market and found it very competitive. They also appreciated the flexibility and simplicity offered by Everly's user experience.

Another customer shared a positive experience with Everly's customer service team, stating that they helped walk them through their current policy and determine the best way to keep their company payment information private. They also mentioned that they would be saving almost 50% on their premium by switching to Everly.

However, there are also negative reviews from customers who have experienced issues with policy payments and non-payment of valid policies. One customer reported that Everly stated they still had an outstanding balance on their policy, even though they had paid it in full two months prior. Despite submitting proof of payment multiple times, the issue remained unresolved for weeks.

Another customer shared a similar experience, stating that Everly refused to pay valid policies after their mother's passing, claiming that the policies were invalid due to non-payment. The customer provided evidence that the policies had been paid, but Everly continued to dispute the validity of the policies.

Overall, while Everly Life Insurance has received some positive reviews for its competitive rates, easy application process, and helpful customer service, there are also negative reviews highlighting issues with policy payments and non-payment of valid claims. It is always important to do your own research and compare multiple options before making any decisions regarding life insurance.

Everly Life Insurance customer service

Everly Life Insurance is a legitimate company with an A- rating from AM Best, indicating its financial stability. The company has been in business for nearly 100 years and has over 200,000 customers. Everly offers a range of insurance solutions, including universal life, whole life, term life, and final expense insurance.

Everly Life Insurance's customer service has received mixed reviews. On Trustpilot, the company has an average rating of 3.3 stars out of 5, with some customers praising the company's easy and hassle-free application process, competitive rates, and responsive customer service. However, there are also negative reviews, with some customers reporting issues with incorrect billing and a lack of timely responses from the company.

In response to negative reviews, Everly has replied, apologising for the issues and providing contact information for their customer service team. The company claims to uphold the BBB Standards for Trust and has replied to 1 out of 2 negative reviews on Trustpilot.

Everly Life Insurance's website emphasises its commitment to providing accessible financial products and supporting customers throughout their journey. The company offers digital and agent-assisted services, aiming to simplify the process of purchasing life insurance.

Overall, while there are some negative reviews, Everly Life Insurance appears to be a legitimate company with a focus on customer service and innovation in the life insurance industry.

Everly Life Insurance application process

Everly Life Insurance is a BBB Accredited Business with an A-Rating. It offers term-like life insurance and universal life insurance products. The company is committed to upholding the BBB Standards for Trust.

The Everly Life Insurance application process is simple and easy to use. It involves no health screening and does not require sitting down with an agent. The application process is digital, and the website is user-friendly. The performance of the web pages is one of the best, with self-explanatory numbers and quotes. The two-factor authentication makes the process secure.

The first step of the application process involves filling out basic information, such as your name, address, occupation, and employer. It will also ask for personal information, including lifestyle habits, health histories of immediate family members, financial information, risky hobbies, and criminal convictions.

After submitting the application, a life insurance agent will arrange for a paramedical to meet you at your home, office, or a clinic selected by the insurance company to conduct a medical exam. During the exam, the paramedical will record your medical history, take your blood pressure, listen to your heartbeat, and check your height and weight. They will also ask about your lifestyle habits and your family's medical history.

Once the application and medical exam have been reviewed, the company will either approve or deny your request to purchase coverage. This process can take days or weeks, depending on various factors.

Overall, the Everly Life Insurance application process is straightforward and user-friendly, making it a convenient option for those seeking life insurance.

Everly Life Insurance products

Everly Life Insurance is a company that offers a new way to secure your future with its life insurance products. The company is based in Topeka, Kansas, and has been in business for four years. It is BBB Accredited with an A-Rating from the Better Business Bureau.

Everly offers term-like life insurance and universal life insurance products. Their life insurance products are designed to provide protection and encourage tax-deferred growth. They also offer the opportunity to grow your money in tax-advantaged ways, with savings and interest rates that are competitive in the market.

The application process for Everly Life Insurance is simple and easy to use, with no health screening necessary. Their website is user-friendly, transparent, and educational, allowing customers to get a quote quickly. The company also provides excellent customer service, with knowledgeable agents who are willing to help.

Everly Life Insurance stands out from traditional insurance companies by offering a modern approach to life insurance. They aim to empower their customers to live their best lives and make financial security accessible to all.

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