Paul Sanchez
Hotwire Insurance Services is a broker insurance company specializing in auto, commercial auto, and motorcycle insurance. They offer Rental Car Protection through Allianz Global Assistance, which covers damage or loss of a rental car. This coverage is available during the checkout process or directly through Allianz. Hotwire also provides insurance for cars, homes, and businesses in Arizona, California, North Carolina, and Texas, with savings of up to $800 per year on car insurance.
| Characteristics | Values |
|---|---|
| Type of Insurance | Rental Car Protection |
| Insurance Provider | Allianz Global Assistance |
| Maximum Coverage | $40,000 - $75,000 |
| Coverage Period | Up to 45 consecutive days |
| Coverage Type | Primary coverage |
| Included Services | 24-Hour Hotline Help |
| Excluded Countries | Israel, Jamaica, Republic of Ireland, Northern Ireland |
What You'll Learn
- Hotwire's Rental Car Protection insurance covers physical damage to a rental car caused by a collision, fire, storm, vandalism or theft
- Hotwire Insurance Services is a broker insurance company specializing in auto, commercial auto, and motorcycle insurance
- Hotwire's Rental Car Protection insurance is provided through a partner provider, Allianz Global Assistance
- Hotwire's Rental Car Protection insurance includes a 24-Hour Help Line with multi-lingual staff to assist with medical, legal, or travel-related emergencies
- Hotwire's Rental Car Protection insurance is primary coverage, meaning it pays before any secondary coverage
Hotwire's Rental Car Protection insurance covers physical damage to a rental car caused by a collision, fire, storm, vandalism or theft
Hotwire's Rental Car Protection offers insurance against rental car losses or damages. This policy covers physical damage to a rental car, up to a maximum of $40,000 to $75,000, caused by a collision, fire, storm, vandalism, or theft. This benefit is limited to car rentals of up to 45 consecutive days. The Rental Car Protection is provided by Allianz Global Assistance, a partner provider of Hotwire.
This coverage is primary, meaning it pays before any secondary coverage. It is available for travel in the United States and most foreign countries, excluding Israel, Jamaica, the Republic of Ireland, and Northern Ireland.
The Rental Car Protection also includes a 24-Hour Help Line with multilingual staff who can assist with medical, legal, or travel-related emergencies.
It is important to note that Hotwire's Rental Car Protection may duplicate coverage provided by your personal auto insurance, homeowner's insurance, personal liability insurance, or other sources. Therefore, it is essential to review your existing policies before purchasing this optional coverage.
Additionally, some credit card companies offer complimentary rental car insurance as a perk, so it is worth checking with your credit card provider to see if this is included in your benefits.
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Hotwire Insurance Services is a broker insurance company specializing in auto, commercial auto, and motorcycle insurance
Hotwire Insurance Services is a broker insurance company that specializes in auto, commercial auto, and motorcycle insurance. The company operates in Arizona, California, North Carolina, and Texas, and its licensed agents represent the customer, not the insurance company.
Hotwire Insurance Services offers A-rated insurance products and claims to provide the best customer service in the industry. The company's clients save over 70% on average compared to their previous auto insurance premiums.
In addition to auto insurance, Hotwire Insurance Services also offers commercial, home, health, and special insurance. Their commercial insurance covers areas such as real estate agent E&O and workers' compensation, while their special insurance includes coverage for boats and other unique situations.
The company invites potential customers to contact them for a quote, emphasizing the potential for significant savings.
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Hotwire's Rental Car Protection insurance is provided through a partner provider, Allianz Global Assistance
Hotwire's Rental Car Protection is an insurance policy that covers losses or damages to a rental car. This insurance is provided through a partnership with Allianz Global Assistance. The policy covers physical damage to a rental car, up to a maximum of $40,000 to $75,000, depending on the source. This coverage includes damage caused by collision, fire, storm, vandalism, or theft during the rental period, which has a maximum duration of 45 days.
The Rental Car Protection insurance is competitively priced and primary, meaning it pays out before any secondary coverage. Hotwire's partnership with Allianz Global Assistance also includes a 24-Hour Help Line with multilingual staff who can assist with medical, legal, or travel-related emergencies.
Allianz Global Assistance products are underwritten by reputable insurance companies, such as BCS Insurance Company or Jefferson Insurance Company, and are rated "A-" or "A" (Excellent) by A.M. Best Co. The insured does not receive any special benefits due to the affiliation between AGA Service Company and Jefferson Insurance Company.
It is important to note that this rental car insurance may duplicate coverage provided by personal auto insurance, homeowner's insurance, personal liability insurance, or other sources. Therefore, it is not mandatory to purchase this insurance policy, and it may not be available in all jurisdictions. Additionally, Texas and California residents have specific considerations to keep in mind, as mentioned in the source material.
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Hotwire's Rental Car Protection insurance includes a 24-Hour Help Line with multi-lingual staff to assist with medical, legal, or travel-related emergencies
Hotwire's Rental Car Protection insurance offers a 24-Hour Help Line with multilingual staff to assist with medical, legal, or travel-related emergencies. This service provides peace of mind and valuable assistance to travellers in the event of unforeseen circumstances.
The 24-Hour Help Line is part of Hotwire's Rental Car Protection insurance, which is provided through their partner, Allianz Global Assistance. This insurance covers physical damage to a rental car, up to a maximum of $40,000 to $75,000, resulting from collisions, fire, storms, vandalism, or theft during the rental period, which can last up to 45 consecutive days.
The 24-Hour Help Line is a crucial component of Hotwire's Rental Car Protection insurance. It ensures that travellers are not left stranded or helpless in case of emergencies. The multilingual staff can provide assistance in various languages, making it accessible to a diverse range of customers. With just a phone call, travellers can receive guidance and support to navigate through challenging situations, whether it's a medical issue, legal matter, or travel-related emergency.
The multilingual staff are trained to handle a range of scenarios and connect travellers with the necessary resources and information. For example, if a traveller encounters a medical emergency, the staff can help them locate nearby medical facilities, provide translation assistance if needed, and guide them through the local healthcare system. Similarly, for legal or travel-related issues, the staff can offer real-time assistance, answer questions, and coordinate any necessary support.
Having access to a 24-Hour Help Line with multilingual staff enhances the overall travel experience by providing an added layer of security and convenience. It allows travellers to focus on their trip, knowing that expert assistance is readily available if needed. This service is particularly valuable for international travellers who may encounter language barriers or unfamiliar situations while abroad.
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Hotwire's Rental Car Protection insurance is primary coverage, meaning it pays before any secondary coverage
Hotwire is a broker insurance company that provides auto, commercial auto, and motorcycle insurance. They have partnered with Allianz Global Assistance to offer Rental Car Protection, which covers physical damage to a rental car up to $40,000-75,000. This damage may be caused by a collision, fire, storm, vandalism, or theft. The coverage is primary, meaning that it pays out before any secondary coverage policies. This means that Hotwire's Rental Car Protection is the first source of payment for a covered loss.
Hotwire's Rental Car Protection is a great option for those seeking primary coverage for their rental car. With a maximum coverage period of 45 days, it provides peace of mind and financial protection in the event of any physical damage to the vehicle during the rental period.
It is important to note that this coverage is separate from Hotwire's other insurance offerings, which include auto, commercial auto, and motorcycle insurance. As a broker insurance company, Hotwire represents their clients, not the insurance company, and offers A-rated insurance products with competitive pricing.
Hotwire's Rental Car Protection also includes a 24-Hour Help Line with multilingual staff who can assist with medical, legal, or travel-related emergencies. This additional benefit enhances the overall value of the coverage, providing customers with support and assistance when they need it most.
In summary, Hotwire's Rental Car Protection serves as primary coverage, paying out before any secondary coverage. It offers comprehensive protection against physical damage to a rental car, along with the added benefit of emergency assistance. This coverage provides customers with confidence and peace of mind during their rental period, knowing that they are protected in case of any unforeseen incidents or accidents.
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Frequently asked questions
Hotwire Rental Car Protection is insurance against rental car losses or damages offered by Hotwire through a partner provider, Allianz Global Assistance. This policy covers physical damage to a rental car, up to a maximum of $40,000-$75,000, caused by a collision, fire, storm, vandalism, or theft during the rental period (up to 45 days).
The Hotwire Rental Car Protection may duplicate coverage provided by your personal auto insurance, homeowner's insurance, personal liability insurance, or other sources. It is recommended to check with your insurance provider to understand your existing coverage before purchasing rental car protection.
Hotwire Rental Car Protection covers physical damage to a rental car caused by a collision, fire, storm, vandalism, or theft. It does not cover personal injury, personal liability, or personal property. It also does not cover damage to other vehicles or property, or any injury to other parties.
You can purchase Hotwire Rental Car Protection when booking a rental car through Hotwire. The cost of the protection is calculated based on the length of the rental period and the selected coverage options.
In the event of an incident, you can file a claim by contacting Allianz Global Assistance, the partner provider of Hotwire's Rental Car Protection. They can be reached at 1 (800) 771-1281.
