Liberty HealthShare is a Christian, non-profit medical cost-sharing community based in Canton, Ohio. It is not insurance, but rather a health-sharing ministry that helps facilitate the sharing of its members' eligible medical expenses. Members are considered self-pay patients and are ultimately responsible for their medical expenses. Liberty HealthShare does not have a timeline for sharing and does not have reserves of SharePower. Sharing is determined by its members' contributions and the number of medical expenses submitted.
Characteristics | Values |
---|---|
--- | --- |
Type of Organization | Christian, non-profit medical cost sharing community |
Founded | 1995 |
Based in | Canton, Ohio |
Membership | 100,000 |
Membership Requirements | Live by biblical principles and agree to the Statement of Shared Christian Beliefs |
Membership Options | Singles, Couples, Families, Liberty Assist, Liberty Rise |
Annual Unshared Amount (AUA) | $1,000 - $2,250 |
Monthly Share Amount | $266 - $1,276 |
Maximum Sharing Limit | $50,000 - $1,000,000 |
Eligible Medical Expenses | Annual wellness and screening appointments, physician and clinic visits, surgery and hospital care, prenatal and maternity care |
Non-Eligible Medical Expenses | Pre-existing conditions during the first year of membership, Tier 1-3 prescriptions, dental/vision expenses, expenses other than accidents, acute illness, or injury within the first 60 days of membership, medical expenses of $200 or less |
What You'll Learn
- Liberty HealthShare is a Christian, non-profit medical cost-sharing community
- Members must observe Christian standards such as attending worship services, avoiding tobacco use, not abusing alcohol or drugs, and living a healthy lifestyle
- Liberty HealthShare is not an insurance company and does not sell insurance
- Liberty HealthShare is a health-sharing ministry
- Liberty HealthShare is the program name for the Gospel Light Mennonite Church Medical Aid Plan, Inc
Liberty HealthShare is a Christian, non-profit medical cost-sharing community
The community is centred around Christian values, shared beliefs and responsible choices regarding health and helping others. Liberty HealthShare has a variety of programs designed to provide all household sizes with an alternative way to pay for medical expenses. For example, Liberty HealthShare offers an affordable option to fill in any coverage gaps for people 65 and older on Medicare Parts A and B. Liberty HealthShare also offers a budget-friendly option for young adults 18-29 and married couples who don't have children.
Liberty HealthShare's programs are based on shared ethical and religious beliefs, a religious tradition of mutual aid, neighbourly assistance and financial sharing. Members of Liberty HealthShare must observe Christian standards such as attending worship services, avoiding tobacco use, not abusing alcohol or drugs, and living a healthy lifestyle.
Liberty HealthShare is not an insurance company and does not sell insurance. It is a non-profit healthcare ministry. Liberty HealthShare's members are considered self-pay patients. Liberty HealthShare simply facilitates the sharing of members' eligible medical costs.
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Members must observe Christian standards such as attending worship services, avoiding tobacco use, not abusing alcohol or drugs, and living a healthy lifestyle
Liberty HealthShare is a Christian health-sharing ministry that requires its members to observe Christian standards. Members must agree to a Statement of Shared Christian Beliefs. This includes attending worship services, avoiding tobacco use, not abusing alcohol or drugs, and living a healthy lifestyle. Members are also expected to agree that personal rights and liberties are bestowed by God, not granted by government or men, and that they have a biblical and ethical obligation to assist others.
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Liberty HealthShare is not an insurance company and does not sell insurance
Liberty HealthShare is a Christian, non-profit medical cost-sharing community. It is not an insurance company and does not sell insurance. Liberty HealthShare is a membership-based organisation where members voluntarily share each other's medical costs. Members are considered self-pay patients and are ultimately responsible for their medical expenses. Liberty HealthShare only facilitates the sharing of members' eligible medical expenses.
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Liberty HealthShare is a health-sharing ministry
The organisation offers a variety of programs for singles, couples and families, including those aged 65 and older on Medicare Parts A and B, and young adults aged 18-29. Liberty HealthShare also offers an optional dental sharing program.
Members must agree to a statement of shared Christian beliefs, including that personal rights and liberties are bestowed by God, and that they have a biblical and ethical obligation to assist others. Members are also expected to live a healthy lifestyle and avoid anything that can cause bad health.
Liberty HealthShare is not insurance and does not sell insurance. Members are considered self-pay patients and are ultimately responsible for their medical decisions and expenses. Liberty HealthShare simply facilitates the sharing of medical costs among members.
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Liberty HealthShare is the program name for the Gospel Light Mennonite Church Medical Aid Plan, Inc
Liberty HealthShare is a not-for-profit health care sharing ministry that is based in Canton, Ohio. It was founded in 1995 and currently serves about 100,000 members. Liberty HealthShare is a Christian membership-based, non-profit organisation that facilitates the voluntary sharing between members to pay each other's medical costs. Members are required to observe Christian values, shared beliefs and responsible choices regarding health and helping others. Liberty HealthShare offers a variety of programs designed to provide all household sizes with an alternative way to pay for medical expenses. Liberty HealthShare is not insurance.
Frequently asked questions
No, Liberty Healthshare is not insurance. It is a Christian, non-profit medical cost-sharing community.
Liberty Healthshare is a health-conscious community of like-minded individuals and families who commit to bearing one another's burdens and supporting one another in times of need.
Liberty Healthshare members choose their doctor, provider or facility. They show their Liberty HealthShare Member ID card at the time of service. The provider bills Liberty HealthShare electronically. Once the member has met their Annual Unshared Amount, other members will share their eligible expenses (up to their program's limit).
The Annual Unshared Amount (AUA) is the amount of medical expense eligible for sharing that must be exceeded before Liberty HealthShare members can share in other members' medical costs.