National General and Good Sam are both RV insurance companies. National General, an Allstate company, has been in the insurance business since 1920 and offers coverage for vehicles, homes, and possessions. Good Sam, on the other hand, is a network of top-rated insurance companies that provides RV insurance through specialty carriers. While both companies offer RV insurance, there are key differences in their customer satisfaction ratings, coverage options, and customer experiences.
What You'll Learn
- National General RV Insurance offers specialized coverage for RVs, including personal belongings, camping area damages, and custom equipment
- National General's insurance plans provide dependability, flexibility, and affordability, with additional discounts for multi-vehicle policies and claim-free years
- Good Sam RV Insurance offers a higher overall rating than National General, with better scores for coverage, customer support, and cost
- Good Sam's RV insurance provides total-loss replacement, specialized coverage for full-timers and first-time RVers, and the option to save money by turning off coverage during RV storage
- Good Sam also offers pet insurance, health solutions, and individual term life insurance to its customers
National General RV Insurance offers specialized coverage for RVs, including personal belongings, camping area damages, and custom equipment
National General Insurance, an Allstate company, offers specialized RV insurance coverage for RV owners. This coverage includes protection for personal belongings, camping area damages, and custom equipment.
National General's RV insurance provides comprehensive protection for RV owners, with coverage options that cater to their unique needs. For personal belongings, National General offers coverage for items such as laptops and linens, insuring them for their original cost, up to a certain limit. This ensures that RV owners can replace their belongings without incurring a financial loss.
Additionally, National General's RV insurance provides coverage for camping area damages. This is especially important for RV owners who spend a significant amount of time camping and are at risk of accidents or damages occurring in their camping area.
The company also offers specialized equipment coverage, allowing RV owners to customize their vehicles with alterations such as body or suspension modifications, custom wheels, or solar panels. This coverage ensures that these custom additions are protected in case of any damage or loss.
National General's RV insurance also includes other valuable features, such as full replacement cost coverage, purchase price guarantee coverage, countrywide towing and roadside assistance, and an emergency expense allowance.
While National General RV Insurance provides specialized coverage and benefits, it is worth noting that customer reviews are mixed. Some customers have praised the company for their fast response and easy claims process, while others have expressed dissatisfaction with claim denials, customer service, and unexpected fee increases. It is always important to research and compare different insurance providers to find the best fit for your specific needs.
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National General's insurance plans provide dependability, flexibility, and affordability, with additional discounts for multi-vehicle policies and claim-free years
National General Insurance has been serving policyholders since 1920 and is now an Allstate company. The company offers specialized RV coverage options that provide dependability, flexibility, and affordability. National General's RV insurance provides comprehensive protection for RV owners, with additional discounts for multi-vehicle policies and claim-free years.
National General's RV insurance offers a range of benefits, including personal belongings coverage, specialized equipment coverage, permanent attachments coverage, and full replacement cost coverage. RV owners can also take advantage of purchase price guarantee coverage, countrywide towing and roadside assistance, and an emergency expense allowance.
One standout feature is the multi-vehicle discount, where customers can save up to 20% annually by combining their RV and auto insurance into one convenient policy. Additionally, the diminishing deductibles program rewards safe driving by reducing deductibles for every claim-free year.
The company also offers flexible payment options and a variety of discounts for auto insurance, including low mileage, security device, and safe driver discounts. National General's DynamicDrive app rewards customers with lower rates and provides driving feedback to promote safe driving habits.
National General has a network of over 55,000 independent agents across the country, providing easy access to professional claim response teams and expert advice. The company's commitment to dependability, flexibility, and affordability makes it a competitive choice for RV and auto insurance.
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Good Sam RV Insurance offers a higher overall rating than National General, with better scores for coverage, customer support, and cost
Good Sam RV Insurance offers a higher overall rating than National General RV Insurance. Good Sam scores better than National General across three categories: Coverage & Benefits, Customer Support, and Cost.
Coverage & Benefits
Good Sam RV Insurance offers specialty RV coverage, allowing customers to save up to $530 per year. It has a 96% overall customer satisfaction rating and provides total-loss replacement for motorhomes and travel trailers. It also offers specialized coverage for full-timers or first-time weekend RV'ers. Additionally, Good Sam allows customers to save money by turning off liability and collision coverage during RV storage. Good Sam also provides full-timer coverage options, Mexico insurance options, and total loss RV replacement.
National General, on the other hand, offers specialized RV coverage options, including personal belongings coverage, additional camping area coverage, specialized equipment coverage, permanent attachments coverage, and full replacement cost coverage. They also provide purchase price guarantee coverage, countrywide towing and roadside assistance, and an emergency expense allowance.
Customer Support
Good Sam RV Insurance boasts a high overall customer satisfaction rating of 96% and offers 24/7 US-based support.
National General, an Allstate company, provides a professional claim response team and a network of more than 55,000 independent agents across the country. They emphasize their dedication to customers and claim to provide help and advice whenever needed.
Cost
Good Sam offers the "Turn Off" option, allowing customers to save up to 53% by turning off liability and collision coverage during RV storage.
National General offers diminishing deductibles, with the deductible decreasing for each claim-free year, rewarding safe driving. They also provide a storage savings option, allowing customers to suspend collision and liability coverage when the RV is not in use, resulting in savings of up to 53% off the premium. Additionally, National General offers multi-vehicle discounts of up to 20% when combining RV and auto insurance on one policy.
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Good Sam's RV insurance provides total-loss replacement, specialized coverage for full-timers and first-time RVers, and the option to save money by turning off coverage during RV storage
Good Sam Insurance Agency is a network of the nation's top-rated insurance companies. It provides RV insurance with protection at a price that fits your RV lifestyle and your budget. Good Sam RV Insurance has a 96% overall customer satisfaction rating and an A+ BBB rating.
Good Sam RV Insurance provides total-loss replacement for motorhomes and travel trailers. It offers specialized coverage for full-timers or first-time weekend RV'ers. You can save up to $530 per year with the RV storage option, which allows you to turn off coverage when your RV is not in use. By turning off liability and collision coverage during storage, you can save up to 53%.
Good Sam also offers pet insurance, health insurance, and individual term life insurance. Their pet insurance allows you to choose any veterinarian with no network restrictions and submit claims easily by taking a picture of the invoice. Good Sam Health Solutions provides health insurance designed with your outdoor lifestyle in mind, and their term life insurance helps protect your family's financial security.
Good Sam RV Insurance provides comprehensive coverage and benefits, including bodily injury liability, property damage liability, uninsured/underinsured motorist protection, RV-specific coverage, RV roadside assistance, personal belongings coverage, permanent attachments coverage, and emergency expense allowance.
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Good Sam also offers pet insurance, health solutions, and individual term life insurance to its customers
Good Sam is an insurance agency that provides a network of specialty RV insurance carriers. The company also helps its customers select the right level of insurance coverage for their car, boat, motorcycle, or home. In addition to its RV insurance offerings, Good Sam also offers pet insurance, health solutions, and individual term life insurance to its customers.
Good Sam Pet Insurance provides comprehensive pet health insurance for pets' needs. Customers can choose any veterinarian with no network restrictions. The process of claiming is simple: customers just need to take a picture of the invoice and submit it online—there is no claim form or paperwork needed to get reimbursed.
Good Sam Health Solutions offers insurance products designed with the outdoor lifestyle in mind. Good Sam Club members can activate their No Cost Travel Accident Protection and have peace of mind while they are on the road.
Good Sam also offers individual term life insurance to its customers. Good Sam Club members can protect their family's financial security with Life Insurance Central. The company encourages customers to compare different insurance companies to find the most competitive rate for individual term life insurance.
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Frequently asked questions
Good Sam RV Insurance has a higher overall rating than National General RV Insurance. Good Sam scores better than National General across coverage and benefits, customer support, and cost.
National General RV Insurance is a subsidiary of State Farm that offers specialized coverage for RVs, providing dependability, flexibility, and affordability.
The Good Sam Insurance Agency is a network of top-rated insurance companies that provide protection for RVs at a price that fits your RV lifestyle and budget.
Reviews of National General RV Insurance's customer service are mixed. Some customers praise the company for its fast response times, while others complain about the company's lack of urgency and poor treatment.