Navy Federal Auto Insurance: Is It Worth The Hype?

is navy federal auto insurance good

Navy Federal Credit Union does not directly offer car insurance. Instead, it partners with Liberty Mutual to provide auto insurance to its members. Navy Federal members can receive exclusive discounts on Liberty Mutual coverage, including a discount for their military service. This partnership ensures that members can obtain coverage from one of the top insurance companies in the industry.

Characteristics Values
Nature of the company Navy Federal is a credit union, not an insurance company
Insurance provider Navy Federal provides auto insurance through a partnership with Liberty Mutual
Discounts Navy Federal members can receive exclusive discounts on coverage
Average monthly rate for good drivers $73
Complaint level Low
Filing claims Members can file claims by phone, online, or via the Liberty Mutual mobile app
Membership Limited to active, retired, or veteran military members
Customer service ratings Liberty Mutual has more complaints than other insurers its size
Customer service rating by Better Business Bureau B
Customer service rating by National Association of Insurance Commissioners 2.20
Homeowners insurance claims Liberty Mutual performs around average
Renters insurance Ranked in the top five for customer satisfaction
Optional insurance coverage Emergency roadside assistance, rental car reimbursement, and mechanical breakdown insurance

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Navy Federal Credit Union auto insurance is provided through a partnership with Liberty Mutual, giving members access to comprehensive coverage at tailored rates. This partnership allows members to enjoy exclusive discounts and lower rates than non-members, with full coverage available for $174 per month.

Navy Federal members can obtain coverage from one of the top insurance companies in the industry. Liberty Mutual has been rated A by A.M. Best, a credit rating agency, indicating that the company is very likely to provide a payout when a claim is filed.

Navy Federal Credit Union car insurance is underwritten by Liberty Mutual, so members will interact with a Liberty Mutual agent when filing a claim, buying coverage, or updating their policy.

The partnership with Liberty Mutual also extends to homeowners insurance, with Navy Federal members able to access savings on both auto and home insurance policies.

Navy Federal members can file auto insurance claims by phone, online, or via the Liberty Mutual mobile app. The dedicated phone line for claims is 1-800-225-2467.

Navy Federal auto insurance is available to members of the credit union, which includes active, retired, or veteran members of the Army, Marine Corps, Navy, Air Force, Coast Guard, or Air National Guard, as well as their family members.

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Navy Federal Credit Union members can benefit from exclusive discounts on auto insurance coverage. This is because Navy Federal has partnered with Liberty Mutual, allowing members to obtain coverage from one of the top insurance companies in the industry.

Navy Federal members can save on their insurance premiums in several ways. Firstly, they are eligible for a special member benefit on auto insurance from Liberty Mutual. Secondly, as many members are current or former military personnel, Liberty Mutual includes savings for their service. Thirdly, members who are also military personnel can save up to 15% on their policy with Geico, another Navy Federal partner. Finally, members can save on Geico insurance for a stored car while deployed – up to 25% off their regular premium.

In addition to these discounts, Navy Federal members can also take advantage of the Guaranteed Asset Protection (GAP) Program. This program offers protection for eligible new and used vehicle loans if a car is stolen or totaled. By adding GAP coverage, members can cover the difference between their outstanding loan amount and the actual cash value of their vehicle, including up to $1,000 of their deductible.

Navy Federal members can also benefit from 24-hour claims assistance and customized coverage from Liberty Mutual. They can file claims by phone, online, or via the Liberty Mutual mobile app.

Overall, Navy Federal members can receive exclusive discounts and lower rates on auto insurance coverage through partnerships with Liberty Mutual and Geico.

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Navy Federal Credit Union does not directly offer car insurance. However, as a credit union, it has partnered with Liberty Mutual to provide its members with auto insurance. This partnership allows Navy Federal members to obtain coverage from one of the top insurance companies in the industry.

Through this collaboration, Navy Federal members can benefit from exclusive discounts and lower rates on their auto insurance. The discounts are available to members who are current or former military personnel, recognising and appreciating their service. In addition to the standard coverages, Liberty Mutual also offers optional coverages such as emergency roadside assistance, rental car reimbursement, and mechanical breakdown insurance.

Navy Federal members can easily file claims with Liberty Mutual by phone, online, or via the mobile app. The partnership ensures that members have access to comprehensive coverage, excellent customer service, and financial stability from Liberty Mutual, which has been rated A by A.M. Best for its financial strength.

In summary, while Navy Federal does not directly offer car insurance, its partnership with Liberty Mutual provides members with access to one of the top insurance companies, along with exclusive discounts and comprehensive coverage options.

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Navy Federal Credit Union auto insurance is available for $174 per month for full coverage. This is provided through a partnership with Liberty Mutual, with Navy Federal members receiving exclusive discounts and lower rates than non-members.

Navy Federal is a credit union, not an insurance company, so it partners with Liberty Mutual to provide auto insurance for its members. Navy Federal members can also save on Geico insurance, with military personnel eligible for up to 15% off their policy.

Navy Federal auto insurance provides seven main types of car insurance:

  • Bodily injury liability
  • Collision coverage
  • Comprehensive coverage
  • Medical coverage
  • Personal injury protection
  • Property damage liability
  • Uninsured/underinsured motorist

There are also additional coverage options available, including emergency roadside assistance, rental car reimbursement, and mechanical breakdown insurance.

Navy Federal auto insurance is available to active, retired, or veteran members of the Army, Marine Corps, Navy, Air Force, Coast Guard, or Air National Guard, as well as their family members.

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Navy Federal members can file auto insurance claims in several ways, including by phone, online, or via the Liberty Mutual mobile app.

Filing by Phone

Members can make claims over the phone by calling the Navy Federal car insurance number for Liberty Mutual at 1-800-225-2467. A representative will ask various questions about the incident and may request specific pieces of evidence, such as photos of the accident or a police report.

Filing Online

Those who prefer to file online can do so by visiting the Liberty Mutual website and navigating to the claims section. Here, members can provide details about the incident and upload any necessary documents or evidence.

Filing via the Liberty Mutual Mobile App

The Liberty Mutual mobile app offers a convenient way to manage claims on the go. Members can download the app on their phones and access features such as filing a new claim, managing existing claims, and requesting roadside assistance. The app also allows users to access their policy documents, manage payment preferences, and carry their digital ID cards.

Regardless of the method chosen, Navy Federal members can rest assured that they can easily file their auto insurance claims and receive assistance throughout the process.

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Frequently asked questions

Navy Federal auto insurance is offered through a partnership with Liberty Mutual. Navy Federal members can receive exclusive discounts on coverage.

Navy Federal membership is available to active-duty and retired military personnel, Department of Defense civilians, and their family members.

You can obtain a quote online or by calling 1-844-208-4688.

Navy Federal auto insurance offers comprehensive coverage at affordable rates, with members paying around 50% less than the national average.

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