Usli: An Insurance Carrier?

United States Liability Insurance Group (USLI) is a proud member of the Berkshire Hathaway family of companies. It consists of five insurance companies: United States Liability Insurance Company, Mount Vernon Fire, Mount Vernon Specialty Insurance Company, Radnor Specialty Insurance Company, and U.S. Underwriters Insurance Company. USLI is committed to making a difference to its customers through well-designed products delivered with unparalleled speed, service, and support. The company specializes in underwriting low-premium, low-hazard specialty insurance products and is focused on being the go-to company for small businesses.

USLI is a member of the Berkshire Hathaway family of companies

United States Liability Insurance Group (USLI) is a proud member of the Berkshire Hathaway family of companies. The company consists of five insurance companies: United States Liability Insurance Company, Mount Vernon Fire, Mount Vernon Specialty Insurance Company, Radnor Specialty Insurance Company, and U.S. Underwriters Insurance Company. All of these companies are rated A++, the highest rating available to any insurance entity by AM Best, the premier analyst of insurance companies.

USLI is committed to making a difference, both internally and externally. The company's community is built upon five values: Caring, Attitude, Respect, Empathy, and Energy. This commitment to these values leads to better decision-making and strengthens the company's sense of community. A big part of USLI's culture is the belief in helping others, and the company is dedicated to giving back both locally and globally.

USLI specializes in underwriting low-premium, low-hazard specialty insurance products. The company is focused on being the go-to insurance provider for small businesses, offering well-designed products delivered with unparalleled speed, service, and support. In addition to innovative products, USLI provides value-added resources and marketing assistance to help policyholders grow and protect their businesses and ensure their long-term success.

With its home office in Wayne, Pennsylvania, USLI has several branch and sales offices across the United States and an international office in Mississauga, Ontario. The company offers a range of insurance products, including Commercial, Hospitality and Liquor, and Professional and Management Lines of insurance, tailored to meet the unique needs of small and medium-sized businesses. USLI also provides insurance solutions for nonprofit organizations and individuals, ensuring comprehensive coverage for both business and personal assets.

USLI's commitment to diversity and inclusion

United States Liability Insurance Group (USLI) is an insurance carrier and a member of the Berkshire Hathaway family of companies. It is an A++-rated company that underwrites low-premium, low-hazard specialty insurance products.

USLI is committed to diversity, equity, and inclusion (DEI) in its community and culture. The company aims to represent and embrace all ethnicities, nationalities, disabilities, genders, religions, and sexual orientations. To achieve this, USLI acknowledges the importance of educating itself and its employees about others' realities, challenging biases, and looking beyond its worldviews.

USLI's DEI team was established in 2016 to educate and strengthen the community. The team provides resources, facilitates training sessions, and creates initiatives to foster an environment where all employees feel empowered to share their thoughts, perspectives, and personal stories. The company also offers a broad range of marketing assistance and value-added resources to help its customers succeed in the long term.

USLI's community teams provide employees with additional ways to get involved, support company goals, and demonstrate the company's CARE² values: Caring, Attitude, Respect, Empathy, and Energy. These values establish a shared value system within USLI, leading to better decision-making and a stronger sense of community.

The company also engages in community service, fundraising, and volunteering initiatives to make a difference locally and globally. USLI supports various programs and partnerships, such as Reading STARS and Urban Creators, to positively impact underserved communities.

Through its commitment to DEI, USLI strives to create a sense of belonging for every employee, ensuring they have a voice and feel welcome, allowing them to perform at their highest potential.

USLI's underwriting of low premium, low-hazard insurance products

United States Liability Insurance Group (USLI) is an insurance carrier that specializes in underwriting low-premium, low-hazard specialty insurance products. USLI is committed to making a difference to its customers through well-designed products delivered with unparalleled speed, service, and support.

As part of their underwriting process, USLI offers a range of insurance products tailored to meet the unique needs of small and medium-sized businesses. They understand that growth is critical to the success of small businesses and aim to create competitive products in the marketplace. USLI's Commercial, Hospitality and Liquor, and Professional and Management Lines of insurance provide comprehensive coverage for businesses, ensuring they have the most appropriate protection for their specific requirements.

For nonprofit organizations, USLI provides easy-to-access insurance solutions. They recognize the importance of maintaining proper insurance coverage to protect the organization's mission and offer a variety of specifically tailored coverages to meet the unique needs of nonprofits.

USLI also offers insurance products designed for individuals, addressing both auto and home needs. They strive to streamline their products and processes to provide a seamless and quality insurance experience. USLI helps individuals identify gaps in their coverage and offers a strong mix of products to ensure all personal assets are protected, giving their customers peace of mind.

Additionally, USLI provides Special Event products that offer insureds peace of mind on significant days, such as weddings or golf tournaments. With their low-premium, low-hazard focus, USLI ensures that events with general or liquor liability exposure are covered, making each event perfect.

As a member of the Berkshire Hathaway family of companies, USLI is an A++ rated company known for its financial strength and stability. They support their innovative products with a broad range of marketing assistance to help ensure their customers' long-term success.

USLI's insurance products for individuals

United States Liability Insurance Group (USLI) is a member of the Berkshire Hathaway family of companies. USLI is an A++ A.M. Best-rated company, offering financial strength and stability to its customers. The company provides a range of insurance products for individuals, designed to offer "peace of mind" and protect personal assets.

For instance, USLI's Rental Dwelling product allows landlords to insure multiple properties under one policy, while their Vacant Dwelling product covers short- or long-term vacancies, whether the property is being renovated or not. USLI also offers protection against claims resulting from accidents or injuries on an individual's property.

Additionally, USLI provides Home-Based Business coverage for individuals running businesses from their homes. This coverage is designed to address the unique exposures faced by home-based businesses, which are often not adequately covered by standard homeowners policies.

USLI's insurance products for small businesses

United States Liability Insurance Group (USLI) is a member of the Berkshire Hathaway family of companies. It is an A++ A.M. Best-rated company that underwrites low-premium, low-hazard specialty insurance products. USLI is committed to making a difference through well-designed products delivered with speed, service, and support.

USLI provides insurance for small to medium-sized businesses, with a focus on creating competitive products in the marketplace. Their Commercial, Hospitality and Liquor, and Professional and Management Lines of insurance offer a range of specifically tailored coverages to meet the unique needs of small businesses.

Commercial Insurance

USLI's commercial insurance is designed to protect small businesses from a range of risks, including general liability, property damage, and workers' compensation. They offer a competitive product with no general liability deductible and can consider companies with up to 50 employees. Their product is also flexible, allowing for up to 50% of the operation to deal with floor waxing, landscaping, lawn maintenance, carpet cleaning, interior painting, and window cleaning.

Hospitality and Liquor Insurance

This insurance line is tailored to businesses in the hospitality industry, such as restaurants, bars, and hotels. It covers risks related to liquor liability, as well as other general hazards.

Professional and Management Insurance

This insurance line is designed for professional service providers, such as consultants, accountants, and lawyers. It covers risks related to professional liability, errors and omissions, and cyber liability.

Non-Profit Insurance

USLI provides insurance solutions for non-profit organizations, helping them secure comprehensive coverage to protect their organization and their mission. They offer a variety of specifically tailored coverages, including options for youth-focused organizations, counselling services, residential services, group homes, and vocational training programs.

Special Event Insurance

USLI offers special event insurance to provide peace of mind for important days such as weddings and golf tournaments. Their products cover a range of special event coverage needs, including general and liquor liability exposure.

USLI is committed to being the go-to company for small businesses, offering a range of insurance products and resources to support and protect their clients' businesses.

Frequently asked questions