Wellfleet, formerly known as Consolidated Health Plans, is a Berkshire Hathaway company that provides customer-centric accident and health insurance. Wellfleet offers insurance solutions to protect people against risk at every stage of life, from grade school to college to the workplace. Wellfleet Student, a division of Wellfleet, specializes in providing colleges and universities with student insurance solutions. These plans are designed exclusively for college students, empowering them to take control of their health and well-being. With a focus on access to medical and behavioral health services, Wellfleet Student offers innovative features such as 24/7 behavioral telehealth support, a national network of providers, and a student pharmacy solution with budget-friendly options.
Characteristics | Values |
---|---|
Type of Insurance | Customer-centric accident and health insurance |
Mission | To protect people against risk throughout every stage of life |
Target Group | Students, Workplace, Special Risk |
Product Lines | Wellfleet Student, Wellfleet Workplace, Wellfleet Special Risk, Wellfleet Rx |
Features | 24/7 behavioral telehealth, nurseline access, student pharmacy solution |
Providers | Cigna |
What You'll Learn
- Wellfleet Student: Health insurance plans for college students, with features like 24/7 behavioural telehealth and a student pharmacy solution
- Wellfleet Workplace: Insurance solutions for employees, covering every stage of life, from grade school to the workplace
- Wellfleet Special Risk: Accident coverage, including international medical, business travel, and K-12 insurance
- Wellfleet Rx: The only pharmacy solution designed exclusively for college students, offering student-focused features and benefits
- Intercollegiate Sports Insurance: Coverage for student athletes participating in games and practices, including protection against sports injuries and physical therapy costs
Wellfleet Student: Health insurance plans for college students, with features like 24/7 behavioural telehealth and a student pharmacy solution
Wellfleet, a Berkshire Hathaway company, provides customer-centric accident and health insurance, with quality service and uncompromising ethics. Wellfleet protects people against risk at every stage of life, from grade school to college to the workplace. Wellfleet Student is a leader in providing colleges and universities with student insurance solutions.
Wellfleet Student health plans are built exclusively for college students. The plans are not repurposed from another line of business but are instead designed from the ground up for today's college students. Wellfleet taps into its 25-plus years of experience in student health administration to create a one-of-a-kind, student-focused health plan. The company pairs this knowledge with the forward-thinking initiatives set forth by its Medical Management team, which maintains a focus on delivering the right care, at the right price, at the right time.
Wellfleet Student offers a comprehensive health plan with a sharp focus on access to medical and behavioural health, taking control of the pharmacy benefits experience, and committing to student success. The plan includes student-focused features such as 24/7 behavioural telehealth and nurseline access, and a student pharmacy solution offering more than 40 generic drug options at no cost.
Wellfleet Student's health plan also includes 24/7 telephone access to nurses, a behavioural health No-Disruption Guarantee, and $0 prenatal vitamins. The company addresses access to behavioural health support with CareConnect, a program that lets students connect with licensed clinicians over the phone 24/7. Wellfleet Student also offers True Choice, an ACA-compliant student health insurance plan that provides lower care costs and more freedom to see the doctor of the student's choice.
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Wellfleet Workplace: Insurance solutions for employees, covering every stage of life, from grade school to the workplace
Wellfleet, a Berkshire Hathaway company, offers insurance solutions for employees at every stage of life. Formerly known as Consolidated Health Plans, Wellfleet provides customer-centric accident and health insurance with quality service and uncompromising ethics.
Wellfleet's insurance solutions cover a wide range of needs, from grade school to the workplace. For employees with families, Wellfleet offers student insurance solutions for college and university students, including health, accident, and intercollegiate sports insurance. Wellfleet is dedicated to empowering students to lead healthier lives and make informed healthcare decisions. Their plans are tailored specifically for students, addressing their unique needs and budgets.
Wellfleet Workplace offers insurance solutions for employees in the workplace. These solutions include accident coverage, critical illness coverage, and short-term disability products, helping to protect employees from unexpected expenses. Wellfleet's workplace insurance provides peace of mind and financial protection for employees, ensuring they are covered in case of accidents or illnesses.
Wellfleet's insurance solutions are designed to be accessible and easy to use. They offer online and mobile tools, as well as customer service support, to help employees understand and make the most of their insurance plans. Wellfleet is committed to delivering the right care at the right time and price, ensuring that employees receive the support they need throughout their lives.
Wellfleet's comprehensive insurance solutions, including Wellfleet Workplace, demonstrate their dedication to protecting people at every stage of life. By offering a range of insurance products, Wellfleet ensures that employees and their families are covered from grade school to the workplace and beyond. With their focus on quality and ethics, Wellfleet provides reliable insurance solutions that empower individuals to lead healthier and more secure lives.
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Wellfleet Special Risk: Accident coverage, including international medical, business travel, and K-12 insurance
Wellfleet, a Berkshire Hathaway company, offers customer-centric accident and health insurance with quality service and uncompromising ethics. Wellfleet Special Risk is one of four distinct brand lines that cover members for life. Wellfleet Special Risk provides accident coverage for both private and public schools and programs. This includes daycare, day camps, school activities, and beyond.
Wellfleet Special Risk offers basic coverage for sport and non-sport activities for both youths and adults. Sports covered include high-risk sports such as rugby, hockey, and football. Coverage is also provided for adult or child daycare and travel to and from activities. Wellfleet Special Risk also offers customized accident plans to fit the unique needs of different groups.
Wellfleet's K-12 Student Accident coverage helps protect students and their families from unexpected medical costs due to unforeseen accidents. The Basic Accident Coverage limits available range from $5,000 to $100,000 with Primary or Full Excess options to choose from. The Full Excess option pays benefits for eligible expenses that are in excess of benefits paid to the insured by any other healthcare plan. If no other healthcare plan exists, benefits will be payable like primary coverage.
In addition to basic accident coverage, Wellfleet also offers an Emergency Sickness Plan and a Catastrophic Accident Plan. The Emergency Sickness Plan provides benefits for eligible expenses resulting directly from a participant's emergency illness during overnight activities, including camps, field trips, athletic events, and more. The Catastrophic Accident Plan is included for athletic activities during supervised practice, training, and games. Eligible medical expenses that exceed a deductible of $25,000 to $50,000 and insure up to $1,000,000 to $10,000,000. Benefit periods can last up to 10 years. Benefits include Accidental Death & Dismemberment and Catastrophe Cash in lump-sum payments to the family when a covered accident results in Paralysis, Coma, or Brain Death.
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Wellfleet Rx: The only pharmacy solution designed exclusively for college students, offering student-focused features and benefits
Wellfleet is a leading provider of health and accident insurance products to the higher education market. It offers products, services, and solutions under four distinct brand lines: Wellfleet Student, Wellfleet Workplace, Wellfleet Special Risk, and Wellfleet Rx. Wellfleet Rx is the only pharmacy solution designed exclusively for college and university students, offering student-focused features and benefits.
Wellfleet has been in the business of providing health insurance solutions to colleges and universities across the U.S. since 1993. The company understands that college students utilize their health plans differently from the rest of the population, so they've built plans exclusively for them. Wellfleet Rx is the college health market's only student-focused pharmacy solution, designed to align with students' budgets, lives, and clinical needs.
The Wellfleet Rx Student Formulary offers more than 40 generic drug options at no cost to students, including antibiotics, dermatology, and behavioral health medications. In addition, Wellfleet Rx provides incentives to steer students away from high-cost generics and controls to prevent opioid abuse and misuse. The STOP program from Wellfleet Rx is an advanced intervention program that promotes safety and appropriateness before opioids are dispensed through improved drug utilization controls.
Wellfleet Rx provides students with everything they need to navigate their plans, including co-pays, preferred drug lists, a pharmacy locator, and more. The company has also developed a solution that accompanies plans from Wellfleet Student, offering student-focused features, tools, and resources. With its coast-to-coast pharmacy network, Wellfleet Rx gives students access to more than 63,000 convenient locations.
Wellfleet believes that by engaging students in their health plans, they will lead healthier lives and become better lifelong consumers of healthcare. The company is committed to providing a positive experience for all its student members, ensuring they receive only the most appropriate and cost-effective prescriptions for their conditions.
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Intercollegiate Sports Insurance: Coverage for student athletes participating in games and practices, including protection against sports injuries and physical therapy costs
Wellfleet, a Berkshire Hathaway company, offers customer-centric accident and health insurance with a focus on ethics and protecting people at every stage of life. Intercollegiate Sports Insurance is one of their offerings, providing coverage for student athletes participating in games and practices. This insurance covers sports injuries and physical therapy costs, ensuring that student athletes can perform at their best without worrying about financial risks.
Wellfleet's Intercollegiate Sports Insurance is designed to meet the unique needs of student athletes. It covers medical emergencies that may arise during sports participation, including doctor visits, hospitalization, and surgical procedures. This insurance also recognizes the importance of rehabilitation and provides coverage for physical therapy, aiding students in their journey back to full health. The plan offers protection both on and off-campus, during practices and official games, ensuring comprehensive coverage for athletes.
The Intercollegiate Sports Insurance from Wellfleet goes beyond injury coverage. It includes administrative services, optional emergency sickness benefits, and even covers athletics directors, managers, coaches, and volunteers. With self-funded and fully-insured deductible plans, as well as primary or excess basis coverage, Wellfleet provides flexibility to meet the needs of colleges and universities. Their ICS package also enables educational institutions to integrate sports injuries and health insurance under one carrier and claims system, streamlining the process.
Wellfleet's Intercollegiate Sports Insurance is about more than just coverage; it's about empowering student athletes to focus on their academic and athletic pursuits. By taking care of their health and financial concerns, Wellfleet helps these students compete at the highest level. With a broad national network of providers, student-focused features, and a dedicated customer service team, Wellfleet ensures that student athletes receive the support they need throughout their educational journey.
Wellfleet's Intercollegiate Sports Insurance is a comprehensive solution for student athletes, providing peace of mind and protection against sports-related injuries and expenses. It allows students to pursue their athletic passions while knowing that they are covered, both on and off the field. With Wellfleet's insurance, student athletes can focus on their studies, their sports, and their overall well-being.
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Frequently asked questions
Wellfleet, formerly known as Consolidated Health Plans, is a Berkshire Hathaway company that provides customer-centric accident and health insurance. Wellfleet offers insurance solutions to protect people against risk throughout every stage of life – from grade school to college to the workplace.
Wellfleet offers insurance plans under four distinct brand lines: Wellfleet Student, Wellfleet Workplace, Wellfleet Special Risk, and Wellfleet Rx. Wellfleet Student, for example, offers health plans exclusively for college students, while Wellfleet Rx provides the industry's only student-focused pharmacy solution.
Wellfleet's mission is to empower its members to lead healthier lives and become better consumers of healthcare. The company aims to provide innovative insurance solutions with quality service and uncompromising ethics.
Wellfleet offers a comprehensive range of insurance products and services to protect its members against unexpected expenses and risks. This includes health insurance, accident coverage, critical illness coverage, disability insurance, and more. Wellfleet also provides access to a broad national network of providers and student-focused features to ensure its members receive the care they need.