Orlando Harmon
AARP members can enjoy a range of benefits, including discounts on auto insurance. The AARP Auto Insurance Program from The Hartford has been offering exclusive discounts and benefits to AARP members since 1984. Members who switch to The Hartford can save an average of $577 on their car insurance. In addition, AARP members can take the AARP Smart Driver™ course at a discounted rate, which may lead to further insurance discounts depending on the state.
| Characteristics | Values |
|---|---|
| Insurance company | The Hartford |
| Discount | $577 average member savings |
| Defensive driving course discount | Yes |
| Discount for paying bill in full | Yes |
| TrueLane Program discount | Up to 12% |
| Discount for bundling home and auto insurance | Up to 12% |
| Discount for bundling auto and renters insurance | Up to 20% |
| Discount for bundling auto and condo insurance | Up to 20% |
| Discount for bundling auto and home insurance | Up to 20% |
| Discount for bundling auto and mobile home insurance | Up to 20% |
| Discount for bundling auto and RV insurance | Up to 20% |
| Discount for bundling auto and trailer insurance | Up to 20% |
| Discount for bundling auto and motorhome insurance | Up to 20% |
| Monthly cost | As little as $78 |
What You'll Learn
AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford has been offering exclusive discounts and benefits to AARP members since 1984. Members who switch to The Hartford can save an average of $577 on their car insurance.
The AARP Auto Insurance Program from The Hartford offers savings of up to 10% for simply having an AARP membership. If you pay your bill in full instead of making monthly payments, you will be eligible for additional discounts.
The Hartford offers safe driver discounts to those who have completed an approved defensive driving course. You can enjoy discounts on your car insurance for the next three years.
Get rewarded for your safe driving with The Hartford's TrueLane Program. You'll save up to 12% just for participating and could earn a renewal discount of up to 25%, depending on your driving habits.
The Hartford also offers an exclusive home product to AARP members. You can save an average of $813 a year by combining coverages. Simply bundle your home and auto insurance, car and renters insurance, or auto and condo insurance, and you can save up to 12% on auto insurance and up to 20% on condo, renters, or home insurance.
With the AARP Auto Insurance Program from The Hartford, you could pay as little as $78 per month for your car insurance.
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Discounts on coverage
AARP members can enjoy discounts on coverage, roadside assistance, and more with the AARP Motorcycle Insurance Program from Foremost. Members can also take advantage of discounted rates for the AARP Smart Driver Course, which offers insights into how to improve driving and may lead to further insurance discounts.
The AARP Auto Insurance Program from The Hartford provides exclusive benefits and savings for AARP members, including an average savings of $577 per year on car insurance. Members can save up to 10% on their policy simply by being an AARP member. Additionally, The Hartford offers safe driver discounts, with savings of up to 12% for three years after completing an approved defensive driving course.
The TrueLane Program by The Hartford offers further incentives, with participants saving up to 12% and the potential for a renewal discount of up to 25% based on driving habits. Bundling home and auto insurance, or auto insurance with renters or condo insurance, can lead to additional savings of up to 12% on auto insurance and up to 20% on home, renters, or condo insurance.
AARP members can also benefit from specialized insurance programs, such as the ATV, Golf Cart & Snowmobile Insurance from The Hartford, which offers customized coverage for recreational vehicles.
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Defensive driving course
- The effects of medication on driving
- How to reduce driver distractions
- Maintaining a proper following distance
- The proper use of safety features like seat belts, airbags, and anti-lock brakes
- Techniques for handling left turns, right-of-way, and roundabouts
- Adjusting your driving to compensate for age-related physical changes
Completing a defensive driving course can also save you money on your auto insurance. Many states offer price breaks to drivers who complete the AARP Smart Driver™ course, and in some states, these discounts are mandatory. Discounts may vary based on factors like age and driving record, so it's important to check with your insurance provider before signing up. AARP members can also take advantage of exclusive discounts on the course itself, making it even more accessible and affordable.
In addition to the online course, AARP also offers a classroom-based Smart Driver course, which is available at a discounted rate for members. This course covers similar topics and is a great option for those who prefer a more traditional learning environment.
By taking an AARP defensive driving course, you can not only improve your driving skills and stay safe on the road, but you may also be able to save money on your auto insurance. It's a win-win for anyone looking to become a safer and more confident driver.
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Safe driving discounts
AARP Membership
If you are an AARP member, you can avail of the AARP Smart Driver Course at a discounted rate. The course provides insights into how you can improve your driving and make the roads a safer place.
State Farm
State Farm offers its Drive Safe & Save program, which can help you get a discount of up to 30% on your auto insurance. All you need to do is download the Drive Safe & Save app, which will collect your driving information to calculate your discount. The app is available for eligible smartphones, and you get a 10% initial participation discount just for signing up.
GEICO
GEICO offers defensive driving discounts and encourages its customers to take defensive driving courses. These courses teach techniques such as maintaining a safe distance and limiting the force of impact, which can help prevent accidents. The discount availability, amount, and eligibility criteria vary between states and GEICO companies.
Nationwide
Nationwide offers a safe driver discount for those with at least 5 years of safe driving. It is important to maintain a clean driving record and avoid tickets for speeding, reckless driving, and other violations to be eligible for this discount.
By availing of these safe driving discounts, you can not only improve your driving skills but also save a significant amount on your auto insurance premiums.
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Discounts for bundling policies
When considering bundling policies, it's important to ensure that the provider offers all the types of insurance you need, such as home and auto insurance. Additionally, compare the cost of bundling policies with the cost of purchasing each policy separately from different providers. In some cases, bundling might not be the cheapest option, especially if one type of insurance is significantly more expensive than the others.
- Research different providers: Compare the bundling discounts offered by different insurance companies to find the best deal.
- Consider all types of insurance: Many insurance providers offer discounts for bundling multiple types of insurance, such as home, auto, life, and health insurance.
- Ask about loyalty discounts: Some insurance providers offer loyalty discounts to long-term customers, which can be combined with bundling discounts for even more savings.
- Check for additional discounts: Some providers offer additional discounts for bundling policies, such as discounts for paying in full or signing up for automatic payments.
- Review policies regularly: Regularly review your insurance policies to ensure they still meet your needs. If a policy is no longer needed, cancel it to avoid paying unnecessary premiums.
For example, if you need both home and auto insurance, and Provider A offers a 10% discount for bundling while Provider B offers 15%, it might still be cheaper to bundle home insurance with Provider A and auto insurance with Provider B if Provider A has significantly cheaper home insurance rates and Provider B has cheaper auto insurance rates.
By following these tips and comparing different providers and policies, you can maximize your savings and simplify your insurance coverage.
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Frequently asked questions
The Hartford is the only national auto and home insurance program endorsed by AARP.
AARP members can save an average of $577 on their car insurance.
The cost of auto insurance for AARP members is based on factors such as age, driving record, and other factors.
In addition to exclusive discounts and savings, The Hartford offers AARP members customized car insurance coverages, outstanding customer service, and a fast and easy claims process.
AARP members can save money on their auto insurance by paying their bill in full, completing a defensive driver course, and participating in The Hartford's TrueLane Program.
