Understanding Auto Insurance Code 962: What Does It Mean?

Auto insurance codes are important pieces of information found on motor vehicle accident reports. These codes correspond to the names of insurance companies. In New Jersey, the police crash investigation report, NJTR1, contains insurance codes in small boxes around the perimeter of the report. One such code is 962. Insurance codes are also used to identify auto insurers who are authorised to do business in the state of New Jersey.

New Jersey auto insurance codes

For example, New Jersey Insurance Code 962 refers to the American Automobile Insurance Co. Other codes include 963 for American Casualty Co. of Reading, PA, and 964 for XL Specialty Insurance Co.

If law enforcement is present at the scene of an accident in New Jersey, they will provide an accident report that includes a code for the insurance company. This report can be a valuable tool when filing a claim.

First, obtain a copy of the accident report from the law enforcement agency that responded to the incident. This report will include the insurance company code.

Next, use a resource like the one provided by Davis, Saperstein & Salomon, P.C., to look up the insurance company associated with the code. This law firm also offers a free consultation to help interpret crash reports and identify the relevant insurance companies.

Alternatively, the State of New Jersey provides a list of authorized insurance companies and their codes, which can be downloaded from their website.

It is important to note that the codes may change over time, so always refer to the most up-to-date information when interpreting New Jersey auto insurance codes.

Finally, contact the insurance company identified in the report to initiate the claims process. This process can be complex, so it is recommended to seek legal assistance, especially if there are injuries or significant property damage involved.

Insurance company names

Insurance companies are businesses that provide insurance, which is a means of protection from financial loss. Here is a list of insurance company names, with a focus on auto insurance and New Jersey insurance code 962:

• 21st Century Insurance Company: Offers a range of insurance products, including auto insurance.
• American Automobile Association (AAA): A well-known name in the insurance industry, providing a range of services, including auto insurance.
• American Family Insurance: A prominent insurance company offering a variety of insurance products, including auto insurance.
• American Income Life Insurance Company: Specialises in providing life insurance policies, including those related to auto loans.
• American International Group (AIG): A global insurance company with a strong presence in the United States, offering a diverse range of insurance services, including auto insurance.
• Amica Mutual Insurance Company: Focuses on providing insurance services to clients, including auto insurance.
• New Jersey Manufacturers Insurance Company: A regional insurance company based in New Jersey, offering a range of insurance products, including auto insurance.
• State Farm Insurance: A well-known insurance company that provides a wide range of insurance services, including auto insurance.
• The Travelers Companies: Offers a variety of insurance products, including auto insurance.
• Brotherhood Mutual Insurance Company: Specialises in church and ministry insurance, including auto insurance.
• Everest Denali Insurance Company: Provides a range of insurance services, including auto insurance.
• Everest Premier Insurance Company: Offers insurance products, including auto insurance.

New Jersey Insurance Code 962:

According to sources, New Jersey Insurance Code 962 corresponds to the insurance company American Automobile Insurance Co. This code is referenced in New Jersey Police Crash Investigation Reports and is important for identifying the insurance company involved in a collision.

Accident reports

If you've been in a car accident in New Jersey, you'll likely have a lot on your mind, especially when it comes to filing an insurance claim. If law enforcement was present at the scene, you should receive a copy of their accident report, which can be very useful for your car accident claim. However, these reports contain auto insurance codes that can be confusing to interpret.

One important piece of information that a motor vehicle accident report will contain is a code corresponding to the name of an insurance company. This can be used to determine which insurance company you need to contact.

For example, New Jersey insurance code 962 refers to the American Automobile Insurance Co. Knowing this can help streamline the process of filing an insurance claim after a car accident.

In addition to insurance company codes, New Jersey accident reports also contain other important codes referenced in the New Jersey Police Code Grid. For instance, boxes 118 and 119 contain numbers that indicate the apparent contributing circumstances and the officer's opinion on who caused the collision. However, it's important to note that the official police report is not admitted as evidence to prove fault.

To make sense of all the codes and information in a New Jersey accident report, it's recommended to seek help from experienced professionals, such as the team at Davis, Saperstein & Salomon, P.C. They can assist in reviewing your crash report, identifying the relevant insurance companies, and ensuring you receive the compensation you're owed.

Plymouth Rock's underwriting companies

Plymouth Rocks Underwriting Companies

The Plymouth Rock Group of Companies is comprised of several underwriting and managed insurance companies that offer property and casualty insurance in multiple states. Each of these underwriting companies is a separate legal entity, financially responsible only for its own insurance products.

The group has been assigned an A- ("Excellent") rating by A.M. Best, the insurance industry's premier independent rating service. This rating attests to the group's strong financial position and ability to pay out claims.

The Plymouth Rock Group of Companies underwrites and manages over $2 billion in personal and commercial auto, motorcycle, homeowners, and umbrella insurance across six states: Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Pennsylvania.

While the common shares of The Plymouth Rock Company are not publicly traded, the company does commission an annual independent appraisal of its Class A common stock, performed by Shields & Company, Inc., an investment banking firm.

Plymouth Rock Assurance has been in business for over 40 years, providing customers with competitive rates and exclusive benefits. The company's recognition program includes weekly gift cards, company awards, bonuses, network referrals, and more.

In addition to its financial strength and stability, Plymouth Rock also fosters a dynamic and rewarding corporate culture. The company values diversity of thought, employee collaboration, and innovation. It offers comprehensive benefits designed to promote employee wellness, including multiple plans for medical, dental, and vision coverage, as well as various mental health resources.

With its strong financial position, customer-centric approach, and commitment to employee satisfaction, Plymouth Rocks underwriting companies have established themselves as a leading force in the insurance industry.

Insurance ID cards

An insurance ID card is a physical or digital card that contains important information for members to use when accessing their care services. Most insurance companies send out physical ID cards to their members, but digital ID cards are becoming more common. These can be accessed through an online account or mobile app.

The information on an ID card varies depending on the insurance company and the type of plan. However, most ID cards include the following:

• The name of the primary subscriber and any other members on the plan (such as a spouse or child).
• The subscriber identification number, also called a member ID number.
• The fixed dollar amount or percentage that the member pays as their share of the cost for covered services.
• The subscriber's group number.
• The date that coverage started.
• The type of coverage: family or individual.
• The type of plan: Preferred Provider Organization (PPO) or Health Maintenance Organization (HMO).
• Rx Business Identification Number and Rx Processor Control Number: these tell the pharmacy which insurance carrier and benefits to use when filling a pharmacy request.
• The subscriber's preferred language.
• Deductible and out-of-pocket maximum information.

If you are newly enrolled in an insurance plan, you will receive an ID card from your insurance company after they receive your first payment. If you renew your insurance plan for another year, you can usually keep your current ID card. However, if you change your coverage, your insurance company will send you a new ID card after receiving payment.

If you do not receive a physical ID card in the mail, you can order one through your insurance company's website, mobile app, or customer service line. Digital ID cards can be accessed through your insurance company's online account or mobile app.

It is important to keep your insurance ID card secure and not share it with anyone who is not listed on your plan, as this can be considered fraud.

Frequently asked questions