Aetna Prescription Insurance: Worth The Cost?

Aetna's prescription insurance is a comprehensive service that covers a wide range of medications, including those for long-term conditions such as high blood pressure, diabetes, multiple sclerosis, and cancer. The company offers convenient tools and personal support to help individuals manage their prescriptions and stay healthy. Aetna's services include home delivery, a 24/7 pharmacy helpline, and online resources to find covered medications and compare costs. The company also provides an automatic refill program at no additional cost, ensuring individuals receive their medications on time.

Aetna's prescription plans are designed to be flexible and adaptable to individual needs. They offer both retail and mail-order pharmacy options, depending on the nature and duration of the prescription. Additionally, they provide a specialty pharmacy service for medications requiring special storage and handling.

Aetna's Medicare prescription drug plans, also known as Medicare Part D, help individuals pay for their prescribed medications. These plans can be purchased as stand-alone or in combination with Medicare Advantage. Aetna's commitment to improving health outcomes is reflected in their high star ratings for 2024.

Overall, Aetna's prescription insurance appears to be well-regarded, offering convenience, support, and cost-saving options to individuals seeking reliable prescription coverage.

People can save money by using the home delivery option for long-term prescriptions

Aetna Rx Home Delivery is an in-house mail-order pharmacy for Aetna pharmacy benefit members. It can be used to order maintenance medications by mail, which are drugs that treat chronic conditions such as arthritis, asthma, diabetes, high cholesterol, heart conditions, hypertension, and others.

Using the home delivery option can save money, as standard shipping is always free. Members can log on to Aetna Navigator and click "Estimate Drug Costs" to find out how much they can save on specific drugs. The service also offers convenience, as members can get up to a 90-day supply of medication (if allowed by their plan and approved by their doctor), meaning they only have to reorder once every three months.

To use the home delivery service, members must first get a 30-day supply of their maintenance drug at a local pharmacy. Then, they can order their prescriptions through Aetna Rx Home Delivery by following these steps:

• Get a prescription from their doctor for each maintenance drug (typically a 90-day supply).
• Complete and mail an order form along with their new prescription(s) and payment to Aetna Rx Home Delivery. Alternatively, their doctor can fax the prescription(s) with a completed order form.

Aetna Rx Home Delivery also offers peace of mind, as registered pharmacists check orders for accuracy and are available 24/7 in case of emergency.

The automatic refill program is free and includes no shipping or handling charges

The automatic refill program is a free service provided by Aetna to help you manage your medication needs. It is a convenient way to ensure that you never run out of your prescribed medication. When you enrol in the program, you can choose which prescriptions you want to be filled automatically. Aetna will then automatically refill and ship your prescriptions to you at the right time, with no service, shipping, or handling charges.

The program is especially useful for those taking medication for long-term therapy, also known as maintenance medications. This includes drugs to help manage conditions such as high blood pressure, high cholesterol, and diabetes. With the automatic refill program, you won't have to worry about reminding yourself to refill your prescriptions, as Aetna will take care of it for you. This helps ensure that you have enough medication to take as instructed by your doctor, enabling you to stay healthy and avoid costly emergency room visits and hospital stays.

To enrol in the automatic refill program, you can log in or register for your member website to choose the eligible prescriptions you want to include. Alternatively, you can call the number on your member ID card, and Aetna can enrol your prescriptions for you. Once enrolled, you will need to select your preferred method of receiving updates about upcoming automatic refill orders. You can choose to receive an automated phone call, email, or text message. If you select phone calls or texts, you may also receive updates via email or postal mail.

It is important to note that not all prescriptions are eligible for the automatic refill program. Medications such as controlled substances, specialty drugs, and prescriptions covered by certain government payers, including Medicare Part B, are not eligible for automatic refills. To find out if your prescriptions qualify, you can log in to your member website or call the number on your member ID card.

Aetna prescription plans cover thousands of drugs

Aetna offers a range of prescription drug plans to help cover the cost of medication. These plans cover thousands of drugs, and members can use the medicine search tool to find a list of commonly covered drugs. Members can also log in to their member website to see which drugs are covered under their specific plan.

Aetna's prescription drug plans are designed to be convenient and provide support to members. They offer home delivery, a 24/7 pharmacy helpline, and resources to help members stay informed and save money.

The plans cover most medications, and members can compare costs and find lower-price options. Aetna also provides an automatic refill program for eligible prescriptions, which is free of charge.

Medicare members can also benefit from prescription drug coverage through Aetna, also known as Medicare Part D. This coverage can be obtained by purchasing a stand-alone Medicare Part D plan or a Medicare Advantage plan that includes prescription drug coverage.

Aetna's prescription drug plans offer a range of benefits, including coverage for generic and brand-name drugs, convenient ways to obtain medications, and support for managing specialty medications.

People can save money by using generic drugs

Generic drugs contain the same active ingredients as brand-name drugs and are proven to be just as safe and effective. They have the same risks and benefits as brand-name drugs, and doctors can prescribe them when appropriate. In fact, pharmacists can substitute generic drugs for many brand-name drugs, as long as the doctor does not specify that the brand-name drug is medically necessary.

People can ask their doctors to prescribe generic drugs when possible, and to allow the pharmacist to substitute generics for brand-name drugs when appropriate. People can also ask their doctors about generic alternatives to specific brand-name drugs, or generic drugs that can be used to treat their condition.

Aetna offers tools and guidance to help people find covered medicine and understand their costs. Aetna's medicine search tool can be used to find covered drugs, and people can log in to their member website to get personalized search results based on their pharmacy plan. The website also provides suggestions for generic drugs that can help people save money.

People can save money by using preferred pharmacies

Aetna offers prescription drug plans that cover thousands of drugs. These plans are designed to help people manage their medicine needs and stay healthy. One way to save money on prescriptions is to use preferred pharmacies. These are pharmacies that are part of the Aetna network. Using a network pharmacy can help people get the best price on their prescriptions.

In addition to using preferred pharmacies, there are other ways to save money on prescriptions with Aetna. One way is to ask your doctor to prescribe generic drugs instead of brand-name drugs. Generic drugs typically cost less than brand-name drugs but have the same active ingredients and are proven to be just as safe and effective. Another way to save money is to use home delivery for long-term prescriptions. With home delivery, people can get their medicine safely mailed to them at no extra charge and may even get up to a 90-day supply. People can also save money by comparing costs and asking their doctor about lower-price options.

Aetna also offers an automatic refill program for eligible prescriptions. This program is free to enrol in and can help people save money by ensuring they have enough medication on hand to take as instructed by their doctor. This can help people stay healthier and avoid costly emergency room visits and hospital stays.

Overall, there are several ways that people can save money on prescriptions with Aetna, including using preferred pharmacies, generic drugs, home delivery, and automatic refills.

Frequently asked questions