Roadside Assistance: Progressive Auto Insurance Coverage Explained

what does progressive auto insurance roadside assistance cover

Progressive's roadside assistance is an optional extra coverage that can be added to your policy. It covers services such as towing, winching, jump-starts, fuel delivery, vehicle lockout, and flat tire changes. The coverage is available for cars, motorcycles, RVs, and some vehicles used for towing. The cost of Progressive's roadside assistance varies but is generally between $15 and $60 per year, which is slightly higher than competitors.

Characteristics Values
Towing Progressive will tow your vehicle within a 15-mile radius or to the nearest repair shop.
Winching Progressive will pull your car out if it's stuck in mud, snow, water, or sand within 100 feet of a road.
Jump-start Progressive provides jump-start services for dead batteries.
Fuel delivery Progressive delivers fuel to your vehicle. You pay for the cost of the fuel.
Electric vehicle battery charging Progressive tows your electric vehicle to a charging station within a 15-mile radius or further if there are no nearby stations. You pay for the charging cost.
Locksmith services Progressive sends a locksmith if you lock your keys inside your car or lose them. You pay for replacement keys.
Flat tire change Progressive dispatches a professional to change a flat tire with your spare.
On-scene mechanical repairs Progressive covers up to one hour of on-site mechanical repairs. You pay for additional time or can opt for towing to a repair facility.

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Towing services

Progressive's roadside assistance can be added to your policy for an additional cost, and it covers towing services for cars, motorcycles, RVs, boats, and heavy trucks.

If your vehicle breaks down, Progressive will arrange to tow it anywhere within a 15-mile radius or to the nearest qualified repair shop. If there isn't a repair shop within 15 miles, they will tow it to the nearest qualified repair shop. If you choose to have your vehicle towed to a shop that isn't the closest one, you will need to pay for the extra mileage.

The cost of Progressive's roadside assistance varies depending on your state and policy, but it typically costs between $15 and $30 for a six-month policy term or $30 to $60 per year.

In an emergency, you have two options with Progressive's towing service coverage. You can either call Progressive's roadside assistance number, and they will dispatch a local towing company on your behalf, or you can call a towing service directly and Progressive will reimburse you for the cost.

It's important to note that Progressive's roadside assistance has limits on the number of roadside events your policy will cover in a year, and it is only available to customers who have purchased full-coverage auto insurance policies. Additionally, making too many roadside claims in one policy term may increase your insurance rates.

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Winching services

Here's how it works: a heavy-duty tow cable is securely attached to a stable and safe part of your car's undercarriage. The placement of the cable will depend on factors such as the condition of your car and the accessibility of its undercarriage. Once the cable is securely in place, an electric or hydraulic motor will slowly and carefully pull your car towards the truck, safely extracting it from the mud, snow, water, or sand.

Winching is a common and effective method to retrieve stuck vehicles, and it is often safer and easier than traditional towing methods. Trained professionals have the necessary skills and expertise to perform winching successfully without causing any damage to your vehicle or its undercarriage.

With Progressive's 24/7 Roadside Assistance, you can rest assured that help is just a call away. This optional coverage can be added to your policy, providing peace of mind for those unexpected moments when your vehicle needs a helping hand.

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Jump-start services

Imagine you're about to embark on a road trip or are already on the road when suddenly your car refuses to start due to a dead battery. That's when jump-start services come to the rescue. Whether your vehicle is in your driveway or stranded on the side of the road, Progressive's jump-start services are designed to get your car up and running again.

Progressive's roadside assistance, provided by Agero, offers 24/7 support for situations like these. When you find yourself with a dead battery, you can contact Progressive via their app, online support, or by calling their roadside assistance number. They will promptly dispatch a service provider to your location to deliver the jump-start service.

The primary benefit of jump-start services is the convenience and peace of mind of knowing that help is just a call away. Getting a jump start can be a quick and straightforward process, allowing you to get back on the road in no time. Progressive's reliable service ensures that you're not left stranded with a dead battery, saving you time and hassle.

In addition to jump-start services, Progressive's roadside assistance includes a range of other valuable services. These include towing services, winching services for vehicles stuck in mud, snow, water, or sand, fuel delivery (with the customer paying only for the fuel), locksmith services, flat tire changes, and on-scene labor for up to one hour. These comprehensive services provide a safety net for a variety of roadside emergencies.

The cost of Progressive's roadside assistance varies depending on your state and policy. Typically, it can be added to your existing Progressive policy for an additional $30 to $60 per year. It's important to note that roadside assistance is an optional add-on and is only available to Progressive customers who have purchased full-coverage auto insurance policies.

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Fuel delivery

Progressive's roadside assistance is an extra coverage that can be added to your policy. It covers fuel delivery if your vehicle runs out of gas. You will need to pay for the cost of the fuel, but Progressive will cover the delivery and service for free. This is available for car insurance policies, as well as motorcycles, RVs, and some vehicles used for towing.

Progressive's roadside assistance is provided by Agero, which is trusted by over 80 million drivers nationwide. It is an optional add-on available to policyholders with full-coverage insurance. It can be purchased on top of an existing Progressive car insurance policy and cannot be bought independently.

The cost of Progressive's roadside assistance varies depending on your state and policy. It can often be added to your existing policy for an additional $30 to $60 per year. The roadside assistance plan is only available to Progressive customers who have purchased full-coverage auto insurance policies.

In the case of an emergency, you can reach out to Progressive, which will dispatch a local towing company on your behalf, or you can call the towing service directly and Progressive will reimburse the cost. Progressive's roadside assistance number is 1-800-776-4737. You can also get reimbursed for covered services if you contact a provider directly. For example, if you call a tow truck operator yourself, you can submit your receipt to Progressive.

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Locksmith services

Progressive's roadside assistance can be a valuable add-on to your car insurance policy, offering peace of mind when it comes to locksmith services. Here's what you need to know about their locksmith services and how they can help you in the event of a vehicle lockout:

  • If you find yourself locked out of your vehicle due to lost, stolen, or accidentally locked-in keys, Progressive's roadside assistance has you covered. They will dispatch a qualified locksmith to your location to help you gain entry into your vehicle.
  • There is no additional charge for this service beyond the cost of the roadside assistance add-on, which is typically around $16 to $23 per year.
  • Keep in mind that you will be responsible for the cost of replacement keys if you have lost your keys. Progressive's coverage includes the locksmith's service but does not include the cost of new keys.
  • The locksmith will use safe techniques to gain entry into your vehicle, ensuring that there is no damage caused to your car.
  • Progressive's locksmith service is available for all types of vehicles covered under their insurance policies, including cars, motorcycles, RVs, and boats.
  • To request locksmith services, simply call Progressive's roadside assistance number at 1-800-776-4737. They are available 24/7 to assist you.
  • In addition to locksmith services, Progressive's roadside assistance also includes other valuable features such as towing, winching, jump-starts, fuel delivery, and flat tire changes.

So, if you're considering adding Progressive's roadside assistance to your policy, rest assured that it includes comprehensive locksmith services to help you in the event of a vehicle lockout. It's a great option to have, especially when you're on the road and need quick and reliable assistance.

Frequently asked questions

Progressive's roadside assistance covers towing, winching, jump-starts, fuel delivery, vehicle lockout, and flat tire changes.

Progressive's roadside assistance costs between $15 and $30 per six-month policy term, or $30 to $60 per year.

You can add Progressive's roadside assistance to your existing auto insurance policy by calling an agent at 1-800-776-4737 or using the online chat feature on their website.

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