Orlando Harmon
Chubb Auto Insurance is a form of vehicle insurance offered by Chubb, one of the largest property and casualty insurers in the world. The company is headquartered in Warren, New Jersey, and operates in over 50 countries and territories globally. Chubb Auto Insurance offers comprehensive protection for your vehicle, including coverage for repairs, rentals, and worldwide assistance. The company also provides classic car insurance for vehicles that are at least 30 years old, part of a larger collection, or a limited production model. Chubb's auto insurance is known for its seamless claim experience, getting customers back on the road faster. The company has received high ratings for financial soundness and has a wide range of insurance products, making it suitable for consumers and businesses of all sizes.
| Characteristics | Values |
|---|---|
| Vehicle insurance | $177 per month for cars; also covers classic cars, boats, and yachts |
| Property insurance | $151 per month for homeowners insurance; also covers home appliances and equipment |
| Valuables insurance | 1% to 2% of an item's value for jewelry per year |
| Business insurance | Small business coverage for businesses with less than $30 million in revenue; commercial package policy for larger businesses; individual insurance coverages also available |
| Natural disaster insurance | Protects against hurricanes, floods, earthquakes, hail, and more |
| Travel insurance | Covers trip delays, cancellations, and interruptions; missed connections; lost or delayed baggage; medical evacuation; and more |
| Additional liability insurance | For those who want more than what's included with home, auto, or watercraft policy |
What You'll Learn
Chubb's classic car insurance
Chubb Insurance offers a range of auto insurance services, including classic car insurance.
Classic Car Insurance
No Mileage Limit on Hobby Use
Choice of Repair Shop
Chubb understands that classic car owners want the best for their vehicles. They offer the flexibility to choose your preferred repair shop, even if it means sending your car out of state or overseas. They also ensure the use of Original Equipment Manufacturer (OEM) parts or pay for fabricated parts if necessary.
Optional Roadside Assistance Coverage
Chubb's optional roadside assistance coverage provides peace of mind while driving your classic car. In the event of a mechanical breakdown, they cover fuel and fluids, battery recharge, flat tire repair, and more. If your car cannot be fixed on the spot, they will pay for towing services for up to 200 miles.
Agreed Value Coverage
With Chubb's classic car insurance, you can rest assured that you will receive the agreed-upon value of your vehicle in the event of a total loss. You even have the option to keep the damaged vehicle and parts, receiving the agreed value less the salvage value.
Single Bill Convenience
Chubb understands that managing multiple insurance policies can be cumbersome. They offer the convenience of combining all your Chubb policies onto a single bill, simplifying your insurance experience. Additionally, they automatically cover any new classic vehicle purchases for the first 90 days.
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Chubb's vehicle insurance
Chubb's auto insurance stands out for its unique benefits, including a lifetime guarantee on repairs made in a Chubb-certified shop. The company also offers a seamless and speedy claim process, with Chubb Claims Adjusters making contact within 24 hours or less of the initial report in 98% of all claims.
Chubb also provides optional coverage, which varies by state. This can include agreed value coverage for collision and comprehensive insurance, where the value of your car is determined and guaranteed before a covered loss. This is particularly useful for owners of collector cars. Other optional coverage includes ultra-high insurance limits of up to $10 million in liability insurance.
Overall, Chubb's vehicle insurance is a comprehensive and reliable option, particularly for those seeking white-glove perks and services. The company's financial stability and high ratings for financial soundness make it a secure choice, though customer reviews are somewhat negative, with concerns about denied claims and delayed payouts.
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Chubb's property insurance
Chubb Insurance offers a range of insurance products, including auto insurance and property insurance. Chubb's auto insurance provides comprehensive protection for vehicles, including coverage for repairs, rentals, and accidents. Chubb's property insurance, on the other hand, focuses on protecting homes and businesses.
Chubb's auto insurance stands out for its seamless claim experience and exceptional service. They verify that your vehicle is correctly repaired and provide some of the best protection available. Their classic car insurance caters to vintage vehicles, limited-production models, and car collections. Chubb's auto insurance ranked highest among major U.S. auto insurers on CRASH NETWORK's 2024 Insurer Report Card for its handling of claims, payments, and client service.
In summary, Chubb's property insurance provides comprehensive protection for homes and businesses, offering extended replacement cost coverage, temporary living arrangements, and extra coverages for unexpected situations. Their auto insurance, known for its high-quality service, includes coverage for repairs, rentals, and accidents, with specialised options for classic cars.
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Chubb's valuables insurance
Chubb Insurance is a world leader in insurance, with operations in 54 countries and territories. Chubb offers commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance.
Chubb's auto insurance provides protection and peace of mind for its customers. The company offers a seamless claim experience, helping customers get back on the road faster. Chubb also offers classic car insurance for vintage vehicles over 30 years old, limited-edition models, or vehicles that are part of a larger collection.
In addition to auto insurance, Chubb provides valuables insurance, which includes coverage for jewelry, art, wine, spirits, and other collectibles. The cost of insuring jewelry is typically around 1% to 2% of an item's value per year. Chubb is ranked as one of the best insurers for luxury watches, such as Rolex or Cartier.
Chubb's reputation for financial stability and high credit rating from AM Best also assure customers of their ability to pay out claims without financial difficulties. With Chubb, you can trust that your valuables are insured by a reliable and financially sound company.
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Chubb's business insurance
Chubb is an insurance company that offers a range of insurance products, including auto insurance and business insurance. Chubb's auto insurance provides comprehensive protection for vehicles, including coverage for repairs, rentals, and accidents. Chubb's business insurance offers tailored commercial insurance and risk management solutions for businesses of all sizes and industries.
The company's risk engineering services include an in-house network of over 400 to 500 risk engineers who help businesses anticipate and minimize potential exposures. Chubb's business insurance also emphasizes partnership and understanding the specific needs of each business, aiming to be proactive in meeting those needs. The company's longevity, expertise, and financial strength are highlighted, with 95% of Fortune 1000 companies being Chubb insured.
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Frequently asked questions
Chubb Auto Insurance is a policy offered by Chubb, an insurance company that provides coverage for autos, homes, businesses, and valuables. Chubb is one of the largest property and casualty insurers in the world, with a presence in over 50 countries and territories.
Chubb Auto Insurance offers several benefits, including seamless claim experiences, repair work by professionals using original parts, speedy service, and global assistance. Chubb also provides unique perks such as rental reimbursement, coverage for original equipment manufacturer parts, and identity management services.
Chubb specializes in providing insurance for high-net-worth families and offers generous coverage options and perks that are not typically available from other insurers. Chubb has also received fewer customer complaints relative to its size.
Chubb does not provide quotes online. To obtain a quote, customers need to contact an independent agent or a Chubb customer service representative.
Chubb Auto Insurance does not cover all types of vehicles. For example, it does not provide coverage for motorcycles, motor homes, or sports cars. Additionally, Chubb may not be the best option for those seeking low-cost coverage, as it does not focus on providing cheap insurance and has slightly higher rates than some competitors.
