To pass the Texas Insurance Exam, you need a score of 70. The exam is split into two parts: the national insurance section and the state rules section. The national and state questions are mixed together, and you will need a combined score of 70 to pass. The exam is not scored in the most obvious way, as it has multiple versions of differing difficulty. A process called equating is used to ensure that any differences in form difficulty are accounted for, followed by a process called scaling to translate this into a numerical figure. This means that the score you see is not a reflection of the number of correct answers, but rather your performance relative to the minimum knowledge required to pass.
Characteristics | Values |
---|---|
Passing score | 70 |
Number of attempts allowed | Unlimited |
Number of online attempts allowed | 1 |
Format of the exam | Multiple choice |
Format of the questions | Bullet-point |
Number of questions | 80-150 |
Time limit | 2-2.5 hours |
What You'll Learn
The passing grade for the Texas insurance exam is 70
The Texas insurance exam is administered by Pearson VUE, and you can register and book your exam through their website. The exam can be taken online or in person, and it is a computer-based test. It is important to note that you are only allowed one online attempt per exam, and all other attempts must be made in person at a Pearson VUE testing center. The exam consists of multiple-choice questions, and there are no fill-in or essay questions. The questions will cover both general insurance knowledge and Texas-specific insurance regulations and laws.
To increase your chances of passing the Texas insurance exam, it is highly recommended to complete a pre-licensing education course. These courses can help you get familiar with the extensive amount of content that you will need to know for the exam. Pre-licensing courses offer a variety of features, such as online exam simulations, live online training, printable study guides, and end-of-chapter reviews. It is also important to allocate enough time to study and prepare for the exam. Aim to spend one to two weeks preparing, going through the material at least twice.
In addition to preparing with a pre-licensing course and allocating sufficient study time, there are a few other exam tips that can help you perform well on the Texas insurance exam:
- Establish a consistent pre-test routine by acclimating yourself to exam conditions when practicing at home.
- Get plenty of sleep in the week leading up to the exam to reduce anxiety and increase focus.
- Tailor your studying to the specific exam you are taking, as all questions are factual and based on the exam content.
- Arrive early at the testing center to get used to your surroundings and complete any necessary check-in procedures.
By following these tips and putting in the necessary preparation time, you can increase your chances of passing the Texas insurance exam with a score of 70 or higher.
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The exam is administered by Pearson VUE
The Texas Insurance Exam is administered by Pearson VUE. Candidates can register and book their licensing examinations through the Pearson VUE website, or by phone. The test can be carried out online or in person.
Pearson VUE has a number of testing centers, and it is recommended that candidates call at least 3 days in advance of the date they plan to take the exam. The earlier a candidate signs up, the better their chances of getting their preferred test date.
Pearson VUE also provides links to exam outlines and an English as a Second Language (ESL) request form on their website. Candidates who require extra time due to English being their second language will need to fill out the ESL form and have it approved before scheduling their exam.
Face masks are currently recommended while testing at Pearson VUE-owned test centers.
The Texas Insurance Exam consists of multiple-choice questions, with no fill-ins or essays. The exam is drawn from a large pool of questions, and each candidate will receive a different set of questions. If a candidate retakes the exam, they are likely to see very few repeated questions.
The exam is split into two parts: the "national" insurance section and the "state rules" section. The national and state questions are mixed together. Candidates will need a combined score of 70 to pass.
The Texas General Lines Property and Casualty exam consists of 150 questions. The Texas Property and Casualty Adjuster exam also consists of 150 questions. The Texas General Lines Life and Health exam consists of 150 questions. The Texas Life Only exam consists of 95 questions. The Texas Personal Lines exam consists of 116 questions.
Pretest questions do not count towards the final score. Candidates will not know which questions are pretest questions when taking the exam. It is important for candidates to answer these questions to the best of their ability and not second-guess themselves.
The Texas Insurance Exam is a computerized exam. Candidates will be given the opportunity to complete a practice exam to learn how to use the system. Once the exam is complete, candidates will not be given a copy or the opportunity to review particular questions and their answers. The exam will be scored immediately, and candidates will know their results before they leave.
Candidates must bring two valid forms of government-issued identification to the test center, one of which must contain a photograph and a signature. They will not be able to take the exam if these requirements are not met.
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It costs $50 to apply for a Texas insurance license
Obtaining a Texas Insurance License
Application Fee
In Texas, it costs $50 to submit an insurance licensing application to the Department of Insurance. This is the final step in the process of obtaining a Texas insurance license.
Other Costs
The total cost of obtaining your insurance license will also include the cost of the insurance exam for your insurance line, as well as your pre-licensing education course.
Pre-licensing Education Course
Although not a requirement in Texas, a pre-licensing education course is highly recommended. This typically costs money but can dramatically increase your chances of passing your exam on the first attempt, saving you time and money in the long run.
Insurance Exam
The cost of the insurance exam depends on the type of insurance license you are seeking. For example, the Texas Life Insurance Agent Examination costs $62, while the Texas Property and Casualty Insurance Examination costs $43.
Fingerprinting and Background Check
You must also schedule a fingerprint appointment, which costs around $41. This initiates a background check to ensure you meet the state's insurance agent regulations.
Summary
To obtain a Texas insurance license, you will need to factor in the costs of the application fee, pre-licensing education course, insurance exam, and fingerprinting and background check. While some of these costs are optional or depend on the type of license, you can expect to pay at least $50 for the application fee.
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The exam is 150 minutes long
The Texas Insurance Exam is 150 minutes long. This time limit applies to both the Life, Accident, and Health exam and the Property and Casualty exam.
The exam is a computer-based, multiple-choice test. There are no fill-in or essay questions. The questions are randomly scrambled and are not grouped by category.
The exam is split into two parts: the "national" insurance section and the "state rules" section. The national and state questions are mixed together. You will need a combined score of 70 to pass.
The Life, Accident, and Health exam consists of 145 total questions (130 scored and 15 pretest). The Property and Casualty exam consists of 145 total questions (130 scored and 15 pretest).
Pretest questions do not count towards your score. You will not know which questions are real or pretest questions when taking the exam.
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You can take the exam as many times as you like, but only one attempt can be made online
Texas insurance licensing exams can be taken as many times as you like, but only one attempt can be made online. If you want to retake the exam, you must wait 24 hours before signing up again. This can be done by calling Pearson VUE at least three days in advance of the date you plan to take the exam. The Texas insurance licensing exam is administered by Pearson VUE, and you can register and book all your licensing examinations through their website. The exam can be taken online or in person, but you are only allowed one online attempt.
The exam consists of bullet-point questions and includes both general and state-specific material. The general questions test your federal insurance product and agent knowledge, while the state-specific questions cover Texas insurance regulations and laws. The exam is not scored in the most obvious way, as there are multiple versions with different questions. However, a procedure called "equating" ensures that any differences in form difficulty are accounted for, so no one has an unfair advantage or disadvantage.
The Texas insurance license exam cost depends on the type and number of examinations you take. For example, the Texas Life Insurance Agent Examination is $62 and consists of 90 total questions (80 scored and 10 pretest) with a time limit of 2 hours and a passing score of 70%. The Texas Examination for Life and Health Agent costs $62 and consists of 145 total questions (130 scored and 15 pretest) with a time limit of 2.5 hours and a passing score of 70%.
To prepare for the exam, it is recommended to take a pre-licensing course, which can increase your chances of passing on the first attempt. These courses can help you get accustomed to the extensive amount of content that you will need to memorize. It is also important to allocate enough time to study, as the exam covers a wide range of topics and all questions are purely factual. Controlling test anxiety and arriving early on exam day can also help improve your performance.
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Frequently asked questions
You need a score of 70 to pass each exam.
The Texas Department of Insurance charges $50 for all license types, or $150 for a temporary license.
There is no limit on the number of times you can take the exam. However, you are only allowed one online attempt per exam. All other attempts must be done in person at a Pearson VUE centre.
The exam is made up of bullet-point questions and includes both general and state-specific material. All questions are multiple-choice.