Aicpa Life Insurance: Understanding Dependent Child Coverage

AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. AICPA life insurance plans may be used to supplement CPA Life policies, and policyholders may purchase additional coverage through optional riders such as dependent child coverage. Dependent life insurance is a type of life insurance that pays a death benefit to the policyholder if a covered dependent, such as a spouse or child, passes away during the policy term.

Dependent life insurance

The definition of a spouse for dependent life insurance purposes may vary but includes anyone the state recognises as your spouse. AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. AICPA policies are underwritten by Prudential, so policyholders can have confidence that their claims will be paid as promised. AICPA also offers discounted premium rates for many of its plans. However, some reviews mention the organisation's lack of flexibility compared to a full-service life insurance company, and note that rates may get more expensive as policyholders age.

AICPA Insurance Programs include CPA Life Insurance, which offers dependent child coverage. Changes to coverage can be made at any time by accessing the Online Self-Service Center. If you would prefer to submit changes in writing, you can send your written requests to: Aon Insurance Services AICPA Insurance Trust 159 E. County Line Road Hatboro, PA 19040.

Death benefits

AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. This means that there are few consumer reviews available online. However, industry reviews note that because policies are underwritten by Prudential, policyholders can have confidence that their claims will be paid as promised.

AICPA life insurance plans may be used to supplement CPA Life policies, and policyholders may purchase additional coverage through optional riders such as disability waivers, dependent child coverage and accelerated death benefits.

Dependent life insurance is a type of life insurance that pays a death benefit to the policyholder if a covered dependent, such as a spouse or child, passes away during the policy term. Policies can be offered through workplace group plans in $2,000 increments. They are designed to cover final expenses, such as funeral costs and travel to the funeral, so death benefit payouts tend to be smaller. For example, a group plan may offer $2,000 per dependent.

Family members who rely on your income may qualify as life insurance dependents. The definition of spouse for dependent life insurance purposes may vary but includes anyone the state recognises as your spouse.

Dependent child coverage

AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. This means that there are few consumer reviews available online. However, AICPA's life insurance policies are underwritten by Prudential, so policyholders can be confident that their claims will be paid as promised. AICPA also offers discounted premium rates for many of its plans.

Dependent life insurance is a type of life insurance that pays a death benefit to the policyholder if a covered dependent, such as a child, passes away during the policy term. Dependent child coverage is an optional rider that policyholders may purchase to supplement their CPA Life policies. Changes to coverage can be made at any time by accessing the Online Self-Service Center. If you would prefer to submit changes in writing, you can send your written requests to: Aon Insurance Services AICPA Insurance Trust 159 E. County Line Road Hatboro, PA 19040 Fax: 1-800-242-7248.

Disability waivers

AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. Because policies are underwritten by Prudential, policyholders can have confidence that their claims will be paid as promised. AICPA also offers discounted premium rates for many of its plans. However, some reviews mention the organisation’s lack of flexibility, as compared to a full-service life insurance company, and note that rates may get more expensive as policyholders age.

To make changes to a policy, including removing a disability waiver election, policyholders can access the Online Self-Service Center. Alternatively, changes can be submitted in writing. Written requests should include the policyholder's name, telephone number, account number, requested change(s) to the policy, signature, and date. These should be sent to the following address:

Aon Insurance Services

AICPA Insurance Trust

159 E. County Line Road

Hatboro, PA 19040

Fax: 1-800-242-7248

AICPA's discounted premium rates

AICPA is a membership-based professional organisation that offers group-rate life insurance as a member-only benefit. This means that there are few consumer reviews available online. However, industry reviews note that AICPA's discounted premium rates for many of its plans are a positive feature.

Dependent life insurance is a type of life insurance that pays a death benefit to the policyholder if a covered dependent, such as a spouse or child, passes away during the policy term. Dependent child coverage is one of the optional riders that policyholders can purchase additional coverage through. AICPA Insurance Programs offer a Preferred Status, which, if not approved, will result in the policyholder continuing to pay their current rate for their existing coverage.

Changes to coverage can be made at any time by accessing the Online Self-Service Centre. If you would prefer to submit changes in writing, you can send your written requests to: Aon Insurance Services AICPA Insurance Trust 159 E. County Line Road Hatboro, PA 19040.

Frequently asked questions