Haris Ashley
Unum offers two main types of life insurance plans that can supplement your current coverage and offer more options to employees. Term Life provides financial protection for employees and their families during their working years. Whole Life provides coverage employees can keep into retirement — at competitive rates when they buy it early. Employees may elect term life insurance up to a certain amount within 30 days after the date of hire. Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs.
| Characteristics | Values |
|---|---|
| Financial protection | Yes |
| Peace of mind | Yes |
| Coverage for dependent children | Yes |
| Coverage for spouses/domestic partners | Yes |
| Coverage for accidental death and dismemberment | Yes |
| Coverage for long-term disability | Yes |
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What You'll Learn
- Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs
- Unum offers two main types of Life Insurance plans that can supplement your current coverage and offer more options to employees
- Employees can increase coverage at enrollment events and may be able to take the protection with them if they change jobs
- Unum benefits, offered through your employer, can provide a safety net and help to secure your finances when the unexpected happens
- If you elect Supplemental Life, coverage for yourself, you may elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children at birth to age 26
Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs
Unum's Supplemental Insurance benefits are offered through your employer and can provide a safety net to secure your finances when the unexpected happens. When you're unable to work due to sickness or injury, Disability Insurance can replace a portion of your income. Accident Insurance helps with out-of-pocket expenses after a covered accidental injury, so you can focus on recovery. This coverage can provide lump-sum benefits to help you manage the financial impacts of a serious illness or event, like cancer or a heart attack.
In addition to Basic Life Insurance, benefit-eligible employees may elect more coverage by enrolling in a Supplemental Group Term Life Insurance program underwritten by Unum. Employees may elect term life insurance up to certain amounts within 30 days after the date of hire. For yourself, coverage can range from $10,000 to $500,000 in $10,000 increments, not to exceed five times your annual salary. For your dependent child(ren), if you elect Supplemental Life coverage for yourself, you may elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children from birth to age 26.
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Unum offers two main types of Life Insurance plans that can supplement your current coverage and offer more options to employees
Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs. This coverage can provide lump-sum benefits to help manage the financial impacts of a serious illness or event, like cancer or a heart attack.
In addition to Basic Life insurance, benefit-eligible employees may elect more coverage by enrolling in a Supplemental Group Term Life Insurance program underwritten by Unum. Employees may elect term life insurance up to certain amounts within 30 days after the date of hire. For yourself: Coverage from $10,000 to $500,000 in $10,000 increments, not to exceed five times your annual salary. For your dependent child(ren): If you elect Supplemental Life coverage for yourself, you may elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children from birth to age 26.
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Employees can increase coverage at enrollment events and may be able to take the protection with them if they change jobs
Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs. Employees can increase their coverage at enrolment events and may be able to take the protection with them if they change jobs.
Unum offers two main types of Life Insurance plans that can supplement your current coverage and offer more options to employees. Term Life provides financial protection for employees and their families during their working years. Whole Life provides coverage employees can keep into retirement — at competitive rates when they buy it early. When employees purchase both types of life insurance, they have valuable financial protection that can last a lifetime.
Term Life Insurance provides flexible coverage during an employee's working years to provide protection for the loved ones who depend on them. Employees can increase their coverage at enrolment events and may be able to take the protection with them if they change jobs. Employees may elect term life insurance up to the amounts below within 30 days after the date of hire. For you: Coverage from $10,000 to $500,000 in $10,000 increments, not to exceed five times your annual salary. For your dependent child(ren): If you elect Supplemental Life, coverage for yourself, you may elect coverage for your dependent child (ren) in the amount of a flat $10,000 for children at birth to age 26.
Unum benefits, offered through your employer, can provide a safety net and help to secure your finances when the unexpected happens. When you’re unable to work due to sickness or injury, Disability Insurance can replace a portion of your income. After a covered accidental injury, Accident Insurance helps with out-of-pocket expenses, so you can focus on recovery. This coverage can provide lump-sum benefits to help you manage the financial impacts of a serious illness or event, like cancer or a heart attack.
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Unum benefits, offered through your employer, can provide a safety net and help to secure your finances when the unexpected happens
Unum offers two main types of life insurance plans that can supplement your current coverage and offer more options to employees. Term Life provides financial protection for employees and their families during their working years. Whole Life provides coverage employees can keep into retirement — at competitive rates when they buy it early. When employees purchase both types of life insurance, they have valuable financial protection that can last a lifetime.
Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs. For example, when you’re unable to work due to sickness or injury, Disability Insurance can replace a portion of your income. Accident Insurance helps with out-of-pocket expenses after a covered accidental injury, so you can focus on recovery. This coverage can provide lump-sum benefits to help you manage the financial impacts of a serious illness or event, like cancer or a heart attack.
All benefit-eligible employees will automatically receive Basic Life and Accidental Death & Dismemberment (AD&D) Insurance coverage administered by UNUM. The District provides a Basic Life benefit of $50,000 and an Accidental Death and Dismemberment (AD&D) benefit of $50,000. In addition to Basic Life insurance, benefit-eligible employees may elect more coverage by enrolling in a Supplemental Group Term Life Insurance program underwritten by UNUM. Employees may elect term life insurance up to the amounts below within 30 days after the date of hire. For you: Coverage from $10,000 to $500,000 in $10,000 increments, not to exceed 5 times your annual salary.
For your dependent child(ren): If you elect Supplemental Life, coverage for yourself, you may elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children at birth to age 26.
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If you elect Supplemental Life, coverage for yourself, you may elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children at birth to age 26
Unum's Supplemental Insurance benefits can provide financial protection and peace of mind when an unexpected illness or accident occurs. The company offers two main types of Life Insurance plans that can supplement your current coverage and offer more options to employees. Term Life provides financial protection for employees and their families during their working years. Whole Life provides coverage employees can keep into retirement — at competitive rates when they buy it early. Employees may elect term life insurance up to the amounts below within 30 days after the date of hire. For you: Coverage from $10,000 to $500,000 in $10,000 increments, not to exceed 5 times your annual salary.
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Frequently asked questions
Unum's Supplemental Life Insurance is an optional insurance plan that can supplement your current coverage and offer more options to employees.
Unum's Supplemental Life Insurance provides financial protection and peace of mind when an unexpected illness or accident occurs. It can also help secure your finances when you're unable to work due to sickness or injury.
All benefit-eligible employees are automatically eligible for Unum's Supplemental Life Insurance.
Coverage amounts vary depending on the employee's annual salary, but generally range from $10,000 to $500,000 in $10,000 increments, not to exceed five times the employee's annual salary.
Yes, you can elect coverage for your dependent child(ren) in the amount of a flat $10,000 for children from birth to age 26.
