Life Insurance Benefits: Why Aarp Is A Smart Choice

AARP life insurance is exclusively available to AARP members. The insurance is provided by New York Life Insurance Company, which offers both term and permanent group coverage. AARP life insurance provides valuable coverage and peace of mind, with no physical exam required. The permanent life insurance option allows you to keep coverage for your lifetime, as long as you make your payments and did not make material misrepresentations about your health on your application.

AARP life insurance is exclusively available to AARP members

AARP Permanent Life Insurance allows you to keep coverage for your lifetime, as long as you make your payments and did not make material misrepresentations about your health on your application. At age 95 (or sooner in some cases), your coverage is considered “paid up,” and will remain in effect for the rest of your life without any further premium payments. In addition to lifelong insurance coverage, a portion of your premium payments goes toward cash value that grows tax-deferred over time. Once you have enough cash value, you can take a loan against your cash value to help with an unexpected expense.

AARP Level Benefit Term Life insurance from New York Life Insurance Company could be a smart choice if you’re not sure you have enough to take care of the people you care about, or if insurance that seemed like plenty in the past is looking less adequate today.

It offers both term and permanent group coverage

AARP Life Insurance offers both term and permanent group coverage. This means that you can choose the type of coverage that best suits your needs. Term life insurance is a good option if you're not sure whether you have enough to take care of your loved ones, or if your current insurance is no longer adequate. Permanent life insurance, on the other hand, allows you to keep coverage for your lifetime, as long as you make your payments and did not misrepresent your health on your application. This type of insurance also has a cash value component, where a portion of your premium payments grows tax-deferred over time, allowing you to take out a loan against it if needed.

The AARP Life Insurance Program is offered by the New York Life Insurance Company and is the only life insurance endorsed by AARP. It is exclusively available to AARP members and provides valuable coverage from a trusted name. Acceptance for most products is based on your health and other information, and no physical exam is required. This added peace of mind can be beneficial, especially at this stage of your life.

No physical exam is required

AARP life insurance offers valuable coverage from a trusted name. The AARP Life Insurance Program from New York Life Insurance Company offers members both term and permanent group coverage.

AARP Permanent Life Insurance allows you to keep coverage for your lifetime, as long as you make your payments and did not make material misrepresentations about your health on your application. Your coverage is considered "paid up" at age 95 (or sooner in some cases), and will remain in effect for the rest of your life without any further premium payments.

In addition to lifelong insurance coverage, a portion of your premium payments goes toward a cash value that grows tax-deferred over time. This means that you can take out a loan against your cash value to help with unexpected expenses.

New York Life Insurance Company offers the only life insurance endorsed by AARP, and it is exclusively available to AARP members.

Acceptance is based on your health and other information

AARP life insurance is offered exclusively to AARP members by the New York Life Insurance Company. The program offers both term and permanent group coverage. Acceptance is based on your health and other information, and no physical exam is required.

The AARP Permanent Life Insurance policy allows you to keep coverage for your lifetime, as long as you make your payments and did not make material misrepresentations about your health on your application. At age 95 (or sooner in some cases), your coverage is considered “paid up,” and will remain in effect for the rest of your life without any further premium payments. In addition to lifelong insurance coverage, a portion of your premium payments goes toward cash value that grows tax-deferred over time. Once you have enough cash value, you can take a loan against your cash value to help with an unexpected expense.

It is important to note that during the first two years, New York Life reserves the right to cancel your insurance if your enrollment form contains material misrepresentations about your medical history.

You can access your account online to make payments, upload documents, and manage beneficiaries

AARP life insurance offers valuable coverage from a trusted name. The program offers members both term and permanent group coverage, with no physical exam required. Acceptance is based on your health and other information.

AARP Permanent Life Insurance allows you to keep coverage for your lifetime, as long as you make your payments and did not make material misrepresentations about your health on your application. At age 95 (or sooner in some cases), your coverage is considered “paid up,” and will remain in effect for the rest of your life without any further premium payments. In addition to lifelong insurance coverage, a portion of your premium payments goes toward cash value that grows tax-deferred over time. Once you have enough cash value, you can take a loan against your cash value to help with an unexpected expense.

New York Life Insurance Company offers the only life insurance endorsed by AARP and it is exclusively available to AARP members.

Frequently asked questions