Unite Here 11: Understanding Your Medical Insurance Coverage

what is the medical insurance from unite here 11

UNITE HERE Local 11 is a union that represents over 32,000 workers in Southern California and Arizona. It offers one of the best health insurance plans in the country to its members, with benefits including comprehensive medical coverage, pension/retirement plans, accidental death and dismemberment benefits, and mental health services. UNITE HERE's health plans aim to provide high-quality, affordable healthcare, with innovative approaches such as health coaching and peer support, and specialized care for patients with chronic illnesses. The union's medical coverage costs about one-third of what other employers pay for health insurance, and its multi-employer plans allow workers to change employers within their industry while retaining their coverage.

Characteristics Values
Number of workers covered 32,000+
Industries Hotels, restaurants, airports, sports arenas, convention centers
Locations Southern California, Arizona
Health plan type Taft-Hartley
Health plan features Comprehensive medical coverage, pension/retirement, accidental death & dismemberment, mental health support, dermatology
Insurer Aetna Choice POS II Plan
Health coaching Yes
Dental coverage Yes
Family coverage Yes
Portability Yes
Contact (213) 481-8530

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UNITE HERE Health's mission

UNITE HERE Local 11 represents over 32,000 workers employed across hotels, restaurants, airports, sports arenas, and convention centres in Southern California and Arizona. Most workers covered by a Local 11 contract benefit from excellent health insurance plans.

UNITE HERE Health (UHH or "The Fund") is a multi-employer Taft-Hartley Trust Fund, governed by a Board of Trustees composed of union and employer representatives. The mission of UNITE HERE Health is to provide health benefits that offer high-quality, affordable healthcare to participants at better value with better service than is otherwise available in the market.

UNITE HERE Health believes that its success depends on innovation and on engaging its participants. The organisation works with its participants, their local unions, and their employers to provide them with the health benefits (insurance) and resources they need to improve their health and healthcare. As a leading national health fund, it serves approximately 200,000 children and adults across the nation.

UNITE HERE Health's plans cover workers in low-wage jobs in industries that traditionally exclude workers from good benefits and comprehensive care. Its multi-employer plans allow workers to change employers within their industry and keep their coverage without a break. Additionally, the health fund pools small employers' market power, allowing them to offer more comprehensive, affordable coverage than they could on their own.

UNITE HERE Health's health plans provide member-centred customer service. In Atlantic City, Las Vegas, Chicago, and New York, participants can walk in for help. They can also use the website or call lines to learn more about their plans, find a doctor, understand their benefit statements, and have questions answered about their eligibility and claims.

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Medical coverage costs

UNITE HERE Local 11 represents over 32,000 workers employed in hotels, restaurants, airports, sports arenas, and convention centres throughout Southern California and Arizona. Most workers covered by a Local 11 contract benefit from one of the best health insurance plans in the country.

UNITE HERE Health (UHH) is a Taft-Hartley labour management trust fund that provides health benefits to participants. UHH works with employees, local unions, and employers to provide health benefits and resources to improve members' health and healthcare. UHH serves approximately 200,000 children and adults across the nation.

The union's medical coverage costs about one-third of what other employers pay to buy health insurance. This is because UNITE HERE Health Funds averaged 90 cents on the dollar long before the Affordable Care Act, while it took an act of Congress to make for-profit insurers spend at least 80 cents of each premium dollar on actual healthcare.

UNITE HERE Health plans cover workers in low-wage jobs in industries that traditionally exclude workers from good benefits and comprehensive care. Their multi-employer plans allow workers to change employers within their industry and keep their coverage without a break.

UNITE HERE Health provides member-centred customer service. In Atlantic City, Las Vegas, Chicago, and New York, members can walk in for help. Members can also use the website or call lines to learn more about their plan, find a doctor, understand their benefit statements, and have questions answered about their eligibility and claims. All customer service is available in English and Spanish, with support in other languages when needed.

If you have any questions regarding health benefits, problems with enrollment, the Family Medical Leave Act, dental coverage, or more, you can contact your fund administration office or the provided helpline number.

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Health benefits

UNITE HERE Local 11 represents over 32,000 workers employed across hotels, restaurants, airports, sports arenas, and convention centres in Southern California and Arizona. The health benefits provided by UNITE HERE Local 11 are administered through the UNITE HERE Health (UHH) plan, which is a Taft-Hartley labour management trust fund.

The UHH plan provides health benefits and resources to improve the health and healthcare of its participants. It serves approximately 200,000 children and adults across the nation. The plan offers high-quality, affordable healthcare at better value and service than what is otherwise available in the market.

The UHH plan covers workers in low-wage jobs, providing comprehensive care that is traditionally excluded by other insurers. The multi-employer plans allow workers to change employers within their industry and keep their coverage without a break. The plan also supports small businesses by pooling small employers' market power, allowing them to offer more comprehensive and affordable coverage.

The UNITE HERE Northwest Trust Funds provide comprehensive medical coverage, pension/retirement, and other benefits to thousands of participants through various plan options. Medical services for Trust participants are provided through the Aetna Choice POS II Plan, which allows visits to both in-network and out-of-network doctors and hospitals without the need for a referral.

Other health benefits of the UHH plan include:

  • Mental health services: therapy for stress, anxiety, medication management, etc.
  • Dermatology: custom treatment plans for common skin conditions.
  • Virtual visits with healthcare providers are covered at the same rate as office visits.
  • Accidental Death & Dismemberment benefit: provides benefits to beneficiaries in the event of accidental death or loss of limbs/sight.

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Mental health support

UNITE HERE Local 11 represents over 32,000 workers in Southern California and Arizona, providing them with some of the best health insurance plans in the country. The insurance is offered through UNITE HERE HEALTH (UHH), a Taft-Hartley labour management trust fund. UHH works with the local union, the employer, and the employee to provide health benefits and resources to improve overall health and healthcare.

UHH serves approximately 200,000 children and adults across the nation, and its mission is to provide high-quality, affordable healthcare at a better value and with better service than is available in the market. UHH offers health plans that provide member-centred customer service, allowing members to walk in for help in Atlantic City, Las Vegas, Chicago, and New York. Members can also use the UHH website or call lines to learn more about their plans, find a doctor, understand benefit statements, and have questions answered about eligibility and claims.

UNITE HERE also provides health coaching and peer support to its members. Health plans in Los Angeles and Chicago are training UNITE HERE members to become health coaches who can support fellow members in leading healthier lifestyles. This may include mental health support and resources.

Overall, UNITE HERE Local 11 offers comprehensive health insurance plans that are likely to include mental health support services. Members can utilise the provided resources to better understand their mental health coverage and seek the support they need.

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Dental coverage

UNITE HERE Local 11 represents over 32,000 workers employed across hotels, restaurants, airports, sports arenas, and convention centres in Southern California and Arizona. Most workers covered by a Local 11 contract benefit from one of the best health insurance plans in the country.

UNITE HERE Health (UHH or "The Fund") is a Taft-Hartley labour management trust fund that provides health benefits and resources to improve the health and healthcare of its participants. UHH serves approximately 200,000 children and adults across the nation.

While specific details of dental coverage under UNITE HERE Local 11's health insurance plans are scarce, dental coverage is mentioned alongside health benefits. This suggests that dental care is included in the insurance plans.

To clarify the specifics of dental coverage, workers can contact their fund administration office. The Santa Monica UNITE HERE Benefit Fund is located at 1200 Wilshire Blvd, 5th Floor, Los Angeles, CA 90017. The helpline number is (213) 456-2012, and a healthcare specialist is usually available at the Union office on Mondays, Tuesdays, and Wednesdays, and at the Lucas office on Thursdays and Fridays.

Additionally, UNITE HERE Health (formerly the Los Angeles and Orange County Funds) can be contacted during call hours (8:30 am–4:30 pm) at the following numbers:

  • LOS ANGELES: Customer Service: (213) 484-8480
  • Toll Free: (855) 484-8480

Frequently asked questions

UNITE HERE Local 11 offers its workers one of the best health insurance plans in the country. This includes comprehensive medical coverage, pension/retirement, and other benefits.

The insurance covers medical, dental, accidental death and dismemberment, and family medical leave. It also covers mental health support, dermatology, and disability.

You can access your insurance plan by contacting your fund administration office or by visiting the UNITE HERE website.

If you have any problems with your insurance, you can contact the helpline or visit a healthcare specialist at the Union office.

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