Alyssa Lane
Family Servicemembers' Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members. It is a low-cost term insurance option for eligible service members, including those in the Army, Navy, Air Force, Space Force, Marines, or Coast Guard. FSGLI provides up to a maximum of $100,000 of coverage for spouses and $10,000 for each dependent child. To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A).
| Characteristics | Values |
|---|---|
| Coverage | Up to $100,000 for a spouse, not to exceed the service member's SGLI coverage, and $10,000 for each dependent child |
| Eligibility | Spouse or dependent child of a service member who meets certain requirements |
| Spousal coverage | A spouse remains eligible for coverage without the member electing or applying for such coverage |
| Insurance payment | A service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A) |
| Advance insurance payment | A service member would file a Claim for Accelerated Benefits (SGLV 8284A) for a spouse who's terminally ill |
| Cost | Low-cost term coverage for eligible service members |
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What You'll Learn
- Family Servicemembers' Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members
- Spouses are eligible for FSGLI coverage if their partner has SGLI coverage, regardless of their own status
- FSGLI offers up to $100,000 of coverage for spouses and $10,000 for each dependent child
- To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A)
- Servicemembers' Group Life Insurance (SGLI) offers low-cost term coverage to eligible service members
Family Servicemembers' Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members
Family Servicemembers’ Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members covered under full-time SGLI. This includes active-duty members of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard, as well as commissioned members of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS). Cadets and midshipmen of the U.S. military academies and the Reserve Officers Training Corps (ROTC) are also eligible for FSGLI.
Spouses of service members with SGLI coverage are eligible for FSGLI, regardless of their own status as active duty, Reserve, Guard, retired, or civilian. The maximum coverage for a spouse is $100,000, and $10,000 for each dependent child.
To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A). If a spouse is terminally ill, a service member can file a Claim for Accelerated Benefits (SGLV 8284A) to request an advance insurance payment.
A spouse remains eligible for FSGLI coverage even if the service member does not elect such coverage or apply for it with proof of the spouse's good health. If a spouse was insured under the member's FSGLI at the time of separation from service, they will continue to be covered under the spousal FSGLI carried while in service.
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Spouses are eligible for FSGLI coverage if their partner has SGLI coverage, regardless of their own status
Family Servicemembers’ Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members covered under full-time Servicemembers’ Group Life Insurance (SGLI). Spouses are eligible for FSGLI coverage if their partner has SGLI coverage, regardless of their own status (i.e. active duty, Reserve, Guard, retired, or civilian).
SGLI offers low-cost term coverage to eligible service members. To be eligible for full-time SGLI coverage, you must meet at least one of the following requirements:
- You’re an active-duty member of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard
- You’re a commissioned member of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS)
- You’re a cadet or midshipman of the U.S. military academies
- You’re a member, cadet, or midshipman of the Reserve Officers Training Corps (ROTC) engaged in authorized training and practice cruises
- You’re a member of the Ready Reserve or National Guard, assigned to a unit, and scheduled to perform at least 12 periods of inactive training per year
If you meet the eligibility requirements, you will be automatically signed up for SGLI.
Spouses of service members with SGLI coverage can receive up to a maximum of $100,000 of coverage under FSGLI, not exceeding their service member’s SGLI coverage. Each dependent child can receive up to $10,000 of coverage. To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A). To request an advance insurance payment for a spouse who’s terminally ill, a service member would file a Claim for Accelerated Benefits (SGLV 8284A).
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FSGLI offers up to $100,000 of coverage for spouses and $10,000 for each dependent child
Family Servicemembers’ Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members covered under full-time Servicemembers' Group Life Insurance (SGLI). FSGLI offers up to $100,000 of coverage for spouses and $10,000 for each dependent child.
If you are the spouse or dependent child of a service member, you may be eligible for FSGLI if your spouse meets one of the following requirements: they are an active-duty member of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard; they are a commissioned member of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS); they are a cadet or midshipman of the U.S. military academies; they are a member, cadet, or midshipman of the Reserve Officers Training Corps (ROTC) engaged in authorised training and practice cruises; or they are a member of the Ready Reserve or National Guard, assigned to a unit, and scheduled to perform at least 12 periods of inactive training per year.
You may qualify to get FSGLI as the spouse of someone with SGLI coverage no matter if your own status is active duty, Reserve, Guard, retired, or civilian. A spouse shall remain eligible to be covered by any existing FSGLI spousal coverage without the member electing such coverage or applying for such coverage with proof of the member spouse's good health. If a service member marries another service member who is eligible for SGLI after January 1, 2013, or is married to a person who becomes eligible for SGLI after January 1, 2013, they shall receive FSGLI spousal coverage at the statutory maximum amount or a lesser amount, or receive increased existing spousal coverage upon an election of such coverage if made within 240 days following the marriage or the spouse entering service, without having to provide proof of the spouse's good health.
To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A). To request an advance insurance payment for a spouse who is terminally ill, a service member would file a Claim for Accelerated Benefits (SGLV 8284A).
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To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A)
Family Servicemembers’ Group Life Insurance (FSGLI) offers coverage for the spouse and dependent children of service members covered under full-time Servicemembers’ Group Life Insurance (SGLI). To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A). This is a form that can be downloaded online.
The SGLV 8283A form is used to request an insurance payment for a service member's family in the event of their death. It is important to note that the service member must have had FSGLI coverage at the time of their death for their family to be eligible for this benefit.
If a service member's spouse is terminally ill, the service member can file a Claim for Accelerated Benefits (SGLV 8284A) to request an advance insurance payment. This form can also be downloaded online.
It is worth mentioning that there are eligibility requirements for FSGLI coverage. To be eligible, the service member must meet certain criteria, such as being an active-duty member of the Army, Navy, Air Force, or other specified military branches. Additionally, the spouse or dependent child must meet certain requirements to qualify for FSGLI coverage. The maximum coverage amount for a spouse is $100,000, and for each dependent child, it is $10,000.
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Servicemembers' Group Life Insurance (SGLI) offers low-cost term coverage to eligible service members
To be eligible for full-time SGLI coverage, you must meet at least one of the following requirements:
- You are an active-duty member of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard
- You are a commissioned member of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS)
- You are a cadet or midshipman of the U.S. military academies
- You are a member, cadet, or midshipman of the Reserve Officers Training Corps (ROTC) engaged in authorised training and practice cruises
- You are a member of the Ready Reserve or National Guard, assigned to a unit, and scheduled to perform at least 12 periods of inactive training per year
Family SGLI, also known as Family Servicemembers' Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI. Spouses may be eligible for FSGLI no matter their own status (active duty, Reserve, Guard, retired, or civilian). Spouses can receive up to a maximum of $100,000 of coverage, not exceeding the service member's SGLI coverage, and $10,000 is available for each dependent child.
To receive an insurance payment, a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A). To request an advance insurance payment for a spouse who is terminally ill, a service member would file a Claim for Accelerated Benefits (SGLV 8284A).
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Frequently asked questions
FSGLI offers coverage for the spouse and dependent children of service members covered under full-time Servicemembers' Group Life Insurance (SGLI).
FSGLI provides up to a maximum of $100,000 of coverage for a spouse, not to exceed the service member's SGLI coverage, and $10,000 for each dependent child.
You may be eligible for FSGLI if you're the spouse or dependent child of a service member who meets certain requirements, such as being an active-duty member of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard.
To receive an insurance payment, a service member would need to file a Claim for Family Coverage Death Benefits (SGLV 8283A).
