Alyssa Lane
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin. It was founded in 1909 and is licensed to do business in 49 states and the District of Columbia. NGL has received high ratings from A.M. Best Company, Inc., including an A rating and an A- (Excellent) rating since 1963. In the 2023 J.D. Power U.S. Individual Life Insurance Study, NGL scored below average, earning a score of 784 out of 1,000 and ranking thirteenth overall. However, NGL's dedication to customer satisfaction is notably positive, with a complaint index score for individual life insurance significantly below the industry average.
| Characteristics | Values |
|---|---|
| Overall rating | A- (Excellent) |
| Long-term care insurance | A |
| J.D. Power U.S. Individual Life Insurance Study score | 784/1000 |
| AM Best rating | A++ (Superior) |
| Customer satisfaction | Positive |
| Complaint index score | 0.08 |
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What You'll Learn
- National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin
- NGL is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits
- NGL provides pre-need (funeral) insurance, final expense life insurance and group market benefits
- National Guardian Life has been consecutively rated A- (Excellent) by A.M. Best since 1963
- In the 2023 J.D. Power U.S. Individual Life Insurance Study, Guardian insurance scored below average
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin
NGL has received high ratings from various sources. In 2011, it received an A− (Excellent) rating from A.M. Best, and it has consecutively been rated "A-" (Excellent) by A.M. Best since 1963. NGL is also the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits. It ranked #3 in the LTC News annual Long-Term Care Insurance review.
NGL provides pre-need (funeral) insurance, final expense life insurance, and group market benefits such as vision and dental products. It also offers individual life and annuities, as well as group markets, including specialty and student insurance.
In the 2023 J.D. Power U.S. Individual Life Insurance Study, NGL scored below average, earning a score of 784 out of 1,000 and ranking thirteenth overall. However, it received an A++ (Superior) rating from AM Best, which underscores its superior financial stability and assurance to policyholders. NGL's dedication to customer satisfaction is also notably positive, with a complaint index score for individual life insurance significantly below the industry average.
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NGL is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin. It was founded in 1909 and is an independent mutual life insurance company. NGL is licensed to do business in 49 states and the District of Columbia.
NGL has received high ratings for its insurance products and financial stability. Notably, it is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits. This means that NGL's Long-Term Care Insurance policy provides comprehensive coverage without any caps or limits on benefits.
Other notable ratings include an "A" rating from A.M. Best Company, Inc. and an "A- (Excellent) rating from A.M. Best since 1963. NGL's financial stability and commitment to policyholders are further underscored by its superior ratings from other reputable sources.
In addition to its Long-Term Care Insurance, NGL offers a range of insurance products and services, including pre-need (funeral) insurance, final expense life insurance, and group market benefits such as vision and dental products. NGL's products are designed with industry expertise and often include unique benefits not found with other leading insurers.
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NGL provides pre-need (funeral) insurance, final expense life insurance and group market benefits
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin. It was founded in 1909 and is a mutual company with nearly $5 billion in assets. NGL provides pre-need (funeral) insurance, final expense life insurance and group market benefits.
NGL has received high ratings for its insurance products and financial stability. It has been consecutively rated "A- (Excellent) by A.M. Best since 1963, including an "A- rating in 2011. NGL is also the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits.
In addition to its high ratings, NGL is known for its dedication to customer satisfaction. Its complaint index score for individual life insurance is significantly below the industry average, underscoring its ability to meet policyholders' needs and resolve concerns.
NGL's group market benefits include vision and dental products, as well as specialty and student insurance. The company is licensed to do business in 49 states and the District of Columbia.
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National Guardian Life has been consecutively rated A- (Excellent) by A.M. Best since 1963
National Guardian Life Insurance Company (NGL) has been consecutively rated A- (Excellent) by A.M. Best since 1963. The company was founded in 1909 and is an independent mutual life insurance company licensed to do business in 49 states and the District of Columbia. NGL is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits.
NGL provides pre-need (funeral) insurance, final expense life insurance and group market benefits such as vision and dental products. They also offer senior life (final expense), individual life and annuities, as well as group markets, including specialty and student insurance.
NGL entered the world of Long-Term Care Insurance in 2016, offering their first product, "EssentialLTC." In the 2023 J.D. Power U.S. Individual Life Insurance Study, Guardian insurance scored below average, earning a score of 784 out of 1,000 and ranking thirteenth overall. However, they received an A++ (Superior) rating from AM Best, which underscores the company's superior financial stability and assurance to policyholders.
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In the 2023 J.D. Power U.S. Individual Life Insurance Study, Guardian insurance scored below average
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin. It was founded in 1909 and is an independent mutual life insurance company, licensed to do business in 49 states and the District of Columbia.
NGL has received high ratings from A.M. Best Company, Inc. and has been consecutively rated "A-" (Excellent) by them since 1963. In 2011, NGL received an A− (Excellent) rating from A.M. Best. NGL is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits.
However, in the 2023 J.D. Power U.S. Individual Life Insurance Study, Guardian insurance scored below average, earning a score of 784 out of 1,000 and ranking thirteenth overall. Despite this, the company also received an A++ (Superior) rating from AM Best, which underscores the company’s superior financial stability and assurance to policyholders.
NGL provides pre-need (funeral) insurance, final expense life insurance and group market benefits such as vision and dental products. They also focus on senior life (final expense), individual life and annuities, as well as group markets, including specialty and student insurance.
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Frequently asked questions
National Guardian Life Insurance has been consecutively rated "A-" (Excellent) by A.M. Best since 1963. In 2011, the company received an A- (Excellent) rating from A.M. Best.
National Guardian Life is known for its high ratings and financial stability. The company has nearly $5 billion in assets.
In the 2023 J.D. Power U.S. Individual Life Insurance Study, Guardian insurance scored below average, earning a score of 784 out of 1,000 and ranking thirteenth overall.
National Guardian Life is the only A-rated company that offers a traditional Long-Term Care Insurance policy with unlimited benefits. The company also provides pre-need (funeral) insurance, final expense life insurance and group market benefits such as vision and dental products.
