Paul Sanchez
The UC Student Health Insurance Plan (UC SHIP) is a comprehensive health insurance program for graduate, professional, and undergraduate students at the University of California, San Diego (UCSD). UC SHIP provides medical, pharmacy, dental, and vision coverage for registered students and their dependents, as well as medical and dental coverage for undergraduate students and their dependents. The plan is designed to offer affordable and high-quality health care options for students, including unlimited prescription benefits, routine eye exams, and dental coverage. UC SHIP also offers coverage for mental health and substance abuse treatment. With a combination of primary care services offered by UCSD Student Health Services (SHS) and medical benefits for services outside of SHS, UC SHIP ensures that students have access to a wide range of healthcare services during their time at the university.
| Characteristics | Values |
|---|---|
| Name | UC SHIP (UC Student Health Insurance Plan) |
| Who is it for? | Graduate, Professional and Undergraduate students |
| Coverage | Comprehensive medical, pharmacy, dental and vision coverage for students and their dependents |
| Provider | Anthem Blue Cross |
| Optometry | Anthem EyeMed provides $120 towards frames, lenses or contact lenses once per benefit year |
| Dental | Delta Dental PPO provides $1,000 worth of coverage for teeth evaluation and cleaning, fillings, x-rays, root canals and tooth extraction |
| Pharmacy | UCSD Student Health Pharmacy |
| Referrals | Referrals must be obtained before receiving non-emergency care outside of UCSD Student Health Services |
| App | UC SHIP mobile app |
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What You'll Learn
UC SHIP covers medical, pharmacy, dental and vision
The UC Student Health Insurance Plan (UC SHIP) is a comprehensive insurance plan for graduate, professional, and undergraduate students, which is part of the UC system-wide health insurance program. UC SHIP covers medical, pharmacy, dental, and vision.
Medical
UC SHIP combines primary care services offered by UCSD Student Health Services (SHS) with medical benefits for services not available at SHS. The insurance coverage is provided by Anthem Blue Cross. UC SHIP includes benefits for mental or nervous disorders and substance abuse. For all non-emergency care, students must first be seen at SHS. SHS will diagnose and treat most illnesses, coordinate all healthcare, and provide a written referral to a non-SHS provider if additional care or a specialist is needed. If students are outside the San Diego area and unable to delay care until they can be seen at SHS, they may call the SHS Insurance Office to obtain a referral. In the case of a medical or psychiatric emergency, students can go directly to the nearest emergency facility for treatment.
Pharmacy
UC SHIP offers unlimited prescription benefits. Students are encouraged to use the SHS Pharmacy to fill their prescriptions whenever possible, as they may access pharmacy benefits outside of Student Health but will pay higher out-of-pocket co-pays. The SHS Pharmacy can also fill transferred prescriptions and prescriptions written by non-SHS providers.
Dental
UC SHIP gives enrollees a supplemental curative dental plan provided by Delta Dental PPO. Delta Dental PPO will provide UC SHIP members with $1,000 USD worth of coverage for teeth evaluation and cleaning, fillings, x-rays, root canals, and tooth extraction if they utilize their Delta Dental PPO providers.
Vision
UC SHIP covers one routine eye exam per benefit year (August 1 through July 31) and Anthem EyeMed will provide $120 to apply towards frames and lenses or contact lenses once per benefit year. Students can also go outside of UCSD Student Health for an optometry visit without a referral and locate a contracted provider by calling Anthem EyeMed.
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Coverage is automatic for registered students
The UC Student Health Insurance Plan (UC SHIP) is a comprehensive health insurance program that offers automatic coverage to registered graduate, professional, and undergraduate students at UC San Diego. This insurance plan provides medical, pharmacy, dental, and vision coverage to its enrollees.
UC SHIP combines primary care services offered by UCSD Student Health Services (SHS) with medical benefits for services not available at SHS. The insurance coverage is provided by Anthem Blue Cross, and enrollees can access their insurance card and benefits information through the Student Health mobile app.
UC SHIP covers various medical services, including health checks, illness, injuries, and vaccines. It also includes benefits for mental health, nervous disorders, and substance abuse. For prescription medications, enrollees are encouraged to use the SHS Pharmacy to maximize their prescription benefits and minimize out-of-pocket costs. UC SHIP offers unlimited prescription benefits and covers one routine eye exam per benefit year, with a contribution towards frames, lenses, or contact lenses.
In terms of dental coverage, UC SHIP provides a supplemental curative dental plan through Delta Dental PPO. This plan offers $1,000 worth of coverage for teeth evaluation, cleaning, fillings, x-rays, root canals, and tooth extraction when using their preferred providers.
For registered students, UC SHIP coverage is automatic and continues until the day the next term begins. This insurance plan ensures that students have access to affordable and high-quality healthcare services during their time at UC San Diego.
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Students can access UC SHIP via the mobile app
The University of California Student Health Insurance Plan, or UC SHIP, is a comprehensive health insurance program for graduate, professional, and undergraduate students. It provides medical, pharmacy, dental, and vision coverage for registered students and their dependents, as well as medical and dental coverage for undergraduate students and their dependents.
Students can easily access their UC SHIP benefits through the Sydney Health mobile app, available on Google Play and the Apple App Store. The app offers quick access to benefits, including prescription and pharmacy services, eye care, and dental care.
To utilise the app, students will need to register and create an account. When logging in, they must use the numeric portion of their Anthem ID number (excluding the XDP prefix) or their UCSD student ID number. Once registered, students can access their insurance card information, claim details, and search for providers.
It is important to note that while the Sydney Health app provides access to UC SHIP benefits, it does not include the Delta Dental ID card. This can be accessed separately through the Delta Dental of California's mobile website, linked within the app. Students can also contact the Delta Dental Plans Association directly for further information.
By using the Sydney Health app, students can conveniently manage their UC SHIP benefits, stay informed about their coverage, and easily locate the care they need.
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UC SHIP offers unlimited prescription benefits
The University of California Student Health Insurance Plan, or UC SHIP, offers unlimited prescription benefits to its enrollees. UC SHIP is a comprehensive health insurance programme that provides medical, pharmacy, dental, and vision coverage for graduate, professional, and undergraduate students within the UC system.
UC SHIP enrollees can fill their prescriptions at any in-network pharmacy with OptumRx, including the Student Health and Wellness Center pharmacy. OptumRx is a network of pharmacies that includes participating UC pharmacies and retail pharmacies such as CVS and Walgreens. When filling a prescription at an in-network pharmacy, enrollees will have different copays depending on the type of medication and where they fill their prescription. For a 30-day supply of a preferred brand-name medication, the copay is $35 at any in-network pharmacy and $15 at the Student Health and Wellness Center pharmacy. For a 30-day supply of a generic medication, the copay is $5. For specialty medications, enrollees pay 10% coinsurance up to a maximum of $250 for each 30-day supply. It is important to note that the out-of-pocket maximum for an individual is $4,500 per year.
UC SHIP also offers some medications at no cost, such as some oral contraceptives. Additionally, UC SHIP covers one routine eye exam per benefit year (August 1 through July 31) and provides enrollees with $120 to apply towards frames, lenses, or contact lenses once per benefit year.
UC SHIP enrollees can maximise their prescription benefits by visiting the UCSD Student Health Pharmacy in the Student Health and Well-Being Clinic on campus. While pharmacy benefits are accessible outside of Student Health, enrollees will pay higher out-of-pocket co-pays. For prescription inquiries, transfers, or questions about over-the-counter items, enrollees can call the UCSD Student Health Pharmacy.
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Students can access mental health services
Students at UCSD can access mental health services through the university's Student Health Insurance Plan (SHIP). SHIP offers a range of mental health benefits, including coverage for counselling and psychotherapy, psychiatric services, and mental health medications.
To access these services, students can start by reaching out to the university's counselling and psychological services, which offer confidential counselling and support for a range of mental health concerns. Services are provided by licensed therapists and counsellors, and students can access individual and group therapy, crisis intervention, and referrals to other mental health resources.
Additionally, SHIP provides coverage for off-campus mental health services through its network of preferred providers. Students can search for in-network mental health providers through the insurance company's website, which allows them to filter for specific types of providers, such as psychiatrists, psychologists, or social workers. By using in-network providers, students can ensure that their visits are covered at the highest level of benefits, with lower out-of-pocket costs.
For medication management, students can utilise the services of the on-campus Student Health Services Pharmacy or choose an in-network pharmacy off-campus. SHIP typically covers a wide range of prescription medications used to treat mental health conditions, and students can review the formulary on the insurance company's website to understand their coverage and any applicable copayments.
Furthermore, SHIP may also provide access to telehealth mental health services, allowing students to connect with licensed therapists and psychiatrists remotely. This can be beneficial for students who prefer the convenience and privacy of online sessions or who have limited access to local mental health providers. Telehealth services can usually be accessed through the insurance company's website or mobile app, providing an additional option for students seeking support.
Overall, UCSD's SHIP offers comprehensive mental health coverage, ensuring that students can access a range of services to support their well-being. By utilising both on-campus and off-campus resources, students can benefit from counselling, psychiatric care, and medication management to maintain their mental health and seek assistance as needed.
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Frequently asked questions
SHIP UCSD is the UC Student Health Insurance Plan for Graduate, Professional, and Undergraduate students. It is part of the UC system-wide health insurance program.
SHIP UCSD provides comprehensive medical, pharmacy, dental, and vision coverage for registered students and their dependents. It also covers medical and dental for undergraduate students and their dependents.
You can access your SHIP benefits through the StudentHealth app, which can be downloaded from the App Store or Google Play.
Your UC SHIP coverage continues until the day the next term begins. You can also access your Form 1095-B online to review your coverage details.
Yes, you can use your Anthem Blue Cross insurance card to access participating providers outside the UCSD network. You will incur some out-of-pocket expenses for services outside of SHS or CAPS.
