Unlock Medical Benefits: Open Enrollment Dates Revealed

Open enrollment is a time each year when individuals can make changes to their health insurance coverage or enroll in a new plan. Coverage begins at a specified date after open enrollment and usually runs a full year. Whether you're covered through an employer, the Health Insurance Marketplace, Medicare, or another type of plan, you can use the open enrollment period to evaluate your needs and ensure your plan provides the best coverage possible.

Open enrollment is a time each year when individuals can make changes to their health insurance coverage

The Health Insurance Marketplace® Open Enrollment Period on HealthCare.gov runs from November 1 to January 15. Consumers who select a plan by midnight December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1. Consumers who select a plan after December 15, 2024, but before the deadline in January 2025, can have coverage that starts February 1, 2025.

If you have a plan through the Health Insurance Marketplace (also sometimes called the Health Insurance Exchange), you can typically make changes or enroll in a new plan between Nov. 1 and Dec. 15 for plans starting in the following plan year. If you enroll between Nov. 1 and Dec. 15, your plan will start on Jan. 1. If you enroll between Jan. 1 and Jan. 15, your new plan will start on Feb. 1.

There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan. If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until Jan. 1 of the following year.

The 2025 Open Enrollment Period (OEP) begins November 1, 2025, and ends usually January 15, 2025

The 2025 Open Enrollment Period (OEP) begins November 1, 2025, and ends on January 15, 2025. Coverage begins on January 1 and runs for a full year. Whether you are covered through an employer, the Health Insurance Marketplace, Medicare, or another type of plan, you can use the open enrollment period to evaluate your needs and ensure your plan provides the best coverage possible.

If you have a plan through the Health Insurance Marketplace, you can typically make changes or enroll in a new plan between November 1 and December 15 for plans starting in the following plan year. If you enroll between November 1 and December 15, your plan will start on January 1. If you enroll between January 1 and January 15, your new plan will start on February 1.

Some states may vary, so check with the state marketplace website to confirm the deadline. If you missed the enrollment deadline in your state, it is still possible that you can qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance.

There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan. If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until January 1 of the following year.

No annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP)

There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan. If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until Jan. 1 of the following year. You may be eligible for public insurance options, such as Medicare or Medicaid.

Coverage begins at a specified date after open enrollment and usually runs a full year

Open enrollment is a time each year when individuals can make changes to their health insurance coverage or enroll in a new plan. Coverage begins at a specified date after open enrollment and usually runs a full year. Whether you're covered through an employer, the Health Insurance Marketplace, Medicare, or another type of plan, you can use the open enrollment period to evaluate your needs and ensure your plan provides the best coverage possible.

The Health Insurance Marketplace® Open Enrollment Period on HealthCare.gov runs from November 1 to January 15. Consumers who select a plan by midnight December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1. Consumers who select a plan after December 15, 2024, but before the deadline in January 2025, can have coverage that starts February 1, 2025.

If you have a plan through the Health Insurance Marketplace (also sometimes called the Health Insurance Exchange), you can typically make changes or enroll in a new plan between Nov. 1 and Dec. 15 for plans starting in the following plan year. If you enroll between Nov. 1 and Dec. 15, your plan will start on Jan. 1. If you enroll between Jan. 1 and Jan. 15, your new plan will start on Feb. 1. Healthcare.gov has a list of states with their own exchanges. Visit your state’s exchange (if applicable) to check your state’s open enrollment dates.

There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan. If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until Jan. 1 of the following year. You may be eligible for public insurance options, such as Medicare or Medicaid.

Some states may vary, so check with the state marketplace website to confirm deadline

Open enrollment is a time each year when individuals can make changes to their health insurance coverage or enroll in a new plan. Coverage begins at a specified date after open enrollment and usually runs a full year. Whether you're covered through an employer, the Health Insurance Marketplace, Medicare, or another type of plan, you can use the open enrollment period to evaluate your needs and ensure your plan provides the best coverage possible.

The Health Insurance Marketplace® Open Enrollment Period on HealthCare.gov runs from November 1 to January 15. Consumers who select a plan by midnight December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1, 2025. Consumers who select a plan after December 15, 2024, but before the deadline in January 2025, can have coverage that starts February 1, 2025.

If you have a plan through the Health Insurance Marketplace (also sometimes called the Health Insurance Exchange), you can typically make changes or enroll in a new plan between Nov. 1 and Dec. 15 for plans starting in the following plan year. If you enroll between Nov. 1 and Dec. 15, your plan will start on Jan. 1. If you enroll between Jan. 1 and Jan. 15, your new plan will start on Feb. 1.

Some states may vary, so check with the state marketplace website to confirm the deadline. There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan. If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until Jan. 1 of the following year. You may be eligible for public insurance options, such as Medicare or Medicaid.

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