Geico Auto Insurance Claims: Filing Process In Georgia

If you've been in an accident and need to file an auto insurance claim with GEICO in Georgia, you can do so online, through the GEICO Mobile app, or over the phone. You can also use the GEICO Mobile app to track and manage your claim. GEICO's Auto Repair Xpress® program offers fast and convenient repairs, with guaranteed work for as long as you own the vehicle.

GEICO's Claims Express

To get started with GEICO Claims Express, you will need your claim number. You can report a claim, request emergency road service, or report glass-only damage online or through the GEICO Mobile app. The GEICO Mobile app also allows you to access your digital ID cards, whether you are logged in or logged out, and even store them in your Apple Wallet.

GEICO's Easy Photo Estimate feature allows you to get an estimate for damage to your vehicle without an appointment. You can access the feature from the GEICO Mobile app or on geico.com. You will need to take photos of the damage from a few angles and upload them to your claim. An auto damage adjuster will then review the photos, write an estimate, and issue your payment in as little as one business day.

In addition to filing and managing claims, the GEICO Mobile app also offers several other services. You can add a vehicle to your policy, make payments, and manage your bill. GEICO Express Services also allows you to take care of your most common insurance transactions without logging in, including adding a vehicle and making payments.

Auto Repair Xpress

If you've been in an accident, GEICO's Auto Repair Xpress program is designed to provide you with the highest quality repairs and the fastest possible service. The program is available in select areas and offers convenience and priority treatment. Here's how it works:

Step 1: Drop Off

When you arrive at the Auto Repair Xpress facility, a Shop Representative will meet with you to evaluate your vehicle's damage, explain the repair process, and answer any questions you may have. You can also arrange to leave your vehicle for repairs and go home in a rental car, provided you have the appropriate coverage for GEICO to pay the rental charges.

Step 2: Repair

During the repair process, your Shop Representative will facilitate communication with the shop to ensure speed and quality. They will also keep you informed of your car's repair status and perform a pre-delivery review of the completed repairs before you pick up your vehicle.

Step 3: Pick Up

Once your car is fully repaired, you will return to the repair facility. You will receive copies of all repair documents, including your damage estimate, and the reassurance that GEICO and the repair facility guarantee the repairs for as long as you own your vehicle.

To use the Auto Repair Xpress program, you can report a new claim online or access your existing claim to see if your appointment can be scheduled online. You can also call a claims representative, who will schedule an appointment for you to meet with an adjuster and drop off your vehicle. GEICO claims representatives are available 24/7, ready to assist you.

Georgia's minimum insurance coverage requirements

In Georgia, liability car insurance is mandatory for all drivers. Liability insurance covers only the other car and/or that car's driver and passengers when you are found at fault for an accident.

The minimum coverage requirements in Georgia are:

• $25,000 bodily injury liability per person and $50,000 per accident
• $25,000 property damage liability per accident
• $25,000 uninsured motorist bodily injury per person and $50,000 per accident
• $25,000 uninsured motorist property damage with a $250, $500, or $1000 deductible

Georgia uses an online database, the Georgia Electronic Insurance Compliance System (GEICS), to verify your insurance status. While minimum car insurance requirements in Georgia are predefined, drivers can opt for more coverage to protect their financial assets, vehicles, and passengers.

Discounts for Atlanta drivers

If you're looking for auto insurance in Atlanta, Georgia, GEICO offers various discounts to help you save on your policy. Here are some of the discounts available to Atlanta drivers:

Good Student Discount:

GEICO offers discounts to students who maintain a good academic record. If you are a full-time student with a grade average of B+ or above, you may be eligible for a discount on your auto insurance premium.

Federal Employee Discount:

GEICO provides discounts for federal employees, so if you work for the government, be sure to ask about this discount when getting a quote.

Safe Driver Discount:

If you have a clean driving record and no accidents or violations, you may qualify for a safe driver discount. GEICO rewards drivers who demonstrate safe driving habits and maintain a good driving history.

Vehicle Safety Features Discount:

Newer cars often come equipped with advanced safety features such as airbags and anti-lock brakes. GEICO may offer discounts if your vehicle has these standard safety features, as they can help reduce the severity of injuries and vehicle damage in the event of an accident.

Multi-Policy Discount:

Combining your auto insurance with other types of insurance policies can lead to significant savings. GEICO allows you to bundle your auto insurance with property insurance, such as homeowners or renters insurance, resulting in a discount on your overall insurance costs.

Accident Forgiveness:

While not available in all states, GEICO's Accident Forgiveness program helps prevent insurance rates from increasing after your first at-fault accident. This program can be earned or purchased, depending on your eligibility and state of residence.

To find out exactly which discounts you qualify for, you can get a free quote from GEICO and speak with one of their licensed agents. They will work with you to personalize your coverage and help you save wherever possible.

GEICO's mobile app

One of the standout features of the GEICO app is its roadside assistance. Whether you need a tow or emergency help, the app connects you to support 24/7, including holidays. You can request assistance in as little as 2 minutes, making it a fast and reliable option when you're stranded.

The app also includes a Virtual Assistant, available around the clock, to answer any questions you may have about your policy, billing, or other topics. With this virtual helper, you'll feel like you have your very own insurance expert in your pocket.

Additionally, the GEICO app offers a convenient way to manage your claims. Filing and managing a claim can be stressful, but the app simplifies the process, allowing you to submit photos of vehicle damage and receive an estimate within about 20 minutes. This feature saves you time and hassle by eliminating the need for an auto shop appointment.

The app also provides insights into your vehicle's history and maintenance needs through Vehicle Care, powered by CARFAX®. You can check for open recalls, create a maintenance schedule, and access your car's service history. This feature ensures you're well-informed about your vehicle's care and keeps you ahead of any potential issues.

Overall, the GEICO mobile app offers a seamless and comprehensive experience for policyholders, providing peace of mind and assistance whenever and wherever you need it.

Frequently asked questions