Job Prospects For Insurance Adjusters In Florida: A Growing Market

Are you an insurance adjuster looking for new opportunities in the Sunshine State? Florida is currently hiring for a variety of adjuster roles, from entry-level to senior positions, offering competitive salaries and benefits packages. Whether you're interested in working remotely or on-site, with a focus on auto, property, or health insurance claims, there's an opportunity for you to grow your career in this beautiful state.

Let's take a closer look at some of the openings available across Florida.

There are job openings for insurance adjusters in Florida

There are a variety of job openings for insurance adjusters in Florida.

Remote Working Opportunities

MOCAT Adjusters is hiring independent adjusters to work in the field or from home. The company states that the average income for an independent adjuster is $102,978, but many exceed this figure.

National General Insurance is also advertising remote roles, including Total Loss Trainee, Adjuster 1, Adjuster 2, and Senior Adjuster roles. The company offers a competitive compensation package, with financial components to be added depending on the level of the role.

Other remote roles include:

• Remote Inside Property Claims Adjuster at Liberty Mutual Insurance
• Remote Centralized Claims Adjuster at RYZE Claim Solutions
• Remote Associate Claims Adjuster at National General Insurance
• Remote Inside Claims Adjuster at American Integrity Insurance Company of Florida
• Remote Claims - Field Claims Representative at The Cincinnati Insurance Companies
• Remote Commercial Claims Adjuster at WAHVE

Florida-Based Opportunities

Citizens Property Insurance Corporation is hiring a Senior Claims Adjuster in Jacksonville, with a salary of $65,400 - $82,800 per year. The successful candidate must possess a valid Florida adjuster license within 90 days of employment.

Granada Insurance Company is hiring for several roles in Miami, including Claims Adjuster - Auto PIP Adjuster, Claim Adjuster - Bodily Injury Liability, and Claims Adjuster - Auto Property Damage. The estimated salary for these roles is $54,100 - $68,500 per year.

Other Florida-based roles include:

• Field Claims Adjuster Trainee at Florida Family Insurance
• Claims Representative at Auto-Owners Insurance in Lakeland
• Workers' Compensation Claims Adjuster at Broward County Public Schools in Fort Lauderdale
• Entry-Level Claims Representative at Auto-Owners Insurance in Ocala
• Claims Adjuster - Auto Bodily Injury at Insurance Placement Solutions in Panama City Beach
• Field Claims Representative at The Cincinnati Insurance Companies in Fort Lauderdale
• All Lines Claims Adjuster at City of Jacksonville
• Paid Public Adjuster Apprentice - Claims Specialist at Oakmont Public Adjusting in Fort Lauderdale

Cities with openings include Jacksonville, Fort Lauderdale, and Miami

Jacksonville, Fort Lauderdale, and Miami are three of the largest cities in Florida. Jacksonville is the most populous city in the state, with a population of over 900,000. Fort Lauderdale and Miami are the fourth and sixth most populous cities in Florida, respectively. All three cities are popular tourist destinations, offering a range of cultural attractions, outdoor activities, dining options, and shopping districts.

Jacksonville is known for its NFL team, the Jaguars, and its large urban park system. The city has a diverse economy, with significant contributions from banking, insurance, healthcare, and logistics sectors. It is home to several Fortune 500 companies, including CSX Corporation and Fidelity National Financial.

Fort Lauderdale, also known as the "Venice of America," is famous for its scenic canals and beaches. The city has a vibrant shopping and dining district, including the popular Las Olas Boulevard. Historic sites such as the Stranahan House offer a glimpse into the city's past.

Miami, the second-largest city in Florida, is a cosmopolitan area known for its Cuban influence and subtropical climate. It is a major hub for finance, commerce, culture, and tourism. Miami Beach and South Beach are popular tourist destinations, offering white-sand beaches and a vibrant nightlife.

There are currently job openings for insurance adjusters in all three cities. Jacksonville, in particular, has a significant number of listings for insurance adjusters, with roles available at companies such as Liberty Mutual Insurance and National General Insurance. Fort Lauderdale also has several openings for insurance adjusters, with companies like Responsive Auto Insurance Company and Citizens Property Insurance seeking candidates. Miami is also hiring insurance adjusters, with positions available at companies like Granada Insurance Company and Citizens Property Insurance Corporation.

Companies hiring include Granada Insurance Company, Citizens Property Insurance, and RYZE Claim Solutions

Granada Insurance Company

Granada Insurance Company is a commercial property and casualty insurance provider that has been serving businesses across Florida for over 25 years. The company is currently hiring for a Claims Adjuster position. Although the job description does not specify the location, Granada Insurance Company has offices in Miami and Sarasota.

To be considered for the role, candidates must have a minimum of 5 years of claims handling experience with a focus on bodily injury liability files. While not required, bilingual (English/Spanish) candidates are preferred. Granada Insurance Company offers a competitive salary and benefits package, including medical insurance, long-term disability insurance, life insurance, and a 401(k) contribution.

Citizens Property Insurance

Citizens Property Insurance is a leading insurer of Florida homes and businesses, providing last-resort personal and commercial property/casualty insurance to Floridians unable to find coverage elsewhere. The company has been recognized as one of the "Best Companies to Work for in Florida" by Florida Trend magazine for three consecutive years. Citizens Property Insurance offers competitive salaries and benefits, including a retirement savings plan with a company match and medical, dental, vision, life, and short-term disability insurance.

The company is currently hiring for various positions, including:

• Sr. Claims Adjuster (Field - FL) MCM
• Claims Principal - Litigation (Corporate Representative) - Remote in Florida
• Sr. Large Loss Claims Adjuster - Fire/Structure (Central Florida Field)
• Talent Acquisition Partner - Jacksonville, FL
• Java Software Engineer - Senior - Jacksonville, FL
• Enterprise Resiliency Specialist - Senior/Intermediate - Jacksonville, FL

RYZE Claim Solutions

RYZE Claim Solutions is a claims solutions company that provides services such as claims adjusting and examining. The company has a range of job openings across the United States, including in Florida. Here are some of the Florida-based positions that are currently available:

• Claims Examiner - Daily (Full Time Staff) - Orlando, FL
• RYZE Responder - Adjuster in Training - Jacksonville, FL
• Insurance Appraiser - Jacksonville, FL
• CAT (QA) Claims Examiner - Homeowners - Daytona Beach, FL
• TPA Desk Adjuster (LightSpeed/ImageRight experience preferred) - Tampa, FL
• 1099 CAT Field Adjuster - Fort Myers, FL

Salaries range from $17 to $108k per year, with some roles offering flexibility to work from home

There are a variety of jobs available that offer salaries ranging from $17 to $108k per year, with some roles offering the flexibility to work from home. Here are some examples:

Jobs Paying Around $17 per Hour or $35,360 per Year

These jobs typically require a high school diploma or equivalent, and some may prefer or require additional education or experience.

• Customer Claims Unit Adjuster: Handling shopping cart and property damage claims for a company like Publix.
• Claims Representative: Answering incoming calls and using a Web Warranty/Web Claim program.
• Provider Claims Customer Service Representative: Providing customers with information on their insurance plans and benefits.
• Home Improvement Sales: Contacting leads and developing marketing plans for a roofing company.
• Registered Nurse: Providing patient care in a variety of medical settings.

Jobs Paying Around $40k to $60k per Year

These jobs often require a bachelor's degree or equivalent experience, as well as specific licenses or certifications.

• Property Claims Adjuster: Investigating and evaluating insurance claims, requiring a Florida adjuster's license.
• Field Claims Adjuster: Handling insurance claims by travelling to insured homes, requiring a valid driver's license.
• Associate Claims Adjuster: Working under a senior adjuster, requiring an insurance adjuster's license.
• Claims Adjuster Trainee: Learning the insurance trade and gaining the skills to handle property damage and insurance contracts.
• Field Liability Adjuster: Handling appraisal claims, evaluating exposure, and making recommendations for resolution.

Jobs Paying Around $60k to $100k per Year

These jobs typically require a bachelor's degree or higher, along with relevant experience and specific licenses or certifications.

• Senior Claims Manager: Handling the technical and operational aspects of claims management, requiring strong technical claims knowledge.
• Field Property Claims Adjuster: Travelling to insured homes and coordinating with vendor services, requiring a valid driver's license.
• Property Adjuster - Field and Virtual Estimating: Adjusting property claims with the option to work remotely or in the field, requiring a Florida adjuster's license.
• Inside Property Claims Adjuster: Investigating and determining coverage for property loss claims, with the opportunity to work remotely.
• Centralized Claims Adjuster: Helping customers resolve auto claims involving up to two vehicles, with a hybrid remote work option.
• Medical Professional Liability Claims Adjuster: Analyzing documentation, including medical records, bills, contracts, and photos for liability claims.

Jobs Paying Over $100k per Year

These executive-level positions typically require extensive experience, advanced degrees, and specific licenses or certifications.

• Bodily Injury Claims Manager: Managing casualty claims operations and providing oversight into claim disposition strategies, offering remote work options.
• Vice President of Accounting: Maintaining general ledgers and financial statements, analyzing company finances, and directing accounting operations.
• Director of Sales: Developing and executing sales strategies, managing sales activities, and building customer relationships.
• Vice President of Business Development: Identifying new business partnerships and revenue sources, establishing deals, and collaborating with sales and marketing teams.
• Obstetrics and Gynecology Physician: Specializing in female reproductive health and pregnancy, conducting tests and examinations, and monitoring expectant mothers.

Some roles require specific licenses, such as a Florida Adjuster's License

A quick online search reveals that there are indeed job openings for insurance adjusters in Florida, but as with any specialized field, certain roles demand specific licenses and certifications. One such license is the Florida Adjusters License. This license is a requirement for those aspiring to work as insurance adjusters in the state of Florida, and it empowers the holder to handle property and casualty claims within the state. Obtaining this license ensures that the adjuster has the necessary knowledge and qualifications to navigate the complex world of insurance claims in Florida, which may involve unique challenges due to the state's susceptibility to natural disasters like hurricanes and storms.

The Florida Adjusters License is regulated by the Florida Department of Financial Services, which outlines the eligibility criteria and the steps to acquire the license. Aspiring adjusters must be at least 18 years old and undergo a background check, including fingerprinting, to ensure they meet the state's standards for honesty and integrity. The licensing process also includes successfully completing a pre-licensing course that covers essential topics such as insurance laws, regulations, and practices specific to Florida. This educational component ensures that licensees understand the intricacies of the state's insurance landscape.

While the Florida Adjusters License is a crucial step towards working as an insurance adjuster in the state, it's important to note that there are different types of adjuster licenses. The most common distinction is between a "staff adjuster" license and an "independent adjuster" license. A staff adjuster works directly for an insurance company as an employee, while an independent adjuster typically works on a contractual basis and may handle claims for multiple insurance companies or adjusting firms. The specific requirements and restrictions for each type of license can vary, so it's essential to understand the nuances before embarking on a career in this field.

For those seeking a staff adjuster position with a particular insurance company in Florida, additional company-specific training and certifications may be required. These in-house programs ensure that adjusters are well-versed in the company's policies and procedures and can provide consistent customer service that aligns with the company's brand and values. On the other hand, independent adjusters in Florida may find that certain contracting opportunities require them to hold additional certifications or licenses, especially when dealing with specialized types of claims or working with specific clients.

The bottom line is that while the Florida Adjusters License is a foundational step for anyone pursuing a career in insurance adjusting in the state, it is often just the beginning. Depending on the specific career path chosen, additional training, certifications, and licenses may be necessary to meet the requirements of particular employers or to specialize in certain types of claims adjustments. A commitment to ongoing professional development is key to success in this field, ensuring that insurance adjusters in Florida remain knowledgeable, adaptable, and equipped to handle the diverse range of challenges that the job may present.

In conclusion, for those interested in becoming insurance adjusters in Florida, it is important to recognize the value of obtaining the necessary licenses and certifications. By meeting these requirements, individuals not only increase their employability but also ensure that they are well-prepared to navigate the unique challenges of insurance claims in the state. Job seekers are encouraged to research the specific requirements for their desired roles and stay up-to-date with any changes in legislation or industry standards, thereby positioning themselves as qualified and competent candidates in Florida's insurance industry.

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