Metlife Insurance: Can I Cancel My Policy?

Yes, you can cancel your MetLife insurance policy. To do so, you must call or email a MetLife representative and decide if you want the cancellation to be arranged for a future date or take effect immediately. You will need your name, policy number, and the date you want your MetLife policy to end. You can also ask for a refund if you are eligible for one. MetLife does not charge fees or penalties for early cancellation. However, cancelling a MetLife policy early can result in what is called short-rating, and you might not get a full refund.

Cancelling MetLife insurance by phone

Cancelling MetLife insurance over the phone is a straightforward process. Here's a step-by-step guide to help you through it:

Step 1: Contact MetLife Customer Service

To initiate the cancellation process, you need to call MetLife's customer service. The general customer service number is 1-800-638-5000. However, depending on your specific policy, there might be a different number to call. For example:

• Individual policies: 1-800-638-5000
• Group Universal: 1-800-523-2894
• Group Variable Universal: 1-800-756-0124
• Group Term: 1-866-492-6983
• Disability Insurance (Individual Policy): 1-800-858-6506
• Disability Insurance (Employer Policy): 1-800-300-4296

Step 2: Ask to Speak to a Representative

Once you have called the relevant number, ask to speak to a representative. This is a crucial step, as you will need their assistance to cancel your policy.

Step 3: Provide Your Customer Details and Policy Number

When you're connected to a representative, they will ask for your customer details and policy number. Make sure to have this information ready to streamline the process.

Step 4: Request Cancellation and Confirm End Date

Clearly state your intention to cancel your policy and confirm the date you want your policy to end. You can choose to end your policy immediately or arrange it for a future date.

Step 5: Discuss Cancellation Fees and Refunds

If you have paid for your policy in full or have prepaid premiums, be sure to ask about potential refunds. However, keep in mind that cancelling early may result in short-rating, and you might not receive a full refund. Cancellation fees may also apply, so it's essential to understand any costs associated with ending your policy early.

Step 6: Finalize the Cancellation

Before ending the call, request confirmation of the cancellation, including the effective date, any applicable refunds, and any outstanding balances or fees. Make sure to take note of this information for your records.

It's important to remember that you cannot cancel your MetLife insurance policy through an online portal. You will always need to speak to a representative to process the cancellation. Additionally, if you have automatic payments set up, don't forget to cancel or update them to avoid future charges.

Cancelling MetLife insurance by email

To cancel your MetLife insurance policy by email, you must first check if your specific policy allows for cancellation by email. If it does, write an email to a MetLife representative that includes your policy information, your name, and the date you would like your policy to end. A representative will then respond to you with the next steps.

You will need to decide if you want the cancellation to be arranged for a future date or to take effect immediately. You cannot cancel a MetLife insurance policy without the assistance of a representative, so be sure to include all the necessary information in your email.

Subject: Request to Cancel MetLife Insurance Policy

Dear [Name of MetLife Representative],

I am writing to request the cancellation of my MetLife insurance policy. My policy number is [Your Policy Number], and my name is [Your Name]. I would like my policy to end on [Date]. Please let me know what the next steps are in this process.

Thank you,

[Your Name]

You can also contact MetLife customer service by phone at 1-800-638-5000 or 1-800-638-5433. Remember to have your policy number and other relevant information ready when you call.

Details you need to cancel MetLife insurance

To cancel your MetLife insurance policy, you will need to call or email a MetLife customer service representative. You will not be able to cancel your policy through an online portal.

• Contact information: You can call customer service on 1-800-638-5000 or 1-800-422-4272. If you want to cancel by email, you can find the relevant email address under the 'Contact Us' tab on the MetLife website.
• Policy information: You will need to provide your customer details and policy number.
• Cancellation date: Decide on the date you want your MetLife policy to end and whether you want the cancellation to be arranged for a future date or take effect immediately.
• Refund: Ask for a refund if you have paid for your policy in full and have not received insurance services. You may not receive a full refund if you have used some of the services.
• New policy: Before you cancel your old coverage, be sure to have a new policy in place so there is no lapse in your insurance coverage.

It is important to note that there may be penalties for cancelling your MetLife insurance policy early, such as short-rating or cancellation fees. Review your policy terms and conditions for any specific cancellation requirements or potential penalties.

Penalties for cancelling MetLife insurance early

MetLife is a life insurance company that sells auto, home, dental, and other insurance services. You can cancel your MetLife insurance policy at any time, but there could be penalties for doing so. Cancelling a MetLife policy early can result in what is called short-rating, and you might not get a full refund.

How to cancel your MetLife insurance policy

To cancel your MetLife insurance policy, you can either call or email a MetLife representative. You will need to provide your name, policy number, and the date you want your MetLife policy to end. You will also need to decide if you want the cancellation to be arranged for a future date or to take effect immediately.

Contact information for cancelling MetLife policies

• Individual – Call: 1-800-638-5000
• Group Universal – Call: 1-800-523-2894
• Group Variable Universal – Call: 1-800-756-0124
• Group Term – Call: 1-866-492-6983
• Disability Insurance – Individual Policy – Call: 1-800-858-6506
• Disability Insurance – Employer Policy – Call: 1-800-300-4296

Cancelling MetLife auto insurance

If you are cancelling your MetLife auto insurance, you can call MetLife customer service at (800) 638-5000. Ask to speak to a representative and explain that you want to cancel, providing the date you wish to cancel. The agent will likely go through a list of auto insurance discounts offered by MetLife to try to retain your business. If you are not interested, you can move on to discussing cancellation fees, the final date of coverage, and your new insurance company. They will also ask if you have sold the car or if it is totalled.

Cancellation fees

If you cancel your auto insurance before it expires, you may be subject to cancellation fees. These vary but can be $25 or more, or a percentage of the policy's balance (10% is common).

Cancelling MetLife insurance online

MetLife Insurance Company is one of many insurance companies that allow you to cancel your policy online. Use your MetLife Insurance login and visit the online services page to cancel your policy. If you run into any problems, contact MetLife customer service for assistance.

Cancelling MetLife auto insurance online

To cancel your MetLife auto insurance online, you will need to follow a few steps. Firstly, you must contact MetLife's customer service by calling 1-800-638-5000 or 1-800-638-5433. Ask to speak with a representative and provide them with your customer details, including your name, and policy number.

You will then need to request the cancellation of your policy and decide if you want the cancellation to be effective immediately or at a future date. You should also ask about a refund if you have paid for coverage beyond your cancellation date.

It is important to note that you cannot cancel a MetLife insurance policy without the assistance of a representative. Therefore, you may also need to fill out a form or provide additional information to complete the cancellation process.

If you have any questions or concerns about the cancellation process, you can also reach out to MetLife's customer support for further assistance.

Frequently asked questions