Amica Auto Insurance: Senior-Friendly Coverage?

Amica offers auto insurance with a range of discounts and coverage options. The company provides tailored coverage, discounts, and superior service, ensuring peace of mind for drivers. Amica's auto insurance covers medical payments, personal injury protection, bodily injury liability, property damage, uninsured/underinsured motorist bodily injury, and collision and comprehensive coverage. Additionally, Amica offers discounts for safe driving, automatic payments, good grades, bundling policies, and more. Amica's website provides an online quote tool and customer service support to help individuals find the best coverage for their needs.

Discounts for bundling

Amica offers several discounts for bundling, which is when you purchase more than one insurance policy from the same insurance carrier. The exact amount you'll save depends on which policies you're bundling and what state your policies are in.

You can save up to 30% when you bundle auto, home, umbrella, and life policies with Amica. You can also save up to 25% when you insure two or more cars.

Benefits of bundling

Bundling your insurance policies with one company can make your life easier and save you money. You'll only need to contact one insurance company for all your insurance needs, and you'll be able to pay insurance bills, manage your coverages, and file a claim in one place.

Examples of insurance bundling

• Auto, home, and motorcycle
• Auto, condo, and life
• Auto, home, umbrella, and life

Discounts for family

Amica offers a range of discounts for families, including:

Young Driver Training Discount

Amica offers discounts for drivers under 21 who complete an accredited driver training programme.

Good Student Discount

Full-time high school or college students aged 15-25 who have a "B" average or higher are eligible for Amica's good student discount.

Student Away at School Discount

If you have a full-time student included on your policy who is away at school without a car, you can take advantage of this discount.

Legacy Discount

If you're under 30 and your parents have had an auto policy with Amica for at least five years, you may qualify for the legacy discount.

Discounts for how you drive

Amica offers a range of discounts for customers based on their driving history and habits. Here are some ways you can save on your auto insurance policy:

Defensive Driver Training Discount

Amica offers discounts to qualified adult drivers who have completed an approved defensive driving course. Amica has partnered with SafetyServe.com to offer an online defensive driver course, sponsored by the National Safety Council. The course can be taken at your convenience, and upon completion, you may qualify for a discount on your auto insurance.

Claim-Free History Discount

If you have been claim-free for the past three years, Amica offers a discount on your auto insurance policy. This is a great incentive for safe drivers who have not made any insurance claims recently.

Good Student Discount

Full-time high school or college students aged 15-25 who maintain a "B" average or higher are eligible for Amica's Good Student Discount. This discount applies to policies that include these students.

Legacy Discount

If you are under 30 and your parents have had an auto policy with Amica for at least five consecutive years, you may qualify for Amica's Legacy Discount. This is a great way for young drivers to save on their auto insurance.

Discounts for Safety Features and Anti-Theft Devices

Amica offers discounts for vehicles equipped with safety features and anti-theft devices. This includes electronic stability control, passive restraints (airbags), forward-collision warning systems, anti-theft devices such as car alarms and GPS tracking systems, and more.

Discounts for Multiple Policies and Vehicles

Amica provides discounts for customers who bundle their auto insurance with other policies, such as home, umbrella, and life insurance. Additionally, if you insure more than one vehicle with Amica, you can save up to 25% on your auto insurance.

These are just some of the ways Amica rewards its customers for safe driving habits and their loyalty. Be sure to contact Amica or visit their website for more information on the discounts offered and to determine your eligibility.

Discounts for what you drive

Amica offers a range of discounts for what you drive. Here are some of the ways you can save on your auto insurance policy:

Anti-Theft Devices

Amica rewards you for keeping your car safe and secure with anti-theft devices, such as car alarms and GPS tracking systems. The discount amount may vary depending on the type of device installed in your vehicle.

Electronic Stability Control

If your vehicle is equipped with electronic stability control, which helps maintain handling on icy or wet roadways, you may be eligible for a discount on your insurance premium.

Passive Restraints

Amica offers a discount if your car is equipped with passive restraints, such as airbags, which help protect you and your passengers in the event of a collision.

Forward-Collision Warning

Amica provides additional savings if your car has a forward-collision warning system that alerts you to potential accidents, helping you avoid collisions.

Adaptive Headlights

Amica offers a discount for vehicles with adaptive headlights, which provide better visibility in low-light conditions, making driving safer.

Discounts for how you pay

Amica offers a range of discounts for its auto insurance policyholders, including discounts for how you pay. Here are some ways you can save on your Amica auto insurance premium:

Paying in Full

You can save money on your Amica auto insurance by paying the entire balance of your policy premium upfront before your first bill is due. This is a great option if you have the financial means to pay the full amount at once, as it can reduce your overall premium cost.

AutoPay

Amica offers a discount for policyholders who enroll in AutoPay, simplifying your payment experience and helping you save even more. With AutoPay, your insurance payments are automatically deducted from your chosen payment method, ensuring timely payments and potentially reducing your premium.

Paperless Billing

Amica also provides a discount when you choose to go paperless and receive your policy documents and bills electronically. By enrolling in both E-policy and E-bill, you can access your policy information and manage your payments online, contributing to both convenience and savings.

Frequently asked questions