Alyssa Lane
Chase Freedom Flex is a credit card issued by Chase that offers a variety of benefits to its users, including cell phone insurance. This insurance provides coverage for theft or damage to cell phones listed on the user's monthly cell phone bill when paid using the eligible credit card. The coverage includes up to \$800 per claim and \$1,000 per year, with a maximum of two claims allowed within a 12-month period. The Freedom Flex card also offers other perks such as bonus cash backs, travel protections, and purchase protections, making it a popular choice for those seeking a credit card with comprehensive benefits.
| Characteristics | Values |
|---|---|
| Annual fee | None |
| Rewards | 5% cash back on bonus categories, up to $1,500 in combined purchases; 1% cash back on all purchases; 5% cash back on travel bought through Chase Travel; 3% on dining and drug store purchases; 1% on all other purchases |
| Cell phone protection | Up to $800 per claim and $1,000 per year, with a maximum of two claims in a 12-month period and a $50 deductible per claim |
| Other benefits | Purchase protection; Extended warranty coverage; Auto rental collision damage waiver; Trip cancellation/interruption insurance; Fraud alerts; Secondary rental car insurance |
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What You'll Learn
The Chase Freedom Flex card offers cell phone protection
The cell phone protection offered by the Chase Freedom Flex card covers up to $800 per claim and $1,000 per year against covered theft or damage for cell phones listed on your monthly cell phone bill. This protection is valid when you pay your wireless bill with the card. There is a maximum of two claims per 12-month period and a $50 deductible per claim.
The Chase Freedom Flex card replaced the original Chase Freedom card in September 2020. It is a no-annual-fee card that offers a range of benefits, including purchase protection, extended warranty, zero liability protection, and trip cancellation and interruption insurance. The card also offers secondary rental car insurance and fraud alerts.
In addition to the benefits mentioned above, the Chase Freedom Flex card also offers a welcome bonus of $200 if you spend at least $500 within the first three months of membership. The card has a rotating 5% cash-back reward category that changes every three months, and you can earn 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1% on all other purchases.
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Coverage is up to $800 per claim and $1,000 per year
The Chase Freedom Flex card offers cell phone protection of up to $800 per claim and $1,000 per year. This coverage is provided for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. The coverage is valid for up to two claims in a 12-month period and has a $50 deductible per claim. This means that if your phone is damaged or stolen, you can make a claim and receive reimbursement of up to $800 to cover the cost of repairs or replacement. This protection can save you a significant amount of money in the event of phone damage or theft, providing peace of mind and financial relief.
It is important to note that the cell phone protection provided by the Chase Freedom Flex card does not cover all types of damage or theft. For example, cosmetic damage that does not impact the functionality of the phone, such as scratches or minor screen cracks, may not be covered. Additionally, electronic issues, cell phone accessories, mechanical or software failures, and prepaid phones may also be excluded from coverage. It is essential to carefully review the terms and conditions of the cell phone protection offered by the Chase Freedom Flex card to understand the specific coverage and exclusions.
The cell phone protection offered by the Chase Freedom Flex card is a valuable benefit, especially considering that it is provided at no additional cost. This type of protection is typically included as part of the card's built-in protections for eligible purchases made with the card. By paying your monthly cell phone bill with the Chase Freedom Flex card, you can automatically activate this coverage and enjoy the peace of mind that comes with knowing your device is protected. This feature can be particularly appealing to individuals who are prone to damaging or losing their phones, as it provides a financial safeguard against unexpected expenses.
It's worth noting that the Chase Freedom Flex card offers other benefits beyond cell phone protection. For example, the card provides purchase protection, extended warranty coverage, and travel protections, including auto rental collision damage waivers and trip cancellation/interruption insurance. These additional benefits further enhance the value proposition of the Chase Freedom Flex card, making it a competitive option in the market.
Overall, the Chase Freedom Flex card's cell phone protection, with its coverage of up to $800 per claim and $1,000 per year, is a significant advantage for cardholders. By providing financial protection against covered theft or damage to cell phones, this feature ensures that cardholders can minimise their losses in the event of unforeseen circumstances. The combination of cell phone protection with other benefits offered by the card makes it a compelling choice for individuals seeking comprehensive coverage and peace of mind when it comes to their mobile devices and beyond.
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A $50 deductible per claim
The Chase Freedom Flex card offers cell phone protection of up to \$800 per claim and \$1,000 per year against theft or damage for phones listed on your monthly cell phone bill. This is valid for up to two claims in a 12-month period and comes with a \$50 deductible per claim. This means that you will have to pay $50 out-of-pocket before the insurance coverage kicks in and covers the rest of the cost, up to the $800 limit.
The cell phone protection benefit is available to cardholders who pay their wireless bill with the Freedom Flex card. This benefit is particularly useful for those who often damage or break their phones, as it can save them a significant amount of money in the long run.
It is important to note that the insurance does not cover lost phones, cosmetic damage that does not impact the phone's functionality, electronic issues, cell phone accessories, or mechanical, software, or battery failure.
The Chase Freedom Flex card offers other benefits as well, such as 5% cash back on travel purchased through Chase, 3% on dining and drugstore purchases, and 1% on all other purchases. The card also has no annual fee, making it an excellent choice for those looking for rewards without additional costs.
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$9.97 $19.99
$8
Maximum of two approved claims per 12-month period
The Chase Freedom Flex card offers cell phone insurance, also known as cell phone protection. This insurance covers up to up to $800 per claim and up to $1,000 per 12-month period against damage or theft for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. This benefit can be extremely useful if you often damage or break your phone, as it can save you thousands of dollars in the long run. There is a maximum of two approved claims per 12-month period, with a up to $50 deductible per claim.
It is important to note that cosmetic damage that does not impact the ability to make or receive phone calls, such as minor screen cracks or fractures less than 2 inches in width, is not covered by the insurance. Additionally, damage or theft resulting from abuse, intentional acts, fraud, or hostilities of any kind is also excluded from coverage.
The Chase Freedom Flex card replaced the Chase Freedom card in September 2020 and is known for its rotating quarterly bonus categories, offering 5% cash back on these categories. The card also provides benefits such as purchase protection, extended warranty coverage, and travel protections like auto rental collision damage waivers and trip cancellation/interruption insurance.
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Coverage includes theft and accidental damage
The Chase Freedom Flex card offers cell phone protection, which includes coverage for theft and accidental damage. This benefit will be particularly useful if you often damage or break your phone. This no-additional-cost insurance can save you thousands of dollars in the long run.
The coverage includes up to $800 per claim and a maximum of $1,000 per year against theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. There is a maximum of two claims per 12-month period and a deductible of $50 per claim.
It is important to note that the coverage does not include lost phones, cosmetic damage (such as scratches or damage that does not impact the phone's functionality), electronic issues (such as the inability to charge), cell phone accessories, mechanical, software, or battery failure, and prepaid phones.
If you already have separate cell phone insurance, the Freedom Flex card's insurance will only cover amounts not covered by your existing policy.
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Frequently asked questions
The Chase Freedom card was replaced by the Chase Freedom Flex in September 2020. The Chase Freedom Flex card offers cell phone insurance.
The Chase Freedom Flex card offers up to $800 per claim and $1,000 per year in cell phone protection.
The insurance covers eligible phones against covered theft or damage. This includes accidental damage, such as dropping your phone, and theft.
To qualify for the insurance, you must pay your monthly cell phone bill with your eligible Chase Freedom Flex card.
