Great-West Life Insurance: Breast Pump Coverage Explained

Great West Life Insurance is a popular insurance company in Canada, and many people are curious if their insurance plan covers breast pumps. While some insurance companies in Canada do cover breast pumps, it seems that Great West Life Insurance does not. Some people have reported that they were able to get coverage for a breast pump through Great West Life Insurance, but this may depend on the specific employer's plan. It is always best to contact your insurance company directly to inquire about coverage for specific items.

Great West Life insurance may cover breast pumps if there are medical complications for mother and baby

One person with Great West Life insurance stated that their insurance would cover 80% of the cost of a breast pump if one of the following conditions was met:

• The baby is born earlier than 37 weeks.
• Both the baby and mother have a medical condition that prevents them from feeding normally.

Another person with Great West Life insurance said that their insurance would not cover a breast pump unless there was a medical reason for it. They stated that they would need a doctor's prescription for the insurance company to cover the cost.

Some people with Great West Life insurance have been able to get coverage for a breast pump through their Health Spending Account. This may be an option for those who do not have coverage under their regular plan.

It is important to note that coverage for breast pumps varies depending on the specific insurance plan and employer. It is always best to contact the insurance company directly to confirm coverage.

Great West Life insurance does not typically cover breast pumps

One customer shared their experience of being explicitly told by Great West Life that breast pumps were not covered under their plan. Another customer, who is a mother of twins, shared a similar experience. Despite having complications that required her to deliver prematurely and needing a doctor-prescribed breast pump, Great West Life denied coverage. This has left her feeling frustrated and confused as to why a prescribed item would not be covered.

In addition to the lack of coverage for breast pumps, customers have also complained about Great West Life's poor customer service, long wait times, and issues with claim processing. Some have even encountered issues with their dental coverage, further adding to their dissatisfaction with the company.

It is important to note that insurance coverage can vary depending on the specific plan and the customer's employer. While Great West Life may not typically cover breast pumps, there may be exceptions depending on the circumstances and the customer's specific plan details. It is always a good idea to contact your insurance provider directly to confirm your coverage.

Sun Life insurance covers breast pumps up to $300 with a doctor's note

Sun Life insurance does cover breast pumps, but only under certain conditions. According to several sources, Sun Life will cover breast pumps up to $300 with a doctor's note. One source specifies that the doctor's note must include the exact medical reason for needing the pump, and that it will be evaluated on a case-by-case basis. Another source mentions that Sun Life will only cover the cost of a breast pump if the baby is born before 37 weeks or if there is any issue with traditional breastfeeding. This information was confirmed by a Sun Life insurance representative via their online chat function.

It is worth noting that the coverage amount and specific conditions for reimbursement may vary depending on the specific Sun Life insurance plan and the employer providing the insurance. Some sources mention that their plans only cover breast pump rentals, while others state that Sun Life covered the full cost of purchasing a breast pump. Additionally, the reimbursement process may differ depending on the plan, with some people submitting paper claims and others using the Sun Life app.

To confirm coverage for breast pumps, it is recommended to contact Sun Life insurance directly and provide them with the specific plan details. It is also advisable to obtain a prescription or doctor's note before purchasing the breast pump to ensure reimbursement.

Great West Life insurance may cover breast pumps if you have a health spending account

One customer reported that they were told by a Great West Life Insurance representative that the coverage depends on the employer. In their case, the insurance would cover 80% of the cost only if one of the following conditions was met:

• The baby is born earlier than 37 weeks.
• Both the baby and mother have a medical condition that prevents normal feeding.

Another customer reported that they were able to get their private room covered under Great West Life Insurance, but not their breast pump. However, they suggested that those with a health spending account or similar under Great West Life Insurance might be able to put those funds toward a pump.

Therefore, it is recommended to contact Great West Life Insurance directly to inquire about your specific plan and coverage options.

Great West Life insurance may cover breast pumps with a prescription

It is worth noting that some plans may only cover breast pumps under certain conditions, such as if the mother and baby have a medical condition that prevents them from normal feeding. Additionally, the coverage amount may vary depending on the plan, with some plans offering full coverage and others providing partial reimbursement.

To confirm whether your Great West Life insurance plan covers breast pumps, it is recommended to contact the insurance provider directly and inquire about the specific coverage details of your plan.

It is also important to note that the coverage of breast pumps by insurance companies is more common in the United States than in Canada due to the shorter maternity leave policies in the US. In Canada, insurance companies often expect mothers to stay at home with their babies during the maternity leave period and do not consider breast pumps as a necessary expense.

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