Why Renter's Insurance Isn't Bundled With Progressive Auto Insurance – Yet

Progressive offers renters insurance in addition to auto insurance, and customers can save an average of 3% when they bundle these two policies together (this discount is applied to the auto policy). Progressive renters insurance policies are provided by either Progressive Home, an affiliate, or Homesite, a third-party company. Renters insurance covers personal property, liability, medical payments, and temporary living expenses in the event that your home is damaged.

Progressive renters insurance offers protection for your belongings and more

In addition to protecting your belongings, Progressive renters insurance also offers liability coverage. This protects you financially if you are legally responsible for someone else's injuries or damage to their property. For example, if someone slips and falls at your home, renters insurance may pay for their medical expenses, lost wages, and legal fees if you are sued.

Progressive renters insurance also includes medical payments coverage, which pays for medical expenses due to a covered occurrence, regardless of fault. This means that if a friend is injured at your place, their medical expenses may be covered by your policy, even if you are not found liable.

Another important feature of Progressive renters insurance is loss of use coverage. This helps cover the costs associated with an increase in living expenses if you are unable to stay in your home due to a covered loss. For example, if your apartment building catches fire and you have to stay in a hotel while it's being repaired, loss of use coverage will help pay for your temporary lodging and additional dining expenses.

Progressive renters insurance also offers optional coverages, such as water damage coverage for backup of sewer or sump pump systems, and personal injury coverage for lawsuits involving slander or libel.

You can also bundle your Progressive renters insurance with your auto insurance to save money and enjoy the convenience of having all your policies under one roof. By bundling renters and auto insurance, you can earn a multi-policy discount and save an average of 3% on your auto policy. Progressive also offers a variety of other discounts, such as quoting in advance, paying in full, receiving documents by email, and living in a secure community.

You can save an average of 3% when you bundle renters and auto insurance with Progressive

Progressive offers a wide variety of discounts to make low-cost renters insurance simple to obtain. One of these discounts is for customers who bundle renters and auto insurance. By doing so, you can save an average of 3% on your car insurance with Progressive. This discount will be applied to your auto policy.

You can also combine many other policies and receive extra renters discounts for each. For example, you can bundle renters and motorcycle insurance, boat and renters insurance, and more. Progressive also offers other renters insurance discounts, such as getting a quote at least three days before your policy starts, receiving documents by email, and paying your policy upfront in full.

In addition to these cost-saving measures, Progressive provides a single deductible benefit when you bundle renters and auto insurance. This means that if a single event causes a loss covered by both policies, only one deductible may apply. For instance, if your car is stolen along with some of your belongings in the trunk, you would likely pay a deductible for both claims if you had separate companies for auto and renters insurance. However, with Progressive, you may save by getting reimbursed for one of the deductibles.

Progressive makes it easy and affordable to bundle home and auto insurance, offering convenience and a discount under one company. By bundling with Progressive, you'll earn a multi-policy discount if you have an auto policy and home, condo, or renters insurance with them. They also offer additional multi-policy discounts for bundling RV, boat, motorcycle, and more.

Progressive renters insurance is available for less than $1/day

Personal property coverage includes items such as clothing, electronics, furniture, tools, and appliances. These items are covered against incidents such as fire, theft, vandalism, tornadoes, and water damage. If you have valuable items such as jewelry, art, or collectibles, you may need to add extra coverage during the quote process. For example, if your couch is stolen, personal property coverage will reimburse you for the cost of replacing it, minus your deductible.

Personal liability coverage can help protect you financially if you are legally responsible for someone else's injuries or damage to their property. For example, if you host a party and one of your guests slips and falls, renters insurance may cover their medical expenses, lost wages, and legal fees if you are sued.

Loss of use coverage can help cover additional living expenses if your home is uninhabitable due to a covered loss. For example, if your apartment kitchen is damaged by a fire and you have to stay in a hotel for a week during repairs, loss of use coverage can help reimburse you for hotel and dining expenses above what you would normally spend on groceries or dining out.

In addition to the standard coverages, Progressive also offers optional coverages such as personal injury and water backup coverage. With Progressive renters insurance, you can get customized protection and discounts to help lower your costs.

Progressive renters insurance policies come either from an affiliate called Progressive Home or from Homesite, a third-party company

Progressive offers renters insurance in all 50 US states and Washington, D.C. The company provides renters insurance policies directly and through third-party carriers. Progressive renters insurance policies are provided either by an affiliate called Progressive Home or by Homesite, a third-party company. Progressive Home is an affiliated carrier of Progressive Advantage Agency, the company's in-house insurance agency.

Progressive renters insurance policies typically include standard types of coverage such as personal property coverage, liability coverage, medical payments coverage, and coverage for temporary living expenses. Renters can also add optional coverage types, including water damage coverage and personal injury coverage.

Progressive offers several ways for renters to save on their insurance policies. Renters can save an average of 3% by bundling renters and auto insurance, with the discount applied to the auto policy. Progressive also offers discounts for combining other policies, such as renters and motorcycle, or boat and renters. Additional discounts are available for obtaining a quote at least three days before the policy starts, paying the policy upfront in full, receiving documents by email, and living in a secured or gated community.

Renters can obtain a free quote for Progressive renters insurance online or by calling the company. Progressive also provides answers to common renters insurance questions and information about its policies on its website. However, renters must work directly with their insurer or the company administering their policy to file a claim.

Progressive renters insurance offers standard coverages including personal property, loss of use, personal liability, and medical payments to others

Progressive offers renters insurance that covers your belongings and more. Progressive renters insurance includes standard coverages such as personal property, loss of use, personal liability, and medical payments to others.

Personal property coverage protects your personal belongings, including furniture, clothing, and electronics, whether they are inside your apartment or elsewhere. It covers incidents such as fire, theft, vandalism, tornadoes, and water damage. Certain valuable items, like jewelry, may have specific limits, and you may need to purchase additional coverage.

Loss of use coverage helps pay for additional living expenses if your home becomes uninhabitable due to a covered loss. For example, if your apartment is damaged by a fire and you need to stay in a hotel while it's being repaired, loss of use coverage will help cover the cost of lodging and meals above what you would normally pay.

Personal liability coverage protects you financially if you are found legally responsible for someone else's injuries or damage to their property. It can help cover medical expenses, lost wages, and legal fees if you are sued.

Medical payments to others coverage pays for small medical bills if someone is injured at your residence, regardless of who is at fault. For instance, if a guest slips and falls at your home, this coverage can help pay for their urgent care visit.

In addition to these standard coverages, Progressive also offers optional add-ons, such as personal injury coverage, water backup coverage, and the HomeShield package, which provides increased coverage for a wide range of property and issues.

Frequently asked questions