Getting Your Life Insurance License In Nevada

If you're looking to become a life insurance agent in Nevada, you'll need to obtain a Nevada life insurance license. The process is relatively straightforward and can be completed in a few weeks. Here's a step-by-step guide to help you get started on your journey towards becoming a licensed life insurance agent in the state of Nevada.

Complete a pre-licensing course

While prelicensing education is not a requirement in Nevada, it is highly recommended that you complete a pre-licensing course to prepare for the life insurance licensing exam. This will give you the best chance of passing the exam on your first attempt.

There are a variety of pre-licensing courses available, including online courses, books, and self-study materials. These courses are designed to be self-paced and typically include study materials such as practice exams and flashcards. They cover specific industry knowledge that will be tested during the exam, as well as your duties as a life insurance agent.

When choosing a pre-licensing course, consider factors such as flexibility, price, and the course's reputation. For example, Kaplan's online courses are a popular choice, with an impressive 93% pass rate. Their courses cover live tutoring, study calendars, and practice exams to enhance your understanding of the material.

By investing in a pre-licensing course, you'll gain the knowledge and confidence needed to successfully pass the life insurance licensing exam in Nevada.

Pass the Nevada Life Insurance Licensing Exam

Passing the Nevada Life Insurance Licensing Exam is a crucial step towards getting your life insurance license in Nevada. Here are some detailed instructions to help you prepare for and pass the exam:

Understand the Exam Format:

The Nevada Life Insurance Licensing Exam consists of 80 scored multiple-choice questions, divided into two sections: general and state-specific knowledge. The general section covers basic life insurance product knowledge, while the state-specific section focuses on insurance concepts, terms, rules, regulations, and practices specific to Nevada.

Time Allocation:

You will have 120 minutes to complete the entire exam. Allocate your time effectively to ensure you have sufficient time to answer all the questions.

Exam Fee:

The Nevada Life Insurance Licensing Exam fee is $39, which must be paid at the time of reservation using a credit card, debit card, or voucher.

Proctored Exam:

The exam is proctored, which means an official proctor will closely monitor you in a controlled environment. This ensures the integrity and security of the exam.

Preparation is Key:

Consider enrolling in a pre-license education course to enhance your understanding of the material. Kaplan's online courses are a popular choice, with an impressive 93% pass rate. These courses are designed to provide you with the necessary knowledge and tools to prepare for your exam effectively. Additionally, you can find practice exams, flashcards, and other study materials to aid your preparation.

Retake Options:

If you don't pass the exam on your first attempt, don't worry. You can schedule a retake as soon as 24 hours after your initial attempt. There is no limit to the number of retakes, so you can keep trying until you pass.

Stay Calm and Focused:

The exam may include pretest questions that are not scored but are designed to assess future exam questions. If you encounter unfamiliar questions, don't panic. Simply do your best and answer them to the best of your ability.

Know the Exam Location:

The exam is administered by Pearson VUE, with test centers located in Las Vegas, Reno, and Elko. Remember to create an account with Pearson VUE to schedule your exam date and time.

By following these instructions and dedicating yourself to preparing for the exam, you'll be well on your way to passing the Nevada Life Insurance Licensing Exam and obtaining your life insurance license in Nevada.

Get a fingerprint-based background check

To obtain a life insurance license in Nevada, you must complete a fingerprint-based background check as part of the licensing process. This is a mandatory step to ensure that you are eligible for licensure.

To do this, you will need to select an approved fingerprinting vendor from the Nevada Division of Insurance website. The fee for fingerprinting services is $60, which covers the cost of comparing your prints against criminal history records.

At your appointment, you will need to provide your fingerprints, which will be sent directly to the Nevada Department of Public Safety (DPS) for processing as part of your background report. It is important to keep the confirmation receipt from the fingerprint vendor, as you will need to submit it with your license application.

After your fingerprinting appointment, you will receive a receipt. Keep the original for your records and attach a copy to your license application, along with the Fingerprint Background Waiver.

Any misdemeanors or felonies may impact your ability to obtain a license. If you have any concerns about this, you can contact the Nevada Division of Insurance for guidance.

The background check is a crucial step in the process of obtaining your life insurance license in Nevada, and it is important to ensure that you follow the correct procedures to facilitate a smooth and efficient application process.

Submit a Nevada Life Insurance License Application

To apply for a life insurance license in Nevada, you must be at least 18 years old and have passed the relevant licensing exam. You should submit your completed license application within 12 months of passing the exam.

The application fee is $185, and you must apply online via Sircon. You will need to attach the following documents:

• A signed Fingerprint Background Waiver form
• The receipt of your fingerprints
• Any additional supporting documentation requested (if applicable)

All communication regarding your license has to be conducted electronically. Once your application is approved, the Division will issue your license, certifying your eligibility to operate within the lines of authority for which you have applied.

If your application is found to be incomplete or is denied, you will be notified in writing with detailed reasons for the decision.

You can print your license from the Sircon website. There is no charge to create an account, and you can print your license for free within 30 days of its issuance. However, a transaction fee will apply to licenses printed after the first 30 days. If you don't remember your license number, you can find it by using Sircon's Customer Inquiry tool.

Watch for your application results

Once you've completed the first four steps to getting a life insurance license in Nevada, the final step is to watch for your application results.

The Nevada Division of Insurance will review your application and background check. It reviews applications in the order they are received, and this process usually takes one to five business days from the date you submit your application.

Once the Nevada Division of Insurance finishes reviewing your application, you will be notified of its decision or asked to provide more information. You will be notified by email from Sircon.

If your application is approved, you can print your license from the Sircon website. There is no charge to create an account or to print your license within 30 days of its issuance. However, a transaction fee will apply to licenses printed after the first 30 days. If you don't remember your license number, you can find it by using Sircon's Customer Inquiry tool.

If your application is denied, you will be notified in writing with detailed reasons for the decision.

Frequently asked questions