Canceling 21St Century Auto Insurance: A Step-By-Step Guide

If you're looking to cancel your 21st Century auto insurance, there are a few steps you'll need to take. Firstly, it's important to note that you cannot cancel your policy online or over the phone, except for new policies that haven't yet started. To cancel, you'll need to submit a written request by mail, email, or fax. Your request should include your name, address, policy number, and the date you want your insurance to end. You may also be asked to provide your new policy information if you're switching insurers. It's a good idea to review your current policy, explore alternatives, and compare rates and coverage options from other providers before making the decision to cancel. Remember, there may be a cancellation fee, and you'll need to ensure you have alternative insurance coverage in place to avoid driving uninsured.

Cancelling a 21st Century auto insurance policy before renewal

If you want to cancel your 21st Century auto insurance policy before the renewal date, you can do so by following these steps:

Gather the necessary information

Before initiating the cancellation process, make sure you have the following details on hand:

• Your name, address, and contact information
• Social Security number
• Policy number
• Driver's license number
• New policy information (if switching insurers)

Determine the cancellation date

If you are switching to a new insurer, it is recommended to have a small overlap between your old and new policies to avoid a lapse in coverage. If you are selling your car, ensure that your policy does not end before the sale is finalized.

Contact 21st Century

While 21st Century does not allow policy cancellation over the phone, you can contact their auto service department at 1-800-241-1188 to discuss your options and request a review of your policy. If you decide to proceed with the cancellation, you can send your request by fax or regular mail.

Prepare a written cancellation request

To cancel your policy before the renewal date, 21st Century requires a written request. You can submit this request by fax or regular mail. Your request should include the following information:

• Name of the policyholder
• Address of the policyholder
• Date of cancellation

Submit the cancellation request

Submit your written cancellation request to 21st Century Insurance by fax or mail to the following contact details:

• Fax: California residents: 1-800-842-3057; Non-California residents: 1-866-447-2611
• Mail: 21st Century Insurance, P.O. Box 15510, Wilmington, Delaware 19886-9252

Please note that fax requests typically take 1-2 business days to process, while mailed requests can take up to 5-7 business days. All requests will be effective on the date sent (for faxes) or the date requested or the day after the postmark (for mailed requests).

Pay any applicable cancellation fees

There may be a cancellation fee associated with ending your policy early, which is typically around $50. Be prepared to pay this fee when submitting your cancellation request.

Confirm the cancellation

After submitting your cancellation request, you should receive confirmation by mail or email. If you do not receive confirmation by the agreed-upon policy end date, contact 21st Century to verify the cancellation.

Cancelling a 21st Century auto insurance policy mid-term

Gather Necessary Information:

Before initiating the cancellation process, make sure you have the following information readily available: your name, address, Social Security number, policy number, and driver's license number. You may also need to provide details of your new policy if you're switching insurers.

Contact 21st Century:

Unlike new policies, mid-term policies cannot be cancelled over the phone. You will need to send your cancellation request in writing via fax or regular mail. The fax numbers and mailing address are as follows:

• Fax Numbers: California Residents: 1-800-842-3057, Non-California Residents: 1-866-447-2611
• Mailing Address: 21st Century Insurance, P.O. Box 15510, Wilmington, Delaware 19886-9252

Include Relevant Details:

In your written cancellation request, be sure to include the following information:

• Name of the policyholder
• Address of the policyholder
• Date of cancellation

Allow Processing Time:

Mailed requests may take 5-7 business days to process, while fax requests typically take 1-2 business days. Your cancellation will be effective on the date requested or the day after the postmark.

Confirm Cancellation:

Once your cancellation request has been processed, you should receive confirmation by mail or email. If you do not receive confirmation by the agreed-upon cancellation date, be sure to follow up with 21st Century to verify that your policy has been cancelled.

Be Aware of Fees and Refunds:

21st Century typically charges a cancellation fee of around $50. Additionally, if you have prepaid your premiums, you will be refunded for the time you will no longer be insured.

Remember, it is important to have alternative insurance coverage in place before cancelling your 21st Century auto insurance policy to avoid any lapse in coverage and potential legal consequences.

Cancelling a 21st Century auto insurance policy by mail

Step 1: Gather the Necessary Information

Before initiating the cancellation process, ensure you have the following details on hand: your name, address, Social Security number, policy number, and driver's license number. If you are switching to a new insurer, it is advisable to have the details of your new policy readily available.

Step 2: Determine the Cancellation Date

If you are transitioning to a different insurer, it is recommended to have a slight overlap between your old and new policies to prevent any gaps in coverage. In the case of selling your car, ensure your policy remains active until the sale is finalised.

Step 3: Contact 21st Century

To cancel your 21st Century auto insurance policy by mail, you will need to send a written cancellation request. This can be in the form of a letter or email. When drafting your request, be sure to include the following information:

• Your name
• Your address
• Your policy number
• The desired date of cancellation

The mailing address for cancellation requests is:

21st Century Insurance

P.O. Box 15510

Wilmington, DE 19886-9252

Alternatively, you can send your cancellation request via email to the following addresses:

• California residents: [email protected]
• Non-California residents: [email protected]

Please note that mailed requests may take approximately 5-7 business days to process, while email requests typically take 1-2 business days. All requests will be effective on the date sent or the day after the postmark.

Step 4: Be Prepared for Cancellation Fees

21st Century Insurance typically charges a cancellation fee, which is usually around $50. This fee must be paid when submitting your cancellation request.

Step 5: Confirm Cancellation

After submitting your cancellation request, you should receive confirmation of your policy's cancellation via mail or email. If you do not receive confirmation by the agreed-upon date, be sure to follow up with 21st Century to verify that your policy has been successfully terminated.

Cancelling a 21st Century auto insurance policy by email

Cancelling a 21st Century auto insurance policy can be done in several ways, including by email. Here is a step-by-step guide on how to cancel your 21st Century auto insurance policy through email:

Step 1: Gather Necessary Information

Before initiating the cancellation process, ensure you have the following details on hand: your name, address, Social Security number, policy number, and driver's license number. Additionally, if you are switching to a new insurance provider, have the details of your new policy readily available.

Step 2: Determine the Cancellation Date

If you are transitioning to a new insurance provider, it is advisable to have a brief overlap between your old and new policies to prevent any lapse in coverage. Alternatively, if you are selling your car, ensure that your policy termination date is set after the sale to maintain coverage until then.

Step 3: Contact 21st Century

To cancel your 21st Century auto insurance policy by email, you must send your cancellation request to the correct email address. For California residents, the email address is [email protected], while residents of other states should use [email protected] Include your first name, last name, and policy number in the subject line of the email. In the body of the email, clearly state your intention to cancel your policy and provide the following information:

• Name of the policyholder
• Address of the policyholder
• Date of cancellation

Step 4: Understand Processing Time and Confirmation

Emailed cancellation requests typically take around 1-2 business days to process and are effective from the date you send the request. After your request has been processed, you should receive confirmation of the cancellation by mail or email. If you do not receive confirmation by the agreed-upon policy termination date, promptly contact 21st Century to verify the cancellation.

Step 5: Be Aware of Cancellation Fees and Refunds

21st Century Insurance typically charges a cancellation fee of around $50, so be prepared to pay this fee when submitting your cancellation request. Once your cancellation request has been processed, you will receive a refund for any prepaid premiums for the period you will no longer be insured.

Additional Information:

It is important to note that 21st Century Insurance does not allow policy cancellations over the phone. However, if you have a new policy that has not yet taken effect or if you wish to cancel at the time of renewal, you can notify them by phone to avoid a cancellation fee. Additionally, you can cancel your policy by fax or regular mail.

Cancelling a 21st Century auto insurance policy by fax

Step 1: Gather the Necessary Information

Before initiating the cancellation process, ensure you have the following information readily available:

• Your name, address, and contact information
• Policy number and details
• Vehicle information (if applicable)
• Date of cancellation: It is important to determine the desired cancellation date, especially if you are switching insurers or selling your car.

Step 2: Prepare the Cancellation Request

21st Century Insurance requires a written cancellation request. You can send this request by fax to their dedicated fax number. Include the following information in your fax:

• Name of the policyholder
• Address of the policyholder
• Date of cancellation
• Any other relevant information, such as your policy number and reason for cancellation

Step 3: Send the Fax to the Correct Number

When sending your cancellation request by fax, use the appropriate fax number based on your location:

• California Residents: Fax your request to 1-800-842-3057
• Non-California Residents: Use the fax number 1-866-447-2611

Step 4: Follow Up and Confirm Cancellation

After sending your cancellation request by fax, it is important to follow up to ensure that your policy has been successfully cancelled. You can do this by contacting 21st Century Insurance's customer service department. They can be reached at 1-800-241-1188. Their business hours are Monday through Friday, 7 a.m. to 7 p.m., and Saturday, 8 a.m. to 6 p.m. PDT.

Additionally, keep in mind that faxed cancellation requests typically take 1-2 business days to process. However, your cancellation will be effective as of the date you sent the request.

Important Considerations:

• Cancellation Fee: 21st Century Insurance may charge a cancellation fee, typically around $50. Be prepared to pay this fee when submitting your cancellation request.
• Refund: If you have prepaid your premiums, you may be eligible for a refund for the remaining period of your policy.
• Alternative Methods: While fax is a convenient option, you can also cancel your 21st Century auto insurance policy by mail or email. Additionally, for new policies or renewals, you can cancel over the phone.

Frequently asked questions