Canceling Aarp Life Insurance: Steps To Terminate Your Coverage

AARP, or the American Association of Retired Persons, offers a range of insurance products, including health, automobile, homeowners, and life insurance, to members aged 50 and above. While AARP insurance can be a valuable safety net for many, there may be reasons why one would want to cancel their policy. This could be due to dissatisfaction with the service, finding a better deal elsewhere, or simply not needing the insurance anymore. Whatever the reason, it's important to know how to go about cancelling your AARP life insurance policy.

Cancelling AARP life insurance by calling customer services

If you want to cancel your AARP life insurance, you can do so by calling their customer service hotline. Here is a step-by-step guide on how to do it:

Step 1: Call AARP's Customer Service Hotline

The first step is to call the AARP customer service hotline. The phone number for cancelling AARP insurance is 1-888-687-2277. You can also call their general customer service line at 800-514-4564 to speak with a specialist who can help you cancel your account. Their phone lines are open Monday to Friday, from 8 a.m. to 8 p.m. ET.

Step 2: Follow the Menu Prompts

Once you have called the hotline, you will need to navigate through the menu options to reach a customer service representative. Follow the prompts within the menu to reach the correct department or representative who can assist you with cancelling your life insurance policy.

Step 3: Provide Your Account Information

When you reach a customer service representative, provide them with your AARP account number so they can access your account information. This will allow them to verify your identity and pull up the relevant policy details.

Step 4: Request Cancellation

Inform the customer service representative that you would like to cancel your AARP life insurance policy. Be clear and specific about your request. You may also need to provide a reason for the cancellation. It is advisable to be honest and accurate, as this will help AARP process your request more efficiently.

Step 5: Wait for Confirmation

After making your cancellation request, AARP will process it and send you a confirmation. This confirmation can be sent via email or mail, so be sure to provide them with your correct contact information. Keep this confirmation for your records.

Please note that cancelling your AARP life insurance may have certain consequences, such as losing coverage or having to find alternative insurance. Additionally, if you are enrolled in other AARP programs or services, you may need to contact those providers directly to inform them of your cancelled membership.

Cancelling AARP life insurance by sending a written request

Cancelling your AARP life insurance policy can be done by sending a written request. Here is a step-by-step guide on how to do it:

Step 1: Prepare the necessary information

Before drafting your written request, make sure you have the following details on hand: your policy number, name, address, and the date you would like the cancellation to take effect. It is also a good idea to include a reason for the cancellation, as this will help AARP process your request more efficiently.

Step 2: Draft and send your written request

When drafting your written request, be sure to include all the information mentioned above. You can send your request by mail or fax to the following address:

AARP Life Insurance Program

800-865-7927

Alternatively, you can send your cancellation request by standard mail to the following address:

AARP

3200 East Carson St.

Lakewood, CA 90712

Attn: Cancel Membership

Step 3: Wait for confirmation

Once AARP has received your cancellation request, they will process it and provide you with written confirmation. Be sure to keep this confirmation for your records.

Please note that it may take up to 12 weeks for all systems to be fully updated regarding your account cancellation. During this time, you may still receive mail related to your AARP membership.

Additionally, if you are enrolled in any other AARP-endorsed insurance or member benefit programs that you would also like to cancel, be sure to contact these providers directly to inform them of your cancelled membership.

What to include in your written request

To cancel your AARP life insurance, you can send a written request by mail or fax. Here is what to include in your written request:

First and foremost, ensure you provide your policy number. This is essential for the customer service team to identify your account and access your policy information.

Next, include your name and address. This helps to confirm your identity and ensures that the cancellation is processed for the correct individual.

Additionally, specify the date from which you would like the cancellation to take effect. This is important for determining when your coverage will end and for calculating any necessary refunds or adjustments.

It is also beneficial to provide a reason for cancellation. Being honest and accurate will assist AARP in processing your request efficiently. This information can help them understand your reasons for discontinuing the policy and may be used to improve their services.

Finally, you may want to consider including a preferred method of contact for any follow-up communication. This could be an email address or phone number where you can be easily reached if there are any questions or clarifications needed regarding your request.

Once AARP receives your cancellation request, they will process it and provide you with written confirmation. Be sure to keep this confirmation for your records.

Confirmation of cancellation

To confirm the cancellation of your AARP life insurance, you will need to contact AARP's customer service team. You can do this by calling their hotline at 1-888-687-2277. Alternatively, you can also call 800-514-4564 to speak with a specialist who can help cancel your account.

When you call, make sure to provide your AARP account number so that the representative can access your account information. You may also need to provide proof of alternative automobile insurance if you are cancelling your AARP auto insurance, as most states require car owners to maintain minimum coverage.

Shortly after requesting cancellation, you should receive an email or written confirmation. Keep this confirmation for your records. It may take up to 12 weeks for all systems related to your account cancellation to be fully updated, so you may continue to receive mail from AARP related to your membership during this time.

Cancelling other AARP insurance plans

For other types of AARP insurance, such as health, automobile, or homeowners insurance, you can easily cancel by contacting AARP's customer service hotline at 1-888-687-2277. Follow the menu prompts to reach a customer service representative and provide your AARP account number for verification. Request the cancellation of your desired insurance plan, and you should soon receive an email confirmation. If you are cancelling auto insurance, be prepared to provide proof of alternative automobile insurance, as most states require a minimum level of coverage for car owners.

Additionally, if you were enrolled in any AARP-endorsed insurance or member benefit programs, be sure to contact these providers directly to inform them of your cancelled membership. A list of popular service providers and their contact information can be found on the AARP website or in the AARP Member Benefits Guide.

Frequently asked questions