Haris Ashley
State Farm allows customers to cancel their auto insurance policies at any time, for any reason. However, it is important to note that you cannot cancel your State Farm auto insurance online. To cancel your policy, you must do so by phone, mail, or in person. When cancelling, you will need to provide certain information, including your name, date of birth, and insurance policy number. If you are cancelling because you have sold your vehicle, you may also need to provide a bill of sale or proof of vehicle plate forfeiture. It is recommended to have a new auto insurance policy in place before cancelling your State Farm coverage to avoid a lapse in insurance coverage, as this can result in legal and financial consequences.
| Characteristics | Values |
|---|---|
| Cancellation methods | Phone, mail, or in person |
| Cancellation fee | None |
| Refund | Prorated refund if you prepaid your insurance premiums |
| Cancellation date | Immediate or at a specified date |
| Required information | Name, date of birth, insurance policy number |
| Required documents | Bill of sale or proof of vehicle license plate forfeiture |
| Notification to DMV | Required in some states |
What You'll Learn
Cancelling by phone
To cancel your State Farm auto insurance by phone, you can follow these steps:
Step 1: Find the contact details of your local State Farm agent.
You can use State Farm's website to find a local agent's contact information. Alternatively, if you have an auto insurance policy, you can call 800-STATEFARM (800-782-8332). Please note that this number is only for auto policy cancellations.
Step 2: Provide the necessary details to look up your policy.
When you connect with your local agent or the customer support team, please provide the following information:
- Your full name
- Date of birth
- Policy number
Step 3: Specify the date of cancellation.
You can choose to cancel your policy immediately or select a future date. It is recommended to cancel on your policy renewal date to avoid any additional charges.
Step 4: Provide any required documentation.
If you are cancelling because you sold your car, you may need to provide documentation such as a bill of sale or proof of vehicle plate forfeiture. If you are switching insurers, you may also need to provide information about your new insurer.
Step 5: Notify the Department of Motor Vehicles (DMV), if required.
In some states, you may be required to inform the DMV about changes to your car insurance policy. Your insurance agent should be able to advise you on whether this notification is necessary.
Step 6: Confirm your cancellation.
Make sure to obtain a confirmation of your cancellation. This could come in the form of an email or a printout from your insurance agent, confirming the cancellation request, the policy it pertains to, and the effective date. Remember to also stop any automatic payments you may have set up.
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Cancelling by mail
State Farm does not allow its customers to cancel their insurance policy online. To cancel your State Farm insurance policy, you can either call them, mail them, or visit them in person. Here is a step-by-step guide on how to cancel your State Farm insurance policy by mail:
- Decide on a cancellation date: Before you mail your letter, decide on the date you want your policy to end. Make sure to mail your letter at least two weeks before the intended cancellation date to allow for delivery and processing time.
- Write a letter with the necessary information: Include your name, address, phone number, and insurance policy number in the letter. Also, specify the date of cancellation. If you are switching to a new insurer, provide the name of the new company, the date your new policy will begin, and the new policy number.
- Provide any required documents: If you are cancelling your coverage because you sold your vehicle, you may need to provide a bill of sale or proof of license plate forfeiture.
- Sign and date the letter: Make sure to sign and date the letter.
- Mail the letter: Mail the letter to the following address:
> Corporate Headquarters
> State Farm Insurance
> One State Farm Plaza
> Bloomington, IL 61710
Please note that if you choose to cancel your policy by mail, you cannot cancel it instantly, unlike cancelling by phone or in person. Therefore, plan ahead and mail your letter in advance to ensure a smooth transition.
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Cancelling in person
To cancel your State Farm auto insurance in person, you will need to follow a few steps. Firstly, find your local State Farm agent using their online tool. Next, gather your information, including your contact details, policy number, and the date you want your coverage to end. If you are switching to a new insurer, you will also need to provide their name, policy number, and policy start date. If you have sold your car, you will also need to provide a bill of sale or proof that you have turned in your license plate.
Once you have all the necessary information, visit your local State Farm office and inform them of your cancellation. It is recommended that you contact your agent in advance to set up a time to come in. Your cancellation can be effective immediately, or you can schedule it for a future date. Remember that if you have bundled policies with State Farm, cancelling one of them may result in higher costs for the remaining policies.
Additionally, some states require you to inform the Department of Motor Vehicles (DMV) when you make changes to your car insurance policy. Check your state's guidelines or ask your agent if this is necessary.
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Required information
To cancel your State Farm auto insurance, you will need to provide certain information. This includes personal information, such as your full name, address, date of birth, and phone number. You will also need to provide your insurance policy number and the date and time you want your policy to end.
If you are switching to a new insurance provider, you will need to provide their name, your new policy number, and the start date of your new policy.
If you are cancelling your auto insurance because you sold your vehicle, you may also need to provide proof of the sale or a DMV receipt for returning your license plates. This could include a bill of sale or proof of plate forfeiture.
State Farm may also collect other personal information, such as your driver's license number, transactional information (products or services purchased and payment history), digital network activity (interactions with the website, IP address), geo-location data, audio recordings, and other forms of personal information.
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Confirming cancellation
Confirming the cancellation of your State Farm auto insurance policy is a crucial step to ensure that your request has been processed successfully. Here are some detailed instructions on how to confirm the cancellation:
Contact State Farm Customer Service
Reach out to State Farm's customer service team to confirm the cancellation of your auto insurance policy. You can do this by calling their toll-free number, 1-855-733-7333, or by contacting your local State Farm agent directly. Provide them with your policy number, name, and date of birth for verification purposes. They will be able to check the status of your cancellation request and confirm whether it has been processed.
Request a Cancellation Confirmation
Ask for a cancellation confirmation in writing, which can be provided as an email or a printout from your insurance agent. This confirmation should include details such as the policy being cancelled, the effective date of the cancellation, and any refund information if applicable. Having this documentation ensures that you have a record of the cancellation and can address any potential issues that may arise.
Verify Automatic Payments Have Stopped
If you had set up automatic payments for your State Farm auto insurance, remember to confirm that these payments have been discontinued. Check with your bank or credit card company to ensure that the charges associated with your insurance policy have been terminated. This step is important to avoid any unexpected or unnecessary payments being deducted.
Notify the Department of Motor Vehicles (DMV)
In some states, you may be required to inform the DMV about changes to your auto insurance. Check with your specific state's guidelines or consult your State Farm agent to clarify if notifying the DMV is necessary. This step helps ensure that your records with the DMV remain up to date and accurate.
Understand the Refund Process
If you had prepaid your insurance premiums and are owed a prorated refund, understand the process and timing of receiving this refund. Contact State Farm or refer to your policy documents to determine when and how the refund will be issued. This information will help you follow up effectively if the refund does not arrive as expected.
By following these steps, you can effectively confirm the cancellation of your State Farm auto insurance policy and address any related matters, such as refunds and discontinuing automatic payments. Remember to retain any relevant documentation for your records.
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Frequently asked questions
You can cancel your State Farm auto insurance by phone, mail, or in person. To cancel by phone, call 800-STATEFARM. To cancel by mail, send a letter with your name, address, phone number, policy number, and the date and time you want your policy to end to:
State Farm Insurance
One State Farm Plaza
Bloomington, IL 61710
To cancel in person, contact your local State Farm agent and provide your policy number, name, and date of birth.
In addition to the contact details listed above, you will need to provide your name, date of birth, and insurance policy number. If you are cancelling because you sold your vehicle, you may also need to provide a bill of sale or proof that you forfeited your vehicle's license plate.
State Farm does not charge a cancellation fee, and you can cancel your coverage at any time. If you have prepaid your insurance premiums, you may be eligible for a prorated refund.
