Canceling Your Auto Policy: Progressive Insurance Guide

Progressive Insurance policyholders can cancel their auto insurance policy at any time and for any reason. However, it is important to ensure that you have coverage with another company before cancelling your existing policy, as nearly every state requires drivers to carry a minimum amount of auto liability coverage. Progressive auto policies cannot be cancelled online, but you may cancel your policy over the phone, by mail, or via email. Depending on your state, Progressive may charge a cancellation fee. Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance.

Cancelling Progressive Insurance over the phone

Progressive Insurance can be cancelled over the phone by calling 888-671-4405 or 888-240-9839. It is important to have your Progressive policy number, as well as the information for your replacement policy, when you call. Depending on where you live, you may still need to sign and return a cancellation document.

Before cancelling your Progressive Insurance, it is recommended that you choose a new insurance company to avoid a lapse in coverage. You can then arrange for the new policy to take effect on the day you plan to end your Progressive policy.

It is worth noting that Progressive agents may try to retain your business by offering discounts. However, you can politely decline by stating that you have already made a final decision and chosen a replacement policy.

Additionally, some insurers may offer assistance in cancelling your previous policy. They may require a signed form or verbal confirmation to initiate the cancellation process.

Cancelling Progressive Insurance by mail

Progressive Insurance allows its customers to cancel their policies at any time, for any reason. This can be done over the phone, by mail, or via email. However, auto policies cannot be cancelled online.

To cancel your Progressive Insurance by mail, you will need to mail a signed policy cancellation form or a signed document with the following information:

• Your name, address, and phone number
• Your Progressive policy number, and the date and time (e.g., 12:01 am) at which you want it to end
• The insurer’s name, policy number, and start date/time for your new policy
• Your dated signature

The letter should be mailed to the following address:

> The Progressive Corporation, 6300 Wilson Mills Rd., Mayfield Village, Ohio 44143.

It is recommended that you mail the letter at least one week, or two to three weeks if possible, before your intended cancellation date.

Cancelling Progressive Insurance online

Progressive Insurance allows policyholders to cancel their auto insurance policy at any time, for any reason. You don't have to wait until the end of your policy period to cancel. Even if your policy only started a few days ago, you may cancel it. However, Progressive does not allow auto policies to be cancelled online. You can cancel your policy over the phone, by mail, or via email.

Progressive does not allow auto policies to be cancelled online. However, you can log in to your Progressive account to see what your options are. You may need to make a call and/or send in a signed form to cancel your policy.

Cancelling Progressive Insurance by Phone

To cancel your Progressive Insurance policy by phone, call 888-671-4405 or 888-240-9839 for commercial. Make sure you have your Progressive policy number, as well as the information for your replacement policy. Depending on where you live, you may be able to complete the process over the phone, or you may still need to sign and return a cancellation document.

Cancelling Progressive Insurance by Mail

In some states, a signed document is required to cancel car insurance. You can find pre-made forms online that you can fill in and mail out, or you can write a letter that provides the following information:

• Your name, address, and phone number
• Your Progressive policy number, and the date and time (e.g., 12:01 am) at which you want it to end
• The insurer’s name, policy number, and start date/time for your new policy
• Your dated signature

Mail your cancellation form or letter to: The Progressive Corporation, 6300 Wilson Mills Rd., Mayfield Village, Ohio 44143.

Cancelling Progressive Insurance by Email

To cancel your Progressive Insurance policy by email, send your cancellation request to general customer service at 1-888-671-4405.

Cancelling Progressive Insurance in Person

You can also cancel your Progressive Insurance policy in person at a local Progressive office.

Cancelling Progressive Insurance after selling a car

Progressive Insurance allows you to cancel your auto policy at any time, for any reason. You can cancel Progressive Insurance after selling a car by following these steps:

• Contact Progressive Insurance: You can call the main customer service number at 888-671-4405 to request a cancellation. Progressive agents are available 24 hours a day, seven days a week. Alternatively, you can cancel by mail or, in some states, online.
• Provide the necessary information: To cancel your policy, you will need to provide your name, policy number, date of birth, and Social Security number, as well as the date on which you want to terminate the policy.
• Submit proof, if required: In some cases, Progressive may ask for proof that you have sold the insured vehicle or that you have initiated replacement coverage. This could include a copy of the bill of sale or a Notice of Release of Liability submitted to your state's Department of Motor Vehicles.
• Be aware of potential fees and refunds: If you cancel your policy before the end of the term, you may be charged a cancellation fee. The fee amount can vary depending on your location, the type of coverage, and the date of cancellation. However, if you have paid your premium in advance, you may be eligible for a refund for the unused portion of your policy.
• Avoid a lapse in coverage: To avoid higher rates and legal repercussions, ensure that you have another insurance policy in place before cancelling your Progressive policy. You can do this by securing new auto coverage a day or two before you cancel your Progressive policy.

Remember to review your policy terms, as they may contain specific details about cancellation fees, refunds, and other relevant information. Additionally, if you have multiple insurance policies with Progressive, such as a home and car insurance bundle, cancelling your auto insurance may result in losing any applicable multi-policy discounts.

Avoiding a lapse in coverage when cancelling Progressive Insurance

Progressive Insurance policyholders can cancel their auto insurance policy at any time, for any reason. However, it is important to avoid a lapse in coverage when doing so. A short lapse in auto insurance coverage can have several negative consequences. If you cause an accident and injure someone or damage their car, you will have to pay out of pocket. The other driver could also take legal action, which could cost you money or future wages. In some cases, the department of motor vehicles in your state will be notified that you are without insurance, which could lead to a license suspension or fine. You may also be required to carry an SR-22 for several years, which will be an added expense on your next auto policy. Even one day without coverage can result in a higher car insurance rate, and you may not be eligible for Progressive's Continuous Insurance Discount if you have gone more than a month without insurance.

To avoid a lapse in coverage when cancelling Progressive Insurance, make sure you have a new policy in place with another insurer before cancelling your existing policy. Nearly all states require drivers to have liability coverage, so it is important to maintain continuous coverage. If you are leasing your vehicle, your lender or lease company will typically require comprehensive coverage and collision coverage. When switching to a new insurer, make sure your new policy covers your vehicle for physical damage. You can avoid a lapse in coverage by ensuring that your cancellation date aligns with the start date for your new policy.

If you are selling your car, you do not need to cancel your Progressive Insurance policy. You can keep your car insurance after selling your car, but you will need to make some adjustments. If you are buying a new car, you can add it to your current policy. You will typically need to provide the VIN, car make and model, and lienholder (if applicable) when adding a new vehicle to your policy. If you have sold your car and are not buying a new one, a non-owner policy may be a good temporary option. This will cover you when driving rentals or borrowed cars without risking a lapse in coverage.

If you are not driving at all, you won't need auto insurance. However, keep in mind that if you get behind the wheel again, you might pay an increased rate. Insurance companies may consider you a riskier driver if you have had a gap in coverage.

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