Huntington Bank's Auto Insurance: What You Need To Know

Huntington Bank offers a range of insurance products to protect you, your family, your employees, and your business. They provide personal insurance options, including home, auto, and life insurance, as well as commercial insurance for businesses. Huntington's auto insurance covers a variety of motor vehicles, including cars, motorcycles, boats, RVs, and snowmobiles, offering protection against financial loss in case of an accident.

Motor vehicle insurance

Huntington Insurance offers a range of motor vehicle insurance options to meet your needs. They provide coverage for various vehicles, including cars, trucks, motorcycles, and more. With their help, you can determine the right level of coverage to protect yourself, your vehicle, and those around you on the road. This includes deciding on comprehensive coverage, liability insurance, or collision coverage, and whether you need add-ons like Rental Reimbursement.

Classic and collectible vehicles have unique insurance needs, and Huntington Insurance can provide specialized coverage for these vehicles. They also offer separate coverage for motorcycles and All-Terrain Vehicles (ATVs), which are typically not included in standard auto insurance policies.

In addition to standard motor vehicles, Huntington Insurance provides coverage for recreational vehicles and motorhomes. Whether you're a weekend adventurer or a full-time traveller, they can help protect your home away from home. Their insurance professionals will work with you to identify and manage risks, ensuring that you have the right coverage for your specific situation.

Huntington Bank also provides a range of other insurance products, including home, auto, life, and rental insurance, to help protect you, your family, and your possessions. They emphasize the importance of preparing for the unexpected and offer support both online and through their branches to ensure you have the coverage you need.

Commercial auto insurance

Huntington Bank offers a range of insurance products, including vehicle insurance, to protect you, your family, your employees, and your business. While it is unclear whether they offer commercial auto insurance, it is common for banks and financial institutions to provide this type of coverage.

The cost of commercial auto insurance can vary depending on various factors, such as the type of business, the vehicle being insured, the driving records of the employees, and the location of the company. It is designed to provide higher coverage limits than personal auto insurance policies due to the increased risks associated with business vehicles.

Some common industries that typically require commercial auto insurance include contractors, landscapers, electricians, plumbers, caterers, food vendors, transportation services, and delivery companies. It is important for businesses to assess their needs and understand the specific coverages, exclusions, and limitations offered by different insurance providers to ensure they have adequate protection.

While I cannot confirm if Huntington Bank offers commercial auto insurance, they do provide a range of insurance products, and it is a common offering among financial institutions. It is recommended to contact Huntington Bank directly to inquire about their specific offerings and how they can meet your commercial auto insurance needs.

Motorcycle insurance

Huntington Bank offers a range of insurance products, including motor vehicle insurance. While the bank's website does not specifically mention motorcycle insurance, it does state that motorcycle owners should be insured, and that motorcycles are not typically covered under a regular auto insurance policy. Therefore, it is likely that Huntington Bank offers separate motorcycle insurance policies to its customers.

In addition to liability coverage and collision coverage, motorcycle insurance can also include comprehensive coverage, which provides protection against non-collision incidents such as fire, theft, vandalism, or natural disasters. Medical payments coverage can also be included in a motorcycle insurance policy, which helps pay for the policyholder's own medical expenses in the event of an accident, regardless of who is at fault.

When considering motorcycle insurance, it is important to review the specific coverage options and limits offered by the insurance provider, as well as to ensure that the policy complies with the legal requirements of the state in which the motorcycle will be operated. It is also worth noting that some insurance companies may offer additional coverage options, such as roadside assistance or rental reimbursement, which can provide further peace of mind in the event of an accident or breakdown.

Boat insurance

Huntington Bank offers motor vehicle insurance for cars, motorcycles, boats, RVs, and snowmobiles. While the website does not go into detail about boat insurance specifically, it does mention that Huntington Insurance protects you on the water as well as on land.

When it comes to boat insurance, there are several types of coverage to consider:

• Liability insurance covers damages and injuries to others if you're at fault in an accident, including costs associated with injuries, property damage, and legal fees.
• Hull and Equipment Coverage protects your boat if it collides with another vessel or object and also covers non-collision-related damages such as fire, theft, or storms.
• Boat towing coverage assists with towing costs and provides emergency services if your boat breaks down or you get stranded.
• Comprehensive coverage protects against damage to your boat from incidents out of your control, including theft.
• Additional coverage options can include dock contract liability, fishing guide coverage, ice and freezing coverage, personal effects coverage, and more.

The cost of boat insurance varies depending on factors such as the type of boat, its length, number of engines and horsepower, usage, storage, and the experience and claims history of the owner/operator. While boat insurance is only mandated in a few states, it is often required by lenders if you're financing your boat, and marinas may also require liability coverage.

RV insurance

Huntington Bank offers a range of insurance products, including vehicle insurance. While the website does not explicitly mention RV insurance, it does state that it offers insurance for a variety of vehicles, including cars, motorcycles, boats, and RVs. It is likely that Huntington Bank provides RV insurance as part of its vehicle insurance offerings.

When determining the cost of RV insurance, insurance providers consider various factors, including state insurance requirements, the type and model of the RV, its usage, and the owner's driving history. The extent and type of coverage selected will also influence the premium, with higher liability limits typically resulting in higher premiums.

Frequently asked questions