Get Affordable Auto Insurance With Horace Mann

Horace Mann is an insurance company that provides auto insurance, among other types, to educators across the country. The company was founded in 1945 by two teachers and offers significant discounts to teachers, administrators, and educators. In addition to auto insurance, Horace Mann also offers homeowners and life insurance coverage options. While the company has received positive reviews for its financial strength and educator-specific coverage, it has also faced criticism for its customer service and claims handling. Overall, Horace Mann is a good option for educators seeking affordable auto insurance, but it may be worth comparing rates and reviews with other providers before making a decision.

Discounts for educators

Horace Mann is known for providing affordable auto insurance to educators and other educational professionals, including principals, school administrators, and support staff. The company was founded by teachers and has a strong focus on serving the education market.

Educators with a Horace Mann auto policy receive the Educator Advantage® package at no additional cost. This package includes extra protection, unique benefits, and special discounts as a way of thanking educators for their hard work.

Discounts

• Educator Discount: Horace Mann offers significant discounts to teachers, administrators, and other educators.
• Multi-Line Discount: If educators also have Horace Mann pet insurance, life insurance, or homeowners insurance, they are eligible for this discount.
• New Customer Discount: Horace Mann offers a discount to new customers who switch their auto insurance to Horace Mann, especially if they haven't been insured by Horace Mann before.
• Payroll Discount: Policyholders who opt to have their premiums deducted directly from their paycheck may receive a payroll discount.

Benefits

• Free Additional Coverage for Vehicles Damaged on School Property: Horace Mann offers free collision and vandalism coverage if a vehicle is damaged on school property.
• Personal Items Coverage: Horace Mann provides up to $1,000 in coverage for school supplies damaged or stolen from a covered vehicle.
• Liability Coverage for Transporting Students: Educators receive additional liability insurance at no extra cost if they are in an accident while transporting students in an insured vehicle.
• New Car Reimbursement: Horace Mann offers reimbursement for educators if their new car is totaled in a covered event.
• Emergency Road Service: This benefit provides towing, tire change, jump-start, and lock-out assistance.
• Rental Reimbursement: Helps pay for a rental car or other transportation while your vehicle is being repaired.

These discounts and benefits demonstrate Horace Mann's commitment to supporting educators and making auto insurance more accessible and affordable for this community.

Multi-line discount

Horace Mann is an insurance company that provides auto, home, life, and supplemental insurance, as well as retirement and financial solutions. The company is known for its focus on educators and offers exclusive discounts and coverage options for teachers, administrators, and other educational professionals.

One way to get cheaper auto insurance with Horace Mann is to take advantage of their multi-line discount. This discount is available to customers who have multiple policies with the company. For example, if you have Horace Mann auto insurance and also purchase a homeowners, life, or pet insurance policy from them, you may be eligible for a discount on your auto insurance premium.

The multi-line discount is a way for Horace Mann to reward customers for consolidating their insurance needs with the company. By insuring multiple aspects of your life through Horace Mann, you can benefit from not only the convenience of having all your policies in one place but also the potential cost savings that come with the multi-line discount.

It's important to note that the availability and specifics of the multi-line discount may vary by state, so it's always a good idea to contact Horace Mann directly to inquire about the discounts available in your area. Their customer service representatives can guide you through the process of bundling your policies and help you maximize your savings.

In addition to the multi-line discount, Horace Mann offers a range of other discounts for educators, new customers, driver safety, car safety, good student drivers, and more. These discounts can further lower your auto insurance premium, making Horace Mann a cost-effective option for educators and others seeking insurance.

Multi-car discount

If you insure more than one vehicle with Horace Mann, you will qualify for a multi-car discount. This is a great way to save money on your insurance premiums, especially if you have a household with multiple cars.

Horace Mann is known for providing affordable car insurance to educators, and this is another way to bring down the cost of insurance. The company was founded by teachers and has a strong focus on providing for educators, so it is worth taking advantage of this discount if you work in this sector.

The multi-car discount is just one of the many ways Horace Mann helps its customers save money. The company also offers discounts for new customers, payroll, educators, and multi-line policies.

The multi-car discount is available in most states, but it is always worth checking with your local Horace Mann office to see what discounts are available in your area. The company operates in 45 states and Washington, D.C., and policies and discounts can vary depending on your location.

To get a quote for Horace Mann insurance, you will need to call an agent or visit a local office, as quotes are not available online.

Association member discount

The Association Member Discount is one of several discounts offered by Horace Mann to help educators get cheaper auto insurance. If you are part of a qualifying education or school administrator association, you may be eligible for this discount. This is in addition to the fact that educators already get lower rates and more discounts than other drivers.

Horace Mann was founded by educators for educators and is the nation's largest multiline insurance company focusing on educators and their families. The company offers member discounts on auto insurance, as well as savings of up to 10% for payroll deductions. Young educators, aged 22-29, who qualify, are rated as adults.

In addition to the Association Member Discount, Horace Mann offers several other auto insurance discounts, including:

• Educator Discount: Teachers and administrators may be eligible for a discount.
• Multi-Line Discount: If you also have Horace Mann pet insurance, life insurance, or homeowners insurance, you are eligible for this discount.
• Multi-Car Discount: Insuring more than one vehicle with Horace Mann qualifies policyholders for a discount.
• Payroll Discount: Earn a discount if you choose to have your premiums taken directly from your paycheck.
• New Customer Discount: Educators who haven’t previously been insured with Horace Mann can earn this discount by switching to Horace Mann for their car insurance.

Payroll discount

Horace Mann is an insurance company that provides auto insurance to educators, including teachers, principals, school administrators, and other educational professionals. The company was founded by educators and offers exclusive discounts and coverage options for those in the field of education.

One of the ways to get cheaper auto insurance from Horace Mann is through the payroll discount. Policyholders who opt to have their premiums deducted directly from their paycheck may be eligible for a payroll discount on their auto insurance. This means that the insurance premiums will be automatically taken from their wages, resulting in potential savings for the policyholder.

The payroll discount is just one of the many discounts offered by Horace Mann to its educator customers. The company also provides discounts for new customers, driver safety, car safety, and good student drivers, among others. Additionally, educators receive extra benefits such as reduced deductibles for comprehensive coverage claims that occur on school property, pet injury insurance, and liability coverage when transporting students in an insured vehicle.

It is important to note that the availability of discounts may vary by state, so it is always a good idea to check with Horace Mann directly to understand the specific discounts offered in your location.

Frequently asked questions