
Cigna is a global health insurance company that offers comprehensive international health insurance plans for individuals and businesses. Cigna's international health plans are designed to meet the needs of those living, working, retiring, or studying abroad, with coverage for medical expenses and health services worldwide. The company has a vast international network of trusted hospitals, doctors, and other healthcare professionals, providing support in over 170 languages. Cigna's international health insurance plans are customizable, allowing individuals to choose their desired level of coverage, including inpatient, day-patient, and outpatient care. The company also offers a range of insurance plans and products that focus on all aspects of well-being, including physical and emotional health, as well as supplemental insurance policies that provide additional coverage and cash benefits.
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What You'll Learn
- Cigna Global Health Insurance plans are comprehensive, flexible, and customisable
- Cigna's international health plans are available to all nationalities living abroad
- Cigna offers three levels of coverage: Silver, Gold and Platinum
- Cigna's worldwide network of medical professionals covers more than 200 markets and territories
- Cigna's online portal, Cigna Envoy, allows customers to manage their accounts, find providers and submit claims

Cigna Global Health Insurance plans are comprehensive, flexible, and customisable
Cigna offers three levels of coverage: Silver, Gold, and Platinum. Each plan provides comprehensive benefits, including inpatient and day-patient care, with the option to add outpatient care and other elective modules such as international outpatient, health and well-being, vision, and dental. The Silver plan has a benefit limit of $1,000,000, while the Gold plan offers a higher limit of $2,000,000. The Platinum plan stands out with its unlimited benefit limit and a new partnership with Carrot, a global leader in fertility care. This initiative provides Platinum members with comprehensive care and expert guidance on fertility, family-building, and hormonal health at no additional cost.
The flexibility of Cigna's plans allows you to choose your desired area of coverage. You can select worldwide coverage, including or excluding the United States. Even with coverage excluding the US, you are still provided with limited emergency hospitalisation benefits if needed during a brief visit to the country. This flexibility ensures that you only pay for the coverage you require, making the plans adaptable to your budget and specific needs.
Cigna's extensive global network of trusted hospitals, doctors, and healthcare professionals ensures that you receive the best possible care, even in locations with expensive or inadequate local healthcare systems. Their customer relations team actively assists you in finding the right doctors and medical facilities, providing valuable support and guidance.
Cigna's International Health Insurance plans cater to individuals and families living, working, retiring, or studying abroad. With more than 60 years of experience, Cigna understands the unique challenges of accessing medical care in a foreign country and is committed to providing experienced support and a personalised customer experience. Their 24/7 customer service, offered in over 50 languages, ensures that you have access to timely assistance and information whenever and wherever you need it.
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Cigna's international health plans are available to all nationalities living abroad
Cigna's international health insurance plans are available to all nationalities living abroad. The plans are designed to protect those who are living, working, retiring, or studying in a foreign country. Cigna's coverage extends to more than 200 markets and territories around the world, with 1.5 million health professionals and 24/7 customer service centres offering support in over 50 different languages.
The international health plans are comprehensive, flexible, and customizable, allowing individuals to choose and pay only for the coverage they need. Cigna offers three levels of coverage: Silver, Gold, and Platinum. Each plan provides coverage for inpatient and day-patient care, with the option to add outpatient care and other elective modules.
The Cigna Global Health Benefits plan is inclusive and welcomes applicants of all nationalities, as long as they meet the minimum age requirement of 18 years old. However, it's important to note that certain countries may impose limitations or restrictions on coverage due to local healthcare regulations. In such cases, Cigna will recommend suitable alternative plans to ensure individuals can still access the healthcare they need.
With Cigna's vast international healthcare network, individuals can gain access to trusted hospitals, doctors, and other healthcare professionals worldwide. This network is especially valuable if the local healthcare system in the country of residence is expensive or inadequate. Cigna's customer relations team is dedicated to helping individuals navigate the complexities of healthcare in different countries, ensuring they receive the best possible care.
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Cigna offers three levels of coverage: Silver, Gold and Platinum
Cigna offers international health insurance plans that are comprehensive, flexible, and designed to meet all your needs. The plans are customizable, allowing you to choose and only pay for the coverage you need. Cigna offers three levels of coverage: Silver, Gold, and Platinum. Each plan provides cover for inpatient and day-patient care with the option to add outpatient care and other elective modules. The Silver plan has the lowest monthly premium, Gold has the second-lowest premium, and Platinum has the highest premium. The higher the premium, the lower the deductible and out-of-pocket costs.
The Cigna Global Health Benefits plan is available to all nationalities living abroad, as long as you meet the minimum age requirement of 18 years old to purchase a Cigna International Health Plan. With Cigna Global health benefits, you will gain access to the company's vast international healthcare network of trusted hospitals, doctors, and other healthcare professionals. Cigna's network is especially helpful if the local healthcare system in your residence country is too expensive or is known for providing inadequate service.
Cigna's international health plans offer worldwide coverage, including or excluding coverage in the USA. If you choose to exclude coverage in the USA, your plan will provide benefits throughout the world but not in the USA. This option is more cost-effective but will limit your area of coverage. Cigna's optional coverage modules include outpatient care, medical evacuation, health and wellness, and vision and dental. You can add these modules to enhance your Silver, Gold, or Platinum international medical coverage plan.
Cigna's international health insurance plans can be tailored to meet your specific needs, while always offering a global support network of hospitals and medical professionals. Cigna's coverage extends to more than 200 markets and territories around the world, with 1.5 million health professionals and 24/7 customer service centers offering more than 50 different languages. Cigna has more than 60 years of experience in supporting companies with domestic, expat, and globally mobile employees.
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Cigna's worldwide network of medical professionals covers more than 200 markets and territories
Cigna is a global health company with a presence in more than 200 markets and territories worldwide. The company has a vast international network of trusted hospitals, doctors, and other healthcare professionals. This network is especially useful if the local healthcare system in your country of residence is too expensive or provides inadequate service. Cigna's customer relations team can help you find the best doctors and medical facilities, providing you with the healthcare you need.
Cigna's international health insurance plans are comprehensive and flexible, designed to meet all your needs. The plans are customizable, allowing you to choose and pay only for the coverage you require. The Cigna international health plan offers three levels of coverage: Cigna Silver, Cigna Gold, and Cigna Platinum. Each plan provides cover for inpatient and day-patient care, with the option to add outpatient care and other elective modules.
With more than 60 years of experience, Cigna has supported companies with domestic, expat, and globally mobile employees. The company has customer service teams across the globe, each with in-depth local market knowledge, enabling them to adapt quickly and provide support. Cigna's 24/7 customer service centres offer support in over 50 languages.
Cigna's global health benefits plan is available to all nationalities living abroad, as long as you meet the minimum age requirement of 18 years old. The company's mission is to improve the health and vitality of those they serve, focusing on enhancing the lives of their clients, customers, and patients. Cigna is committed to ethical AI practices and strives for positive change in the healthcare system.
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Cigna's online portal, Cigna Envoy, allows customers to manage their accounts, find providers and submit claims
Cigna's online portal, Cigna Envoy, is a powerful tool that enables customers to manage various aspects of their health insurance plans. It is designed to provide easy access and efficient management of their Cigna accounts. With Cigna Envoy, customers can conveniently access their accounts, interact with customer support, and utilise the available tools to make informed decisions about their healthcare.
One of the key features of Cigna Envoy is its ability to help customers find healthcare providers within Cigna's extensive global network. Cigna's international health insurance plans offer worldwide coverage, including access to a vast network of trusted hospitals, doctors, and healthcare professionals in more than 200 markets and territories. Through Cigna Envoy, customers can easily locate and connect with healthcare providers in their area or when travelling abroad. This is especially beneficial when facing challenges with the local healthcare system or when in need of urgent medical attention.
Cigna Envoy also serves as a platform for customers to manage their accounts and access important information. Customers can log in to their accounts to view their digital ID cards, which can be useful during doctor visits or when seeking medical services. Additionally, Cigna Envoy provides a secure channel for sending emails to Cigna's customer service team, who are available 24/7 and offer support in over 50 different languages.
Furthermore, Cigna Envoy empowers customers to take control of their health insurance claims. Through the portal, customers can conveniently submit claims and keep track of their reimbursements. This simplifies the claims process, ensuring a seamless experience for customers seeking compensation for their medical expenses.
Overall, Cigna Envoy is a comprehensive and user-friendly online portal that enhances the customer experience. By providing easy access to essential tools and information, Cigna Envoy allows customers to effectively manage their health insurance plans, connect with healthcare providers, and navigate the claims process with confidence and convenience.
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Frequently asked questions
Cigna International Health Insurance is a global health benefits plan that offers comprehensive, flexible, and customizable plans to meet all your needs. It is available to all nationalities living, working, retiring, or studying abroad, as long as you meet the minimum age requirement of 18 years old.
Cigna International Health Insurance offers three levels of coverage: Silver, Gold, and Platinum. Each plan provides coverage for inpatient and day-patient care, with the option to add outpatient care and other elective modules. The plans also cover a wide range of medical expenses and health services, including hospitalization, accidents, and critical illness.
If you need medical care, call the number on your Cigna insurance ID card to ensure that you go to an in-network doctor, hospital, or clinic. If you call in advance, direct payment can often be arranged, and you won't have to file a claim. Remember to bring your ID card to your appointment and be prepared to pay any deductibles.
Cigna has a vast international network of trusted hospitals, doctors, and healthcare professionals in over 200 markets and territories worldwide. They offer 24/7 customer service in multiple languages and provide personalized support and affordable plans to meet your specific needs.











































