Informed Policy Changes: Notify Pendon

If you are switching your motor vehicle insurer, it's important to notify PennDOT of the change. Vehicle owners, not insurance companies, are responsible for ensuring the state has the correct information on file. When a driver cancels a policy, the state is notified by the insurance company, but if the driver does not respond with updated insurance information, they risk fines, penalties, and driving restrictions. To submit your proof of insurance, you will need to provide certain information, including the first eight digits of your title number, the last digits of your VIN number, and all insurance details.

Vehicle owners must notify PennDOT of insurance changes

Vehicle owners must notify PennDOT when they change their insurance provider. It is the owner's responsibility to ensure the state has the correct information on file. When a driver cancels an insurance policy, the state is notified by the insurance company. However, if the driver does not then provide updated insurance information, they are at risk of fines, penalties, and driving restrictions.

Insurance companies are not required by law to notify PennDOT when a vehicle owner takes out a new insurance policy, whether it is with the same or a different company. Therefore, vehicle owners must submit proof of their new insurance policy to PennDOT. This can be done quickly and easily online and requires the following information:

• The first eight digits of your title number
• The last digits of your VIN number
• The first two characters of the owner’s last name or the first two characters of the company’s name if the vehicle is titled with a company
• All the insurance information including NAIC code, company name, policy number, effective date, and expiration date
• Contact information, such as an email address and phone number
• Insurance proof document in PDF or image format (JPG, JPEG, PNG, TIFF, GIF)

If you are a Gunn-Mowery client and you change insurance carriers, you still need to notify PennDOT of the change.

Insurance companies notify the state when a driver cancels a policy

When a driver cancels an insurance policy, the insurance company notifies the state. However, it is the responsibility of the driver to ensure that the state has the correct and updated insurance information. If the driver does not respond with the updated insurance information, they risk fines, penalties, and driving restrictions.

Insurance companies are not required by law to notify the state when a vehicle owner acquires a new insurance policy with the same or a different company. Therefore, the insured must provide proof of insurance to the state when they change insurance companies.

State laws usually limit what an insurance company can include as reasons for the cancellation of a policy. Common reasons for cancellation include non-payment of premium, misrepresentation or fraud, violation of policy terms and conditions, and suspension or revocation of the driver's license.

When cancelling an insurance policy, it is important to have another policy in effect to avoid a lapse in coverage, as this can result in increased insurance premiums and fines from the state's Department of Motor Vehicles (DMV). It is also recommended to purchase a new policy before cancelling the existing one to protect oneself from financial losses in the event of an accident.

Drivers risk fines if they don't provide updated insurance information

Motor vehicle owners are responsible for ensuring the state has the correct insurance information on file. When a driver cancels a policy, the state is notified by the insurance company. However, if the driver does not respond with updated insurance information, they are at risk of fines, penalties, and driving restrictions.

If a driver is found to be at fault in a collision and refuses to provide their insurance information, they are likely hoping to avoid the consequences. There is rarely a legitimate reason not to disclose insurance information. The most common reason a driver would avoid providing their information is that they do not have insurance.

If a driver refuses to provide their insurance information, you should contact the authorities and your insurance provider. It is illegal in many states for a driver to refuse to provide insurance information, especially if they are at fault for the accident.

If a driver is found guilty of refusing to provide insurance information, they may be fined. In California, refusing to provide the required information to another driver after an accident is a traffic infraction and carries a $250 fine. In Alberta, the fine for driving without insurance is a minimum of $2,875 up to $10,000 for a first offence, and $5,000 up to $20,000 for a second offence.

To avoid fines and penalties, drivers should ensure their insurance information is up to date and readily available.

Submit proof of insurance online for free

When you switch your motor vehicle insurer, it is your responsibility to notify PennDOT of the change. This is because insurance companies are not required by law to notify PennDOT when a vehicle owner acquires a new insurance policy.

To submit your proof of insurance for free online, you will need the following:

• The first eight digits of your title number
• The last digits of your VIN number
• The first two characters of the owner’s last name or the first two characters of the company’s name if the vehicle is titled with a company
• All the insurance information including NAIC code, company name, policy number, effective date, and expiration date
• Contact information like email address and phone number
• Insurance proof document in PDF or image format (JPG, JPEG, PNG, TIFF, GIF)

You can submit your proof of insurance online by following this link. If you are a Gunn-Mowery client and change the carrier that has your insurance, PennDOT still needs to be notified.

In addition to notifying PennDOT, it is important to keep your proof of insurance with you at all times when driving. This is because you may be required to show your proof of insurance in several common driving situations. For example, you will need to show your proof of insurance if you are pulled over by law enforcement, get into a car accident, or are purchasing a new vehicle.

The most common form of proof of insurance is an insurance ID card that is mailed to you by your insurance company. Many insurers will also email you the card to print out, and some allow you to show proof of insurance on their mobile app or by logging into a website.

Required information includes VIN number, insurance details, and contact info

When you switch your motor vehicle insurer, it's important to notify PennDOT of the change. Vehicle owners, not insurance companies, are responsible for making sure the state has the correct information on file. This means that when you acquire a new insurance policy, you must provide proof of insurance to PennDOT.

The required information to notify PennDOT of an insurance change includes the Vehicle Identification Number (VIN), insurance details, and contact information. The VIN is a unique code that includes a serial number and is used to identify your vehicle. The last digits of your VIN number are required to notify PennDOT of an insurance change. Along with the VIN, you will also need to provide insurance details, including the NAIC code, company name, policy number, effective date, and expiration date.

It is important to keep your insurance information up to date with PennDOT to avoid any penalties, fines, or driving restrictions. When a driver cancels an insurance policy, the state is typically notified by the insurance company. However, it is the driver's responsibility to provide updated insurance information to PennDOT. Failure to do so can result in fines, penalties, and driving restrictions.

To submit your proof of insurance to PennDOT, you will need to provide the required information, including the VIN number, insurance details, and contact information. You may also need to provide a proof of insurance document in a specific format, such as a PDF or image file. By submitting this information, you can ensure that PennDOT has the correct and up-to-date insurance information for your vehicle.

Frequently asked questions