Dairyland Auto Insurance: Good Or Bad?

Dairyland Auto Insurance has been in the business since 1953, offering flexible payment plans, reliable customer support, and affordable insurance for drivers and riders. The company provides customizable coverage options, including bodily injury liability coverage, property damage liability coverage, collision/comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage. They cater to a diverse range of drivers, from senior drivers with clean records to new drivers, and those with gaps in insurance coverage or driving violations. Dairyland also specializes in nonstandard auto insurance for high-risk drivers, demonstrating their commitment to inclusivity and accessibility. With a TrustPilot rating of 4.5 stars, Dairyland is known for its simple and efficient claims-handling process, 24/7 support, and knowledgeable insurance agents. Their mobile app adds convenience by enabling customers to make payments, access documents, and receive alerts on the go. Overall, Dairyland Auto Insurance appears to be a good choice for individuals seeking reliable, flexible, and customer-centric auto insurance.

Dairyland's insurance coverage options

Dairyland Insurance has been in the business of providing auto insurance since 1953. They offer a range of insurance coverage options, including:

Bodily Injury Liability Coverage

This type of insurance coverage helps protect you financially if someone is injured in an accident you cause. It can help cover expenses and damages that the injured person might claim against you.

Property Damage Liability Coverage

Property damage liability insurance covers the cost of repairing damage to another person's vehicle or property if you are at fault in an accident.

Uninsured/Underinsured Motorist Coverage

This coverage comes in handy if you are in an accident with a driver who doesn't have insurance or doesn't have enough insurance to cover the costs of your injuries. It can also cover property damage in some states.

Collision/Comprehensive (Physical Damage) Coverage

Physical damage coverage is optional in most states. It includes two types of coverage: collision and comprehensive. Collision coverage helps pay for damage to your vehicle after an accident, regardless of who is at fault. Comprehensive coverage, on the other hand, covers damage to your vehicle from incidents other than collisions, such as fire, theft, vandalism, hail, or falling objects.

Personal Injury Protection (PIP) Coverage

PIP coverage pays for reasonable and necessary medical expenses for the driver and passengers in your vehicle, regardless of who is at fault in an accident. It may also cover lost wages, lost services, and funeral expenses. However, it is not allowed in all states.

Additional Coverages

Dairyland Insurance also offers several other specialty coverages, such as medical payments coverage, towing and labour coverage, rental reimbursement coverage, car loan protection, and roadside assistance coverage. These coverages may vary in availability and requirements by state.

Dairyland Insurance strives to keep the insurance process simple and provide fair prices, flexible options, and reliable customer support. They cater to a wide range of drivers, including senior drivers, new drivers, and those with unique circumstances like gaps in coverage, driving violations, or foreign licenses.

The Dairyland claims process

Dairyland Insurance has been in the business of helping drivers since 1953. The company offers flexible payment plans, reliable customer support, and a range of customizable coverage options. The Dairyland claims process is straightforward and designed to simplify your life. Here is a step-by-step guide to the Dairyland claims process:

Step 1: Stay at the Accident Scene and Ensure Your Safety

If you are involved in an accident, it is important to remain at the scene and prioritize your safety. Move your vehicle out of traffic if it is drivable, and get yourself to a safe area.

Step 2: Seek Medical Attention and Gather Information

If anyone is injured, get help immediately. Make sure to collect essential information, including the names, phone numbers, insurance providers, and policy numbers of all drivers involved. Take photos of the vehicles involved, as this documentation can be crucial for the claims process.

Step 3: Submit Your Claim

You can submit your claim online by logging into your Dairyland account. If you are not a Dairyland customer, you can still report your claim online as a guest or by calling their claims line at 800-334-0090. Their knowledgeable claims representatives are available to assist you and guide you through the process.

Step 4: Manage Your Claim

Once you have submitted your claim, you can easily manage it through Dairyland's online portal or mobile app. You can check the status of your claim and view claim payments by logging in and providing the necessary details, such as the claim number and date of the incident.

Step 5: Take Advantage of Additional Coverages

Dairyland offers various additional coverages that can provide further assistance. For example, if you have rental reimbursement coverage, Dairyland can reserve a rental vehicle for you while your car is being repaired. They also offer roadside assistance coverage, which includes emergency services for battery failure, flat tires, and more.

Discounts and flexible payment plans

Dairyland Auto Insurance offers flexible payment plans and a range of discounts to help you save money on your policy. Here are some of the discounts they offer:

Multi-Car Discount

If you have multiple vehicles in your household, you can insure them all under one auto policy and take advantage of Dairyland's multi-car discount. This can lead to significant savings if you have several cars in your family.

Advanced Quote Discount

Planning ahead can save you money with Dairyland. Getting a quote at least a week in advance of when you need your insurance coverage to start can qualify you for an advanced quote discount. This gives you an incentive to get your insurance sorted out early.

Transfer Discount

Dairyland rewards customers who have had continuous insurance coverage. If you've had car insurance with another carrier for six months or more and then start a new policy with Dairyland, you'll receive a transfer discount. You may still be eligible for this discount even if there has been a small lapse in coverage; you just need to provide a copy of your most recent declarations page.

Payment Frequency Discount

Dairyland offers a payment frequency discount if you choose to pay annually, quarterly, or monthly. This can help you save money by paying for your insurance coverage in a way that suits your financial situation.

Homeowners Discount

If you own a house, townhouse, condo, or mobile home, Dairyland offers a homeowners discount that can help you save on your auto insurance premiums. Even renters may be eligible for a discount in some states.

Defensive Driving Discount

Completing an approved defensive driving course can result in a discount on your Dairyland auto insurance. This discount encourages drivers to improve their skills and knowledge, making the roads safer for everyone.

Anti-Theft Discount

Securing your vehicle with an anti-theft device is not only a good idea for your peace of mind, but it can also lead to a discount on your insurance. Dairyland offers an anti-theft discount for customers who have taken steps to protect their cars from theft.

Dairyland's flexible payment plans and range of discounts demonstrate their commitment to providing affordable and accessible insurance options for drivers. With these money-saving opportunities, you can customize your policy to fit your budget while still getting the coverage you need.

Customer service and support

Dairyland Auto Insurance has been in the business since 1953, offering reliable customer support and flexible payment plans. The company provides customizable coverage options, including bodily injury liability coverage, property damage liability coverage, uninsured motorist coverage, and personal injury protection (PIP) coverage.

Dairyland Auto Insurance offers 24/7 customer support through various channels, including phone, email, and their mobile app. They can be reached at 800-334-0090 for any queries or assistance. The Dairyland mobile app allows customers to make payments, view policy documents, and receive payment reminders.

The company also provides a network of knowledgeable insurance agents who can guide customers through their options in person or over the phone. Dairyland's claims process is straightforward, and customers can submit and manage their claims online. The company handles claims internally, ensuring efficient and reliable service.

Dairyland's experienced insurance agents are readily available to answer questions and provide guidance throughout the insurance process. They strive to understand customers' unique life challenges and provide personalized attention. The company also offers a range of auto insurance discounts to help customers save money on their policies.

Dairyland Auto Insurance caters to a diverse range of customers, including senior drivers, new drivers, and those with gaps in insurance coverage or driving violations. They also specialize in nonstandard auto insurance for high-risk drivers due to low credit, accident history, or other factors. Overall, Dairyland Auto Insurance aims to provide reliable customer support and simplify the insurance process for its customers.

The Dairyland mobile app

Dairyland's mobile app is available for download on the App Store and Google Play. The app gives customers access to self-service options and account management on the go. Users can view their ID cards, review coverage details, access and download policy documents, update their profiles and contact information, and schedule billing alerts. The app also allows customers to pay bills instantly using various payment methods and set up automatic payments for specific policy types. It is available in English and Spanish, and users can switch to paperless documents.

Overall, the Dairyland mobile app provides customers with convenient access to their insurance information and payment options, although there have been some technical issues reported by users.

Frequently asked questions