Geha Private Insurance: What You Need To Know

GEHA, or the Government Employees Health Association, is a self-insured, not-for-profit association that provides medical and dental plans to federal employees and retirees and their families. GEHA was founded in 1937 and is one of the largest medical and dental benefit providers in the country. GEHA exclusively serves federal employees, federal retirees, military retirees and their families.

GEHA is a self-insured, not-for-profit association providing medical and dental plans to federal employees and retirees and their families

GEHA (Government Employees Health Association) is a self-insured, not-for-profit association providing medical and dental plans to federal employees and retirees and their families. GEHA has been providing health insurance benefits to federal employees and retirees since 1959. GEHA currently serves over 2 million federal employees, military retirees and their families. GEHA offers diverse benefit plan portfolios that provide a great value at any stage of life. GEHA's Standard and High medical plans offer no-to-low deductibles and copays for Medicare enrollees plus comprehensive prescription coverage.

GEHA offers traditional fee-for-service medical plan options with a preferred provider organisation (PPO) along with a high deductible health plan (HDHP) that can be paired with a health savings account (HSA)

GEHA, or the Government Employees Health Association, is a self-insured, not-for-profit association that provides medical and dental plans to federal employees, retirees, and their families.

GEHA offers traditional fee-for-service medical plan options with a preferred provider organisation (PPO). This means that GEHA members can access millions of providers across the country and have telehealth access to doctors, pediatricians, and behavioural health therapists. GEHA's Elevate and Elevate Plus medical plans reward members for healthy behaviour with up to $500 annually (or up to $1,000 for two family members) in Wellness Pays rewards.

GEHA also offers a high deductible health plan (HDHP) that can be paired with a health savings account (HSA). With the GEHA HDHP plan, members receive tax-free money in an HSA each year that can be used to lower their deductible and pay for qualified medical expenses. HSA contributions can lower a member's yearly healthcare costs. HSAs have a triple tax advantage not found in other benefit plans, and GEHA provides yearly contributions for HDHP plan members.

There are many ways to use the money in a GEHA HSA:

• Lower your yearly deductible by using funds for current medical expenses.
• Save or invest any unused money for future qualified medical expenses.
• After age 65, use the funds like you would an IRA for any expense.

GEHA also offers diverse benefit plan portfolios that provide value at any stage of life, including low deductibles, rewards for healthy living, Medicare coordination, and extended prescription coverage.

GEHA offers two options under the Federal Employees Dental and Vision Insurance Program (FEDVIP)

GEHA (Government Employees Health Association) is a self-insured, not-for-profit association that provides medical and dental plans to federal employees, retirees, and their families. In 2006, the Office of Personnel Management (OPM) chose GEHA as one of the few companies to offer supplemental benefits to federal employees under the Federal Employees Dental and Vision Insurance Program (FEDVIP).

GEHA offers two options under the FEDVIP: the High Option and the Standard Option. Both options provide comprehensive dental plans with a large, nationwide network and worldwide coverage. The High Option has no copay, while the Standard Option has no copay for in-network services but a 25% copay for out-of-network services. The annual benefit maximum for the High Option is unlimited, while the Standard Option has a maximum of $2,500 for in-network services and $2,000 for out-of-network services.

The GEHA dental plans cover a wide range of services, including basic, intermediate, and major restorative services, as well as orthodontic treatment. Members can choose from a list of preferred providers or use an out-of-network provider. GEHA also offers a vision benefit of a $5 routine eye exam, along with discounts on lenses, frames, and LASIK and PRK procedures through Connection Vision powered by EyeMed.

GEHA has two subsidiaries: GEHA Solutions and Surety Life

GEHA, or the Government Employees Health Association, is a non-profit member association that provides medical and dental benefits to over 2 million federal employees and retirees, military retirees and their families. GEHA has two subsidiaries: GEHA Solutions and Surety Life.

GEHA Solutions is a leader in dental PPO network options for healthcare payers and administrators. GEHA Solutions provides access to the GEHA Connection Dental Network for dental payers, allowing insurance companies, third-party administrators, union groups and self-insured employer groups to lower dental care costs and improve accessibility for clients. GEHA Solutions has been providing access to the GEHA dental network since 1997 and has grown to become one of the nation's leading dental network leasing companies. The company offers multiple dental PPO networks for lease, featuring CDFLEX, as well as a Medicare Advantage Network Option. With more than 100 combined years of industry experience, GEHA Solutions is committed to helping its clients grow their businesses.

GEHA traces its roots to 1937, when the Railway Mail Hospital Association was formed in Kansas City, Missouri, to help provide U.S. Railway Mail Service clerks with assistance for their medical expenses

GEHA, the Government Employees Health Association, traces its roots to 1937 when the Railway Mail Hospital Association was formed in Kansas City, Missouri. The association was formed to help provide U.S. Railway Mail Service clerks with assistance for their medical expenses.

In 1959, GEHA expanded its scope to offer health insurance benefits to federal employees and retirees from all agencies and branches of the government. GEHA is now one of the largest medical and dental benefit providers in the country, exclusively serving Federal and Postal employees, annuitants, military retirees and their families.

Frequently asked questions