Hartford Auto Insurance: Are Refunds Being Issued?

Customers of The Hartford auto insurance may be entitled to a refund if they cancel their policy before it ends. However, this depends on the state in which the customer lives, as a 10% cancellation fee may be incurred.

Cancelling your policy and getting a refund

You can cancel your Hartford auto insurance policy at any time, and you may even get a refund if you cancel before your policy ends. However, depending on your state, you may be charged a 10% cancellation fee.

To cancel your policy, you can call, mail, or meet your agent in person. The Hartford website and app do not support policy cancellation. If you have paid in advance, you may receive a refund for the unused portion.

• Verify your renewal date: Check with your current company to see if you need to wait until your policy ends to avoid fees.
• Compare auto insurance quotes: Compare auto insurance quotes from at least three different car insurance companies before deciding on a new insurer.
• Find a new auto insurance policy: You can switch car insurance companies at any time, but be aware that you may face fees or penalties for doing so in the middle of your policy.
• Cancel your policy: Have the following information ready: your name, address, phone number, and the date you would like your policy to end. You can call The Hartford customer service department or mail a letter to request cancellation.
• Follow up on your refund: Speak with a customer service representative to ask about any refunds or fees due after cancelling your policy.

Cancellation methods

To cancel your auto insurance with The Hartford, you can choose to cancel by mail, phone, or in person.

Cancellation by Mail:

Write a letter that includes your policy number, name, address, and phone number. Sign and date the letter, and mail it to the following address:

> The Hartford

> P.O. Box 14215

> Lexington, KY 40512

Cancellation by Phone:

Call one of the following phone numbers:

• 1-800-423-6789 (for AARP members)
• 1-877-896-9320 (for regular policyholders)

Cancellation in Person:

Visit your nearest Hartford insurance office and speak with an agent.

Regardless of the method you choose, you will need to provide basic information about yourself, your policy number, and the date you would like your policy to end. The Hartford may also request details of your new car insurance policy to ensure you will not be driving without insurance.

If you have already paid your premium for the policy period in full, The Hartford will refund the unused portion. However, depending on the state you live in, you may be charged a 10% cancellation fee. It is important to verify your renewal date and check for any applicable cancellation fees before initiating the cancellation process.

Cancellation fees

To avoid cancellation fees, it is recommended to review the terms and conditions of your auto insurance policy, as well as to consult with The Hartford's customer service. It is also important to be aware of the minimum auto insurance requirements in your state and to ensure that your new policy meets those requirements.

When switching auto insurance providers, it is crucial to ensure that there is no lapse in coverage. This means that the start date of your new insurance policy should be on or before the end date of the policy you are cancelling. In some states, you can be penalized for not having continuous car insurance coverage, and you will be financially responsible for any accidents that occur during a lapse in protection.

To cancel your The Hartford auto insurance policy, you can call their customer service department, visit their website, or speak to an agent in person. You will need to provide some essential information, such as your policy number, contact details, and the effective date of cancellation.

Reasons for cancelling

You can cancel your Hartford auto insurance at any time, and you may even get a refund if you cancel before your policy ends. However, depending on the state, you may be charged a 10% cancellation fee. Here are some reasons why you might want to cancel:

• You've found a better rate with another insurance provider. Shopping around for insurance is a great way to ensure you're getting the best deal. By comparing quotes from multiple companies, you can find the most affordable rates and coverage options that suit your needs.
• You're selling your vehicle. If you no longer own a car, you won't need auto insurance. Cancelling your policy can save you money and prevent unnecessary charges.
• You're moving to another state. Insurance requirements and rates can vary by state. If you're relocating, it's essential to review the insurance regulations in your new state and adjust your policy accordingly.
• You're unhappy with the service. If you're dissatisfied with the claims process, customer support, or any other aspect of your experience with Hartford, you may want to switch to a different insurance provider that better meets your expectations.
• You want to add or remove a driver. Life changes, such as getting married or having a new driver in the family, may prompt you to reconsider your insurance coverage. Cancelling your current policy allows you to explore options that better fit your evolving needs.

Following up on your refund

To follow up on your refund, you will need to contact The Hartford directly. You can do this by phone or mail. The Hartford does not currently offer the option to cancel your policy online or through their app. To cancel your policy, you will need to provide your name, address, phone number, and the date you would like your policy to end.

For regular policyholders, the phone number to call is 877-896-9320. The mailing address is:

The Hartford Personal Lines

The Hartford

PO Box 14219

Lexington, KY 40512

If you are an AARP member, the phone number to call is 800-423-6789. The mailing address is:

AARP Insurance Program

The Hartford

PO Box 14219

Lexington, KY 40512

It is important to note that you may be charged a 10% cancellation fee, depending on the state you live in. This fee will be deducted from any refund you are owed.

When you contact The Hartford to cancel your policy, be sure to ask about any refunds or fees that are due. You may be entitled to a refund for the unused portion of your payment, minus any cancellation fees.

If you have not already done so, it is recommended that you compare auto insurance quotes from at least three different companies before cancelling your policy with The Hartford. This will help you find the best deal and ensure that you have continuous coverage. It is important to make sure that your new policy is effective before your cancellation date to avoid any lapse in coverage.

Frequently asked questions