Canceling Geico Auto Insurance: What Fees Will I Incur?

If you're considering cancelling your GEICO car insurance, there are a few things you should know. Firstly, GEICO does not charge a cancellation fee, so you can cancel without penalty. However, it's important to note that you must actively cancel your policy, even if it has an expiry date, as car insurance policies automatically renew at the end of the term. If you've paid your policy in full, you will be refunded for any unused portion of your premiums. To cancel, simply call GEICO's customer support line at 1 (800) 841-1587 and follow the prompts.

GEICO does not charge a cancellation fee

GEICO makes it easy to cancel your car insurance policy. You can call (800) 841-1587 to speak with a licensed agent. If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto." You may be asked to provide your GEICO policy number, so it's good to have that ready.

It's important to know that your policy will automatically renew at the end of the term unless you cancel it. Cancelling your policy ensures you don't pay any longer than you have to.

Before you cancel your GEICO policy, there are a few things you should consider. For example, if you've moved, changed your marital status, or sold your vehicle, you can simply update your policy to reflect these changes. You can also combine your policies with one company or adjust your coverage to pay less.

You can cancel your policy at any time

GEICO makes it easy to cancel your car insurance policy at any time, with no cancellation fee. You can even get same-day cancellation by calling their customer support line. However, it's important to know that your policy will automatically renew at the end of the term unless you cancel it. Therefore, you must cancel your policy before the end of the term to avoid paying for longer than you need to.

To cancel your GEICO car insurance policy, simply call GEICO's customer support line at 1 (800) 841-1587. Using the Interactive Voice Response (IVR) system, say "cancel insurance policy" and then "auto." You may be asked to provide your GEICO policy number, so have that ready.

If you paid your policy in full, you will receive a refund for any unused portion of your premiums. For example, if you have two months left on your prepaid policy and your monthly premiums are $100, you will get a $200 refund. Refunds can be sent via mail with a paper check or via ACH transfer.

It's important to ensure that you have continuous car insurance coverage. Therefore, set your new policy to start the day before your GEICO policy is canceled (or earlier). This will ensure there is no gap in your coverage. Additionally, you may want to have your new policy documents handy when you call to cancel, especially the declarations page, which includes your policy dates, coverage types, and limits.

After cancelling your GEICO policy, follow up on your refund if you had paid in full. Most of the time, you will receive a credit through an ACH deposit to your bank account. Alternatively, you might receive a check in the mail, depending on your payment method. Ask the customer service representative when you should expect your refund, and set a reminder to ensure you receive it on time. Also, make sure to obtain documentation that verifies your cancellation and the end date of your policy. If you haven't received your refund by the expected date, call customer service to follow up, and have your receipts ready.

You can cancel over the phone or by mail

GEICO makes it easy to cancel your car insurance policy with no cancellation fee*. You can cancel your GEICO car insurance policy over the phone or by mail.

Cancelling Over the Phone

To cancel your GEICO car insurance policy over the phone, call (800) 841-1587 to speak with a licensed agent. If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto." You may be asked to provide your GEICO policy number, so please have that ready.

Cancelling by Mail

To cancel your GEICO car insurance policy by mail, send a letter to the following address:

GEICO Remittance Center

P.O. Box 70775

Philadelphia, PA 19176-0775

Be sure to include your policy number and any other relevant information in your letter.

Please note that regardless of the method you choose to cancel your policy, GEICO may ask you about your reasons for cancellation and suggest alternative options to meet your needs.

North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.

If you paid your policy in full, you will be refunded

If you paid your GEICO auto insurance policy in full, you will be refunded for the unused portion of your premiums. There is no cancellation fee, and you can cancel at any time. However, it is important to know that you must cancel your policy, even though it has an expiry date. This is because car insurance policies renew automatically at the end of the term unless they are cancelled.

To cancel your GEICO auto insurance policy, you need to speak with a customer service representative. You can do this by calling GEICO's customer support line at 1 (800) 841-1587. Using the interactive voice response (IVR), say "cancel insurance policy" and then "auto". You will then be prompted to give your policy number.

It is recommended that you set the cancellation date for the day after your new policy starts to ensure continuous car insurance coverage. You may also want to have your new policy documents on hand, as these will outline your policy dates, coverage types, and limits. Be sure to ask about the procedure for receiving your refund, and follow up if you haven't received it by the specified date. Most of the time, you will receive a credit through an ACH deposit straight to your bank account, but you may also receive a check in the mail.

You must cancel your policy before its expiry date

If you want to cancel your GEICO car insurance policy, you must call (800) 841-1587 to speak with a licensed agent. You will be asked to provide your GEICO policy number. Although GEICO does not charge a cancellation fee, it is important to cancel your policy before its expiry date. This is because car insurance policies renew automatically at the end of the term if neither the insurance provider nor the policyholder cancels the policy. Cancelling your policy before the expiry date ensures you don't pay for longer than you need to.

You can find your renewal date, or expiry date, in several places:

• Your policy documents
• Your account via the GEICO mobile app
• Your account via GEICO.com

Before you cancel your policy, there are a few things you should consider. For example, if you have moved to another state, your policy can simply go with you. GEICO offers insurance in all 50 states and in DC. You can also keep your GEICO policy if you have changed your marital status, as you could qualify for additional discounts.

If you are sure you want to cancel your policy, be sure to have your new policy set to start the day before your GEICO policy is cancelled (or earlier). This ensures you have continuous car insurance.

Frequently asked questions