Best Auto Insurance Alternatives To Aarp's The Hartford

The Hartford offers auto insurance to AARP members aged 50 and above. The company provides a range of discounted insurance coverage options, including a discount of up to 10% for AARP members. The Hartford's auto insurance rates are considered cheaper than average compared to major competitors. However, it is important to note that The Hartford's insurance coverage is not available in all states. When considering auto insurance, it is essential to compare rates, coverage options, and customer reviews from multiple providers to find the best option for your specific needs and budget.

AARP members can save up to 10% on their auto insurance premium

The Hartford is one of the oldest insurance companies in the country and has a strong reputation, with an A+ rating for financial stability from AM Best. The company is also ranked highly for customer satisfaction, with a score of 905 out of 1,000 in J.D. Power's 2021 U.S. Auto Claims Satisfaction Study.

In addition to the 10% discount for AARP members, The Hartford offers a range of other discounts and benefits. These include savings for paying your bill in full, requesting an online quote, and bundling home and auto policies. The company also offers accident forgiveness, disappearing deductibles, and highly-rated claims services.

The AARP auto insurance program is available in all 50 states and Washington, D.C. However, it's important to note that the availability of specific discounts and benefits may vary by state.

By taking advantage of the AARP® Auto Insurance Program from The Hartford, members can benefit from significant savings and access a wide range of exclusive benefits and specialized coverage options designed with seniors in mind.

The Hartford's auto insurance rates are below the national average

The Hartford has offered auto insurance to AARP members over the age of 50 since 1984. The Hartford's rates are cheaper than average compared to major competitors, and the company offers special policy features to accommodate senior lifestyles that may not be found elsewhere.

The Hartford's auto insurance coverage includes liability, uninsured/underinsured motorist, personal injury protection, and comprehensive and collision coverage. They also offer unique features such as RecoverCare coverage, which provides up to $2,500 to cover transportation, cooking, cleaning, and other necessary home services for seniors after a covered accident.

In addition to competitive rates, The Hartford also provides excellent customer service and an easy-to-navigate claims process. Their claims team has received high ratings for helping members through the claims process.

The Hartford's auto insurance discounts include savings for bundling insurance policies, paying the bill in full, getting a quote online, safe driving, and more.

The Hartford offers a TrueLane Program that can save drivers up to 40% on their premium

The TrueLane app provides tips to maximize your savings at renewal based on your safe driving behaviours, while making roads safer for everyone. It is important to remember that riskier driving habits may result in a higher premium. Participation is easy. All you need to do is download and register on the TrueLane app to be eligible for a discount of up to 12%. Based on how well you drive, you could earn a discount of up to 40% when you renew your policy.

The app is available on the Apple App Store and Google Play Store. Once you have downloaded the app, complete the activation process by registering the app and filling in your information. Remember to take your smartphone with you each time you drive. The TrueLane app runs automatically in the background, helping you stay focused on driving.

The TrueLane app has several features to help you monitor your driving performance:

• Trips: Get details about your trips, including how well you scored on each.
• Score: See how safe you've been driving lately. The higher your score, the more you can save when you renew.
• Driving Tips: Get personalized tips and insights to improve your score. Higher scores can lead to bigger discounts and safer driving habits.
• Dashboard: Use the dashboard to get a snapshot of your driving performance and easily navigate to other areas within the app.

The TrueLane Program is a great way to save money on your auto insurance premium with The Hartford. By signing up for the program and driving safely, you can significantly reduce your insurance costs.

The Hartford's customer service is highly rated

The Hartford's customer service has received praise for its responsiveness, friendliness, and helpfulness. Customers have also highlighted the convenience and ease of using the company's online customer service centre, "My Account", which allows them to manage their policies, access documents, and stay organised.

In terms of ratings, The Hartford has received high scores in various categories. The company's auto insurance claims service received a score of 877 out of 1,000 points in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study, just below the industry average of 878. On the Better Business Bureau (BBB), The Hartford's auto and home insurance has a rating of 4.8 out of 5 stars, indicating positive experiences from customers.

Additionally, The Hartford's customer service has been recognised through various testimonials from its customers. One customer, Matt McCoy, highlighted the peace of mind that comes with knowing that The Hartford is there 24/7, caring about their well-being on the road. Another customer shared their experience of how seamless The Hartford made the process after a parking lot accident, arranging for a car rental and handling all the necessary details.

Overall, The Hartford's customer service is highly regarded, with customers expressing satisfaction and appreciation for the support they have received. The company's commitment to providing a positive and helpful experience is evident through the feedback and ratings shared by its customers.

The Hartford offers a wide range of insurance coverages

Auto Insurance

The Hartford offers auto insurance exclusively to AARP members who are aged 50 and above. The company provides a variety of discounted insurance coverage options for this demographic, including savings of up to 10% for AARP members. The Hartford's auto insurance coverage includes liability coverage, collision insurance, comprehensive insurance, and uninsured/underinsured motorist coverage.

Home Insurance

The Hartford provides homeowners insurance, renters insurance, and flood insurance. Their homeowners insurance covers property damage, dwelling coverage, personal property, temporary living expenses, and personal liability. The Hartford's renters insurance includes property damage to others and a ProtectorPLUS Zero deductible benefit. Their flood insurance is offered through the National Flood Insurance Program.

Business Insurance

The Hartford offers a range of business insurance options, including business owner's policy (BOP), general liability insurance, workers' compensation insurance, business income insurance, business property insurance, commercial auto insurance, commercial flood insurance, commercial umbrella insurance, data breach insurance, employment practices liability insurance, home-based business insurance, inland marine insurance, management liability insurance, multinational insurance, and professional liability insurance.

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