Used Auto Parts: Insuring Quality For Peace Of Mind

what does insurance quality mean used auto parts

When it comes to repairing a car, there are three main types of parts that can be used: original equipment from the manufacturer (OEM), aftermarket parts, and used parts. While OEM parts are brand-new and come directly from the vehicle's original manufacturer, aftermarket parts are made by third-party manufacturers and are often cheaper alternatives. Used parts, on the other hand, are recycled or salvaged from other wrecked vehicles. In the context of insurance, insurance quality refers to the type of parts that will be used to repair a vehicle following a claim. Insurance companies often prefer to use used or aftermarket parts as they are more cost-effective, but customers have the option to request OEM parts if they prefer, usually at an additional cost.

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Original Equipment Manufacturer (OEM) parts are brand new and made by the car manufacturer

When it comes to auto repairs, there are three main types of parts that body shops will choose from: original equipment manufacturer (OEM) parts, aftermarket parts, and used parts. While all options are viable for repairs, there are key differences between them, especially when it comes to insurance coverage.

The OEM brand is a leading, commercially acceptable value line in the marketplace. The no-frills approach by the OEM brand passes on cost savings to the customer. OEM has built a trusted brand over 30 years, known for its quality, fit, and function. Their products are sold in North America, South and Central America, the Caribbean, and Europe.

While OEM parts offer a perfect fit and are endorsed by body shops, they are often more expensive and may take longer to source, as they are ordered directly from the manufacturer. Due to the higher cost, insurance companies usually prefer to use other types of parts for repairs unless specifically requested by the customer.

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Aftermarket parts are new and made by a third-party manufacturer

Aftermarket parts are replacement parts that are not made by the original equipment manufacturer. They are new parts made by a third-party manufacturer as an alternative to the parts made by the original car manufacturer. Aftermarket parts are also called non-OEM parts, generic parts, or competitive replacement parts.

Aftermarket parts are usually cheaper than OEM parts, although the price varies by brand. According to the Property Casualty Insurers Association of America, OEM parts cost about 60% more than aftermarket car parts. This is because OEM parts are designed for specific makes and models, whereas aftermarket parts are designed to fit several cars across different brands, which enables them to charge less.

While some aftermarket parts are of lower quality due to the use of inferior materials, others offer equal or greater quality than OEM parts. This is because aftermarket manufacturers reverse-engineer OEM parts, allowing them to identify their strengths and weaknesses and improve upon them.

The Certified Automobile Parts Association (CAPA) issues guidelines for aftermarket parts and is considered the gold standard for safety due to its rigorous high standards and quality testing.

Aftermarket parts are more readily available than OEM parts and can be sourced from any auto shop, gas station, or mechanic shop. On the other hand, OEM parts can only be sourced from original manufacturers or their authorised dealerships, which limits the options for sourcing parts.

When it comes to collision repairs, it is recommended to use OEM parts since aftermarket body panels may not fit properly or have proper crumple zones for crash safety. Additionally, using aftermarket parts in collision repairs can lower a vehicle's book value and potentially void the warranty of a leased vehicle.

In summary, aftermarket parts are a good option if you are familiar with the brands and their quality or have the time to research them. They are also recommended if cost is a factor, although it is important to keep in mind that the quality of aftermarket parts can vary significantly. If you are not comfortable with aftermarket brands, then using OEM parts may be a better choice.

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Aftermarket parts are cheaper than OEM parts

When it comes to auto repairs, one of the key considerations is the choice between original equipment manufacturer (OEM) parts and aftermarket parts. While OEM parts are made by the same manufacturer that produced the original parts of the car, aftermarket parts are manufactured by third-party companies not affiliated with the original manufacturer.

Aftermarket parts are often cheaper than OEM parts, and this price difference is one of the main advantages of choosing them. The lower cost of aftermarket parts can help keep repair costs down, making them a more economical option for car owners. This is especially beneficial for those on a tight budget, as repairs can be expensive, and opting for aftermarket parts can provide significant savings.

However, it is important to note that the quality of aftermarket parts can vary. While some aftermarket parts are of comparable or even superior quality to OEM parts, others may be inferior due to the use of lower-quality materials. The selection of aftermarket parts can be overwhelming, and it may be challenging to determine the quality of a particular part. In contrast, OEM parts are generally considered more dependable and have stricter quality inspections, providing peace of mind that they will fit and function correctly.

The availability of parts is another factor to consider. Aftermarket parts are typically more readily available and can often be purchased from local auto part stores, whereas OEM parts may need to be ordered and can take longer to obtain. This makes aftermarket parts a more convenient option for urgent repairs.

In summary, while aftermarket parts are usually cheaper than OEM parts, it is important to weigh this advantage against potential concerns about quality and compatibility. The best choice depends on individual circumstances, such as budget constraints, the urgency of the repair, and the type of part required.

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Used parts are often recycled from junkyards

Used auto parts are often recycled from junkyards. Many vehicles are discarded daily due to accidents, engine trouble, or age, and most of the time, several parts of these vehicles are still in good condition. These parts can be individually resold to repair other vehicles. Used parts are typically original equipment manufacturer (OEM) parts that have been used before. They are often cheaper than new OEM parts, which can be more expensive and take longer to receive as they must be ordered from a single manufacturer.

While used parts may sometimes be hard to find, they fit well and can be made to look and work as good as new. They are commonly used by body shops and insurance companies for repairs. Used parts also offer the advantage of recycling materials that would otherwise end up in junkyards.

OEM parts are original pieces of equipment made by the car's manufacturer. They are brand-new and have never been used before. While they offer the advantage of fitting perfectly without adjustments, they are more costly and may not always be readily available, leading to longer wait times for repairs.

Aftermarket parts, on the other hand, are replacement parts made by a company other than the original equipment manufacturer. They are similar to generic pharmaceuticals in that they are cheaper but likely to be as effective as brand-name products. Aftermarket parts are also readily available and can be of equal or better quality than OEM parts.

When it comes to repairs, body shops can handle aftermarket and used parts just as well as OEM parts. The repair process may sometimes require adjustments to ensure a proper fit, but a good shop can deliver satisfactory results. Insurance companies, aiming to minimise costs, often suggest the use of aftermarket or used parts for repairs.

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Used parts are usually OEM parts that have been used before

When it comes to repairing a car, there are several options for the types of parts to be used. The three main categories are original equipment manufacturer (OEM) parts, aftermarket parts, and used parts.

Used parts offer several advantages. Firstly, they are typically much cheaper than new OEM parts, which are generally the most expensive option. Used parts also allow for recycling, reducing waste and providing environmental benefits. Additionally, used parts often fit great and can be made to look and work as well as new. This makes them a popular choice for both body shops and insurance companies when repairing vehicles.

However, there are also some potential drawbacks to using used parts. One concern is the unknown history of these parts, including how many miles they have been used, the condition they were in when removed, and how they have been stored. This uncertainty can make it challenging to predict the remaining lifespan of used parts. Additionally, finding the right used parts for a specific vehicle can sometimes be challenging, as they may not always be readily available.

In conclusion, used parts, often originally produced as OEM parts, offer a cost-effective and environmentally friendly option for car repairs. While they provide benefits such as good fit and functionality, there are also considerations regarding their unknown history and availability. Ultimately, when deciding between used, OEM, or aftermarket parts, it is essential to weigh the advantages and disadvantages of each option and choose the best solution for the specific repair needs.

Frequently asked questions

Used auto parts are parts that have been used previously in another vehicle. They are sourced from salvage yards and recycled from wrecked vehicles.

Insurance companies often prefer to use used parts in repairs as they are cheaper than new Original Equipment Manufacturer (OEM) parts. Used parts can be made to work and look as good as new parts.

Used auto parts are a more cost-effective option than new OEM parts. They are also more readily available and can help to recycle materials from junked vehicles.

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