Senior Connection: Insurance Carrier Options

Senior Connection in Evansville, IN, is a senior health insurance agency that has been in business for over 30 years. The company offers insurance consulting, claims assistance and counselling for seniors. Senior Connection provides education on Medicare issues and helps with Medicare appeal services. They also offer senior-related insurance products, including Medicare Supplements, Medicare Advantage, Medicare Prescription Drug Plans, Long-Term Care Insurance and Fixed Annuities.

Medicare Supplements

Senior Connection in Evansville, IN, is one of the largest senior insurance agencies in the area. They provide education on Medicare issues, claims assistance for policyholders, and help with Medicare appeal services. They also offer Medicare Supplements, also known as Medigap, which is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare (Part A and Part B).

Senior Connection has over 25 years of experience in the Medicare market, working with seniors to find the right insurance solutions in a friendly, no-pressure environment. Their services are free, and they are contracted with competitive companies in the area, allowing them to find the best Medicare plan for their clients' needs.

Senior Connection can help individuals understand their options for Medicare Supplements and guide them in choosing the right plan. They offer a free, no-obligation consultation to discuss Medicare and insurance options. Their knowledgeable staff explains Medicare in an easy-to-understand way, ensuring their clients can make confident, informed decisions about their healthcare coverage.

With their expertise and commitment to educating seniors, Senior Connection has built a positive reputation in Evansville, IN, and the surrounding areas. Their clients commend their friendly and compassionate approach, as well as their willingness to go above and beyond in explaining the various insurance options available.

Medicare Advantage

Senior Connection in Evansville, IN, is an insurance agency that provides education on Medicare issues, offers claims assistance, and helps with Medicare appeal services. They offer Medicare Advantage plans, also known as Part C or MA plans, which are another way for individuals to receive their Part A (Hospital Insurance) and Part B (Medical Insurance) benefits instead of Original Medicare.

Before joining a Medicare Advantage Plan, it is important to talk to your employer, union, or benefits administrator about their rules, as joining one might cause you to lose your current coverage, including that of your spouse and dependents. Additionally, if a plan decides to stop participating in Medicare, enrollees will have to join another Medicare health plan or return to Original Medicare.

Senior Connection has been in the Medicare market for over 25-30 years, helping seniors choose the right Medicare coverage to meet their needs. They offer free consultations and work with the most competitive companies in the Evansville area to find the best plan for their clients.

Medicare Prescription Drug Plans

Medicare offers prescription drug coverage to everyone with Medicare. This is known as Medicare Prescription Drug Plans (Part D). It is optional, but if you decide not to join a plan when you are first eligible, you will likely pay a late enrollment penalty if you join a plan later.

There are two ways to get drug coverage:

• A Medicare Prescription Drug Plan (Part D) - adding a stand-alone prescription drug plan (PDP) can help you pay for your prescriptions and may protect you from high drug costs.
• A Medicare Advantage Plan (Part C) - like an HMO or PPO, or other Medicare health plan that offers Medicare prescription drug coverage.

Each plan can vary in cost and specific drugs covered. All plans must cover a wide range of prescription drugs that people with Medicare take, including most drugs in certain protected classes, like drugs to treat cancer or HIV/AIDS. A plan’s list of covered drugs is called a “formulary,,” and each plan has its own formulary. Medicare drug coverage typically places drugs into different levels, called “tiers,” on their formularies. Drugs in each tier have a different cost. For example, a drug in a lower tier will generally be cheaper than a drug in a higher tier.

You can use the Medicare Plan Finder to compare different Medicare drug plans and their costs. To get Medicare drug coverage, you must be a United States citizen or lawfully present in the United States.

Long-Term Care Insurance

Senior Connection in Evansville, IN, is one of the largest senior insurance agencies in the area. They offer a range of insurance products, including long-term care insurance.

The cost of long-term care insurance can vary depending on several factors, including the daily maximum benefit amount, the maximum lifetime benefit, and the inclusion of inflation protection. Additionally, the premium costs may increase over time as insurers adjust their rates. When considering long-term care insurance, it is essential to evaluate your budget, assets, and overall financial condition to determine if this type of insurance is a suitable option for you.

Senior Connection can provide valuable assistance in understanding the options available and helping you choose the right long-term care insurance plan. With their expertise and experience, they can guide you through the complexities of long-term care insurance and ensure that you have the appropriate coverage in place.

Life Insurance

Senior Connection in Evansville, IN, is one of the largest senior insurance agencies in the area. The company has been in the Medicare market for over 30 years, helping seniors choose the right Medicare coverage and life insurance to meet their needs.

Senior Connection focuses on educating its clients on their options for Medicare insurance in a friendly, no-pressure environment. The company offers free consultations and seminars to help seniors understand their Medicare options and make informed decisions. They also provide education on Medicare issues, offer claims assistance, and help with Medicare appeal services.

In addition to Medicare Supplements, Medicare Advantage, and Medicare Prescription Drug Plans, Senior Connection also offers senior-related insurance products, including life insurance, long-term care insurance, and fixed annuities. They help individuals purchase life insurance plans that provide financial protection for their loved ones in the event of their death.

With over 25 years of experience, Senior Connection has the knowledge and expertise to guide seniors through the often confusing world of life insurance options. They work with competitive companies in the area to find the best Medicare and life insurance plans for their clients.

Senior Connection is located in the Hebron Pointe North Business Park and can be contacted for appointments during weekdays from 8 am to 12 pm and 1 pm to 5 pm.

Frequently asked questions