
If you've been issued a ticket for a speeding violation or not having proof of insurance in Arizona, you may be able to avoid fines and insurance rate hikes by taking a state-approved defensive driving course. While Arizona has relatively relaxed laws regarding speeding, with no penalties for driving under 10 mph over the speed limit on public and interstate highways, speeding in a school zone is a criminal violation and will result in doubled penalties and increased insurance premiums. If you receive a ticket, you can either deny responsibility and request a hearing or admit responsibility and pay the fine. To provide proof of insurance, you may be able to show a digital copy on your phone or provide a letter of confirmation from your insurance company. In some cases, you may need to mail proof of insurance to the relevant court or department of transportation.
Characteristics | Values |
---|---|
Proof of insurance | Current insurance card, letter of proof on insurance company's letterhead, digital copy of insurance card on phone |
How to submit proof | In person at court, by mail, online |
Deadline | On or before the arraignment date |
Location | Paradise Valley Municipal Court, 6401 E Lincoln Dr, Paradise Valley, AZ |
Other options | Deny responsibility and request a hearing, take a defensive driving course |
What You'll Learn
Proof of insurance for court
If you have been cited for driving without insurance in Arizona, you must provide proof of insurance to the court to have the violation dismissed. This proof must show that the vehicle was insured on the date and time the ticket was issued.
You can appear in person at the Paradise Valley Municipal Court and provide proof of insurance any day up to, and including, the arraignment date at the bottom of your complaint. You can appear Monday through Thursday from 8 a.m. to 4 p.m. You may also choose to mail a copy of the proof of insurance to the court. Any mailing must arrive at the court on or before the arraignment date. It is your responsibility to follow up with the court to ensure that all correspondence sent via mail has been received. Failure to do so may result in a default judgment being entered against you.
If you were cited under A.R.S. § 28-4135B/28-4135C and had insurance that meets the state requirements for coverage, and the insurance was valid on the date and time the complaint was issued, you may provide proof of the insurance to the court, and the insurance charge will be dismissed. If you were cited under this code and purchased insurance that meets the state requirements after the date and time the complaint was issued, you may, on or before the arraignment date, provide proof of insurance to the court, and the sanction for the insurance charge can be reduced to the Minimum Mandatory Fine.
Proof of insurance may include one or more of the following:
- Correspondence on the insurance company's letterhead stating continuous coverage with a start date for the vehicle cited or for yourself for any vehicles driven.
- A state-approved insurance card showing a 6-month policy with a start and end date and the Vehicle Identification Number (VIN) of the vehicle.
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Online submission
If you need to submit proof of insurance in Arizona, you can do so online via the AZ MVD Now website. This is the official Arizona Department of Transportation website, and it allows you to submit temporary notice of updated coverage. You must provide proof of Arizona liability insurance that was in effect at the time of the suspension. If you cannot obtain this proof, you will need to pay a $50 reinstatement fee and provide current proof of Arizona liability insurance.
To submit proof of insurance online, your name and address on DMV records must be correct. You will need your inquiry or suspension order from the DMV, which will have all the information you need to submit your proof of insurance. It can take up to 48 hours for the DMV to update your record.
If you are in Paradise Valley, Arizona, you can also submit proof of insurance to the Paradise Valley Municipal Court, either in person or by mail. The address for mailing is: 6401 E Lincoln Dr, Paradise Valley, AZ. Any mail must arrive at the court on or before the arraignment date at the bottom of your complaint.
It is important to note that you are responsible for following up with the court to ensure that all payments and/or correspondence sent via mail are received. Failure to do so may result in a default judgment against you.
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Mailing address
If you have been cited for a mandatory insurance violation in Paradise Valley, AZ, you may choose to mail a copy of your proof of insurance to the Paradise Valley Court at the address provided on the official website. It is important to note that your mailing must arrive at the Court on or before the arraignment date at the bottom of your complaint.
It is your responsibility to follow up with the Court to ensure that all correspondence sent via mail has been received. Failure to do so may result in a default judgment being entered against you, leading to potential consequences such as fines, additional fees, and suspension of your driving privileges and vehicle registration.
If your driver's license or vehicle registration has been suspended due to a lapse in automobile liability insurance coverage, you can provide proof of insurance by mail to the DMV. However, specific instructions and mailing addresses may vary depending on your location. For example, the New York DMV requires individuals to mail the bottom part of their insurance letter and their New York State Insurance Identification Card (legible photocopies are acceptable) to the provided address.
In the case of a traffic ticket, the mailing address for payment may vary depending on the issuing authority. For instance, the Massachusetts RMV provides a pre-addressed envelope for individuals to mail their ticket and payment to the Citation Processing Center at P.O. Box 55890, Boston, MA 02205-5890.
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In-person submission
If you received a ticket for driving without insurance in Arizona, you must provide proof that the vehicle involved was insured at the date and time the ticket was issued to have the violation dismissed.
You can appear in person at the Paradise Valley Municipal Court, located at 6401 E Lincoln Dr in Paradise Valley, any day up to and including the arraignment date at the bottom of your complaint. The court is open Monday through Thursday from 8 a.m. to 4 p.m. It is your responsibility to ensure that all correspondence sent via mail or submitted in person is received by the court. Failure to do so may result in a default judgment against you.
If you were cited under A.R.S. § 28-4135B/28-4135C and had valid insurance that meets Arizona's state requirements at the time the complaint was issued, you may provide proof of insurance to the court, and the insurance charge will be dismissed. If you purchased insurance that meets the state requirements after the date and time the complaint was issued, you may provide proof of insurance to the court on or before the arraignment date, and the sanction for the insurance charge can be reduced to the Minimum Mandatory Fine.
Additionally, you are responsible for obtaining and providing to the court a copy of your 36-month Arizona Motor Vehicle Division (MVD) report, showing no reported convictions or pleas for the violation of A.R.S. To be accepted by the court, the record must be either certified by the MVD or accompanied by a printed confirmation page.
If there was a lapse in insurance coverage, you can de-insure your vehicle online at AZMVDNow.gov. This is a method of temporarily discontinuing the required insurance on the vehicle until it is ready to be driven or placed on the road again. A de-insured vehicle will not be suspended due to a lack of insurance unless it is driven on Arizona roads.
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Required documents
If you have received a ticket due to a lapse in insurance coverage, you must provide proof of Arizona liability insurance that was in effect at the time of the suspension. If this proof cannot be obtained, you must pay a $50 reinstatement fee and provide current proof of Arizona liability insurance.
If you were cited under A.R.S. § 28-4135B/28-4135C and had insurance that meets the State requirements for coverage, and the insurance was valid on the date and time the complaint was issued, you may provide proof of the insurance to the Court, and the insurance charge will be dismissed. If you purchased insurance after the date and time the complaint was issued, you may provide proof of the insurance to the Court on or before the arraignment date, and the sanction for the insurance charge can be reduced to the Minimum Mandatory Fine.
You can also provide proof of insurance by mail. The mailing address depends on the specific court handling your case. For example, for Paradise Valley Municipal Court, the address is 6401 E Lincoln Dr, Paradise Valley, AZ. It is important to ensure that any mailing arrives at the Court on or before the arraignment date.
Additionally, you are responsible for obtaining and providing to the Court a copy of your 36-month Arizona Motor Vehicle Division (MVD) report, which should show no reported convictions or responsible pleas for the violation of A.R.S.
If you are submitting documents for a driver's license or vehicle registration, you may be required to provide proof of Arizona residency. This can include two printed documents with your current Arizona residential address, such as utility bills, credit card or bank statements, or an insurance policy. If your current legal name is different from the one shown on a document, you must provide legal proof of name change, such as a marriage certificate, divorce decree, or court order.
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Frequently asked questions
You can mail a copy of your proof of insurance to the Paradise Valley Municipal Court located at 6401 E Lincoln Dr in Paradise Valley.
Any mailing must arrive at the Court on or before the arraignment date at the bottom of your complaint.
Failure to do so may result in a default judgment being entered against you.
Yes, you can submit your proof of insurance online via AZ MVD Now, the Motor Vehicle Division's new online platform.