Event Insurance: Progressive Auto's Extra Coverage

Progressive offers event insurance for weddings, charity events, birthday parties, meetings, and festivals. This insurance covers liability claims if someone gets hurt or damages the venue's property during your event. It also offers cancellation coverage, reimbursing you for any non-refundable deposits and rescheduling fees if you need to postpone or cancel your event. Progressive's event insurance starts at $105 and can be bundled with other Progressive products like auto and home insurance for additional savings. Additionally, they provide event planner insurance, customised to the needs of event and party planners, protecting them from costly claims.

Progressive offers event insurance for weddings and other events, starting at $105

Planning an event, especially a wedding, is exciting but can also be stressful. There are so many things to consider and unexpected issues can arise. That's where Progressive's Wedding and Event Insurance comes in.

Progressive offers event insurance for weddings and other events, starting at just $105. This insurance is provided and serviced by third parties and can be customised to your needs, whether you're organising a wedding, a charity event, or a 5k run.

With Progressive's Wedding and Event Insurance by The Event Helper, Inc., you can relax and enjoy your event, knowing that you're protected in case of accidents. This insurance covers liability if a guest is injured or damages the venue's property. It also offers cancellation coverage, safeguarding your investment if you need to postpone or cancel. For example, if you have to postpone your wedding due to a burst pipe in the reception hall, Progressive's insurance will cover non-refundable lost deposits up to your policy's limit.

In addition to liability and cancellation coverage, Progressive's Wedding and Event Insurance also offers special coverage for your own property. This includes optional coverage for wedding attire, gifts, photographs, and other items that may be damaged before, during, or after your wedding. So, if you accidentally rip your wedding dress while trying it on, Progressive's insurance will reimburse you for the cost of repairs or replacement, up to your policy's limit.

The cost of event insurance varies based on factors such as the number of attendees, the duration of the event, and the coverages you select. However, Progressive's Wedding and Event Insurance starts at a competitive rate of $105, providing excellent value for peace of mind on your big day or special event.

Event insurance covers liability for injuries and property damage

Event insurance is a type of insurance that can protect you from financial liability if an accident occurs at your event, causing injury to guests or damage to the venue's property. It is often required by venues to protect their property and reduce their liability in the event of an accident.

Event insurance typically covers liability for injuries and property damage. This means that if someone is injured at your event, the insurance will cover the associated medical payments and lawsuits. It also provides protection against claims of third-party bodily injury and property damage due to the sale, service, or distribution of alcohol at your event. For example, if a guest at your event slips and falls, requiring emergency medical treatment, event insurance can cover their medical bills up to the limits specified in your policy.

Additionally, event insurance can protect against claims alleging physical damage to the venue. This includes protection against lawsuits alleging covered damages, as well as defence costs and claims payments. It is important to note that the specific coverages included in event insurance can vary based on the event, the insurer, and the policy.

Progressive® Wedding and Event Insurance by The Event Helper, Inc. is an example of an event insurance provider. Their policies can cover costs resulting from guest injuries, venue property damage, and postponement or cancellation of the event. The cost of event insurance can vary depending on the number of attendees, the duration of the event, and the coverages selected.

Wedding cancellation insurance is also available, reimbursing non-refundable deposits

Wedding cancellation insurance is available from Progressive and can be purchased alongside event liability coverage. This type of insurance covers reimbursements for non-refundable expenses, such as deposits, in the event that you need to cancel or postpone your wedding due to unforeseen circumstances.

Planning a wedding often involves booking a venue and vendors, including florists, caterers, photographers, DJs, and musicians, several months in advance. This usually requires paying significant non-refundable deposits. If your wedding is cancelled or postponed due to a covered reason, wedding cancellation insurance can reimburse you for these lost deposits.

Covered reasons for cancellation or postponement can include illness or injury to the wedding party, issues with the venue, or missing officiants or vendors. It is important to note that cancellation due to a change of heart, last-minute changes to venues or vendors, or non-extreme weather may not be covered.

The cost of wedding cancellation insurance can vary depending on the insurer, your location, and the desired amount of coverage. Some insurers offer customizable coverage options to better match your needs and budget.

In addition to cancellation coverage, wedding insurance can also provide liability protection in case of damage to the venue or injury claims from guests. It may also include host liquor liability coverage, which protects you from liability for intoxicated guests who cause bodily injury to themselves or others.

You can add coverage for presents, attire, and photos

Progressive® Wedding and Event Insurance by The Event Helper, Inc. offers cancellation coverage for your wedding, which safeguards your investment if you have to postpone or cancel. This includes reimbursing you for non-refundable expenses such as deposits, venue, music, food, cake, flowers, rental cars, and more.

You can also add special coverage to your cancellation wedding insurance policy to protect your presents, attire, and photos against damage or theft prior to your event. This includes your wedding dress, tuxedos, and gifts. For example, if you accidentally rip your wedding dress while trying it on, special coverage will reimburse you for the cost of repairing or replacing it up to the limits of your policy.

Special coverage for presents, attire, and photos is only offered as an add-on to Wedding Cancellation Insurance. You must purchase this coverage at least 15 days in advance, and it is important to note that it does not include standalone wedding dress insurance.

Progressive also offers event planner insurance, customised to the needs of event and party planners

Progressive offers a wide range of insurance options, including event planner insurance. This type of insurance is customised to meet the needs of event and party planners, protecting them from potential financial losses and liabilities.

Event planner insurance with Progressive is tailored to the specific needs of your business. It can safeguard your business from costly claims and lawsuits, providing peace of mind for event organisers. The Progressive Advantage® Business Program connects event planners with insurance vendors to find a policy suited to their business. The cost of event planner insurance depends on factors such as business size and claims history, with premiums increasing for businesses with a history of claims.

Basic event planner insurance coverage protects your business from mishaps and lawsuits. For example, if a client trips and falls in your office, general liability insurance can help cover their medical expenses. Another essential component of event planner insurance is professional liability, also known as errors and omissions (E&O) insurance. This coverage protects your business against claims of negligence or substandard work.

Additionally, if you use your vehicle for event planning business purposes, Progressive recommends commercial auto insurance. Most personal auto policies do not cover losses that occur while using your vehicle for business. Progressive offers a range of auto insurance options, including liability coverage, comprehensive and collision coverage, roadside assistance, and uninsured/underinsured motorist protection.

Progressive also provides wedding and event insurance, starting at just $105. This insurance covers liability, wedding cancellation, and gifts and attire. It protects you financially if someone is injured or damages the venue's property during your event. Wedding cancellation insurance reimburses non-refundable deposits and rescheduling fees if you need to postpone or cancel your wedding. You can also add cancellation coverage to safeguard your investment.

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