Loyal American Life Insurance And Cigna: Any Connection?

Loyal American Life Insurance Company is a subsidiary of Cigna, which is one of the largest providers of healthcare insurance. Loyal American was founded in 1955 in Alabama and is now located in Austin, Texas. Cigna uses Loyal American to distribute many versions of their Medicare Supplement products, including Accident Expense, Lump Sum Cancer, Heart Attack/Stroke coverage, and Whole Life Insurance Policies. Loyal American's mission is to help the people they serve to improve their health, well-being, and sense of security. Loyal American's products are competitively priced and come with additional benefits such as no membership or association fees, value-added customer programs, and a 24-hour health information line.

Loyal American Life Insurance Company is a subsidiary of Cigna

Cigna primarily uses Loyal American to distribute various versions of their Medicare Supplement products. In addition to Medicare Supplement Insurance, Loyal American also offers Accident Expense, Lump Sum Cancer, Heart Attack/Stroke coverage, and Whole Life Insurance Policies. Loyal American's mission is to help its customers improve their health, well-being, and sense of security.

Being a subsidiary of Cigna, Loyal American benefits from the financial strength and stability of its parent company. Cigna is currently rated A by the financial institution rating agency AM Best, indicating its ability to provide products and continue innovating for its customers. This financial stability extends to Loyal American as well, giving customers confidence in their choice of insurer.

In addition to its competitive rates, Loyal American offers several benefits to its customers, including no membership or association fees, value-added customer programs, a 24-hour Cigna Healthcare Health Information Line, and a quick claims process. Loyal American's products are available in many states across the country, providing customers with a wide range of insurance options.

Overall, Loyal American Life Insurance Company's connection with Cigna enhances its reputation, financial stability, and ability to provide competitive products and services to its customers.

Loyal American offers Medicare Supplement Plans A, F, G, and N

Loyal American is a subsidiary of Cigna Health Group, and is based in Austin, Texas. Loyal American has been offering insurance products since 1955, and is one of the top Medicare Supplement companies.

• Plan A: This is the base Medicare Supplement product, offering basic benefits.
• Plan F: This is the most comprehensive policy option, covering 100% of all costs leftover after Medicare pays its share, including Part A and B deductibles, excess charges, and all office visit copayments.
• Plan G: This plan offers the same coverage as Plan F, except for the Medicare Part B deductible. It is a great option for those looking to save money.
• Plan N: This plan has a copay of up to $20 for office visits and a $50 copay for ER visits. It offers a lower premium than Plans F and G but has more out-of-pocket costs.

Loyal American's Medicare Supplement plans come with several additional benefits, including a 30-day free look period, no membership or association fees, guaranteed renewable for life, and a 12-month rate lock-in.

In addition, as a subsidiary of Cigna, Loyal American shares the same financial ratings and customer service as Cigna products. This includes access to Cigna's 24-hour Health Information Line and Silver&Fit fitness program.

Loyal American's products include Accident Expense, Lump Sum Cancer, and Whole Life Insurance

Loyal American Life Insurance Company is indeed a subsidiary of Cigna Corporation. Loyal American was founded in 1955 and is now operated as a subsidiary of Cigna in Austin, Texas.

Cigna uses Loyal American to distribute many versions of their Medicare Supplement products. Loyal American's products include Accident Expense, Lump Sum Cancer, and Whole Life Insurance.

Accident Expense Insurance from Loyal American can help pay for out-of-pocket medical expenses such as copays and deductibles following an accident. This type of policy pays benefits directly to the policyholder, unless otherwise assigned, to help with everyday expenses. Loyal American's Accident Expense Insurance is available for individuals aged 18-74 and offers three flexible benefit levels.

Lump Sum Cancer Insurance provides a cash benefit to help cover expenses after a cancer diagnosis. The cash benefit can be used to pay for treatments, care, and other associated costs. This policy is available to individuals aged 18-99, including dependents.

Whole Life Insurance helps to cover final expenses due to accidental death or illness, providing a cash benefit to the beneficiary. Whole Life Insurance policies can help provide benefits for funeral or cremation expenses, protect a family's nest egg, contribute to a grandchild's education, or pay off outstanding mortgages or loans. Loyal American's Whole Life Insurance is available for individuals aged 50-85 and can include coverage for spouses. The policy also accumulates a cash value starting in the third year, which can be accessed through a policy loan or cash surrender.

Loyal American was founded in 1955 in Alabama

Loyal American Life Insurance Company was founded in 1955 in Alabama. The company has been in operation for over 60 years and has since expanded its reach across the country. Today, Loyal American is a subsidiary of Cigna, operated out of Austin, Texas.

Loyal American was acquired by Cigna to distribute many versions of their Medicare Supplement products. Loyal American's product line includes Medicare Supplement Insurance, Accident Expense, Lump Sum Cancer, Heart Attack/Stroke coverage, and Whole Life Insurance Policies. Loyal American's mission is to help the people they serve to improve their health, well-being, and sense of security.

As a subsidiary of Cigna, Loyal American benefits from the financial strength and stability of its parent company. Cigna is currently rated A by the financial institution rating agency AM Best, and this rating is shared by Loyal American. This rating gives both companies the ability to continue to innovate and provide products for their customers.

In addition to Loyal American, Cigna has acquired many small and regional health insurance companies over the years, which it uses to provide Medicare Supplement policies to seniors. Other companies that Cigna operates as subsidiaries include Cigna Health and Life Insurance Company (CHLIC), American Retirement Life Insurance Company (ARLIC), and Cigna National Health Insurance Company (CNHIC).

Cigna has been in operation in some form since 1792 when it was founded in Philadelphia. The company was originally known as INA and merged with the Connecticut General Corporation in 1982, rebranding as Cigna. Cigna offers a wide range of health products, including health insurance, dental insurance, and drug coverage, and serves over 95 million customers worldwide.

Cigna's acquisition of Loyal American has allowed it to expand its product offerings and provide competitive rates and exceptional benefits to its customers. Loyal American's value proposition includes no membership or association fees, value-added customer programs, a 24-hour health information line, and a quick claims process.

Loyal American is now located in Austin, Texas

Loyal American Life Insurance Company was founded in 1955 in Alabama. It later became a subsidiary of Cigna, a global health service company, and is now located in Austin, Texas. Loyal American offers Medicare Supplement Insurance, Accident Expense, Lump Sum Cancer, Heart Attack/Stroke, and Whole Life insurance policies.

Cigna primarily uses Loyal American to distribute many versions of their Medicare Supplement products. Loyal American's mission is to help the people they serve to improve their health, well-being, and sense of security. Loyal American offers several benefits to customers, including no membership or association fees, value-added customer programs, a 24-hour health information line, and a quick claims process.

Being a subsidiary of Cigna, Loyal American shares the same financial rating and benefits from the parent company's financial strength and stability. Cigna has been in the insurance business for over 220 years and has a presence in Austin, Texas, through Loyal American Life Insurance Company.

Loyal American's address in Austin, Texas, is:

Cigna – Loyal American Life Insurance Company (Loyal)

P.O. Box 26580

Austin, TX 78755-0580

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